Corporate Profile

C&F Financial Corporation is a bank holding company that was incorporated in March 1994 under the laws of the Commonwealth of Virginia. The Corporation owns all of the stock of Citizens and Farmers Bank (C&F Bank), which is an independent commercial bank chartered under the laws of the Commonwealth of Virginia. C&F Bank originally opened for business under the name Farmers and Mechanics Bank on January 22, 1927. The Bank has the following five wholly-owned subsidiaries, all incorporated under the laws of the Commonwealth of Virginia:

  • C&F Mortgage Corporation and its wholly-owned subsidiary Certified Appraisals LLC

  • C&F Finance Company

  • C&F Wealth Management Corporation

  • C&F Insurance Services, Inc. and

  • CVB Title Agency, Inc.

The Corporation operates in a decentralized manner in three principal business activities: (1) retail banking through C&F Bank, (2) mortgage banking through C&F Mortgage Corporation and (3) consumer finance through C&F Finance Company. C&F Bank operates 26 retail bank branches and three commercial loan offices located throughout the Hampton to Charlottesville corridor in Virginia. C&F Mortgage Corporation provides mortgage loan origination services throughout Virginia, West Virginia, Maryland, North Carolina and South Carolina. C&F Finance Company provides automobile loans through indirect lending programs in Alabama, Florida, Georgia, Illinois, Indiana, Kentucky, Maryland, Missouri, New Jersey, North Carolina, Ohio, Pennsylvania, Tennessee, Texas, Virginia and West Virginia. C&F Wealth Management Corporation provides a full range of securities brokerage, life and health insurance, and investment services to individuals and businesses through C&F Bank’s 26 retail branch locations.

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$ (0.46) - (0.90)%
Market Cap ($M)
As of July 17, 2019 Minimum 20 minute delay.

Contact Information

  • C&F Financial Corporation

    802 Main Street

    P.O. Box 391

    West Point, VA 23181

    Phone: (804) 843-2360

  • Investor Relations Contact

    Mr. Thomas F. Cherry

    Phone: (804) 843-2360

  • Transfer Agent

    American Stock Transfer & Trust Co.

    P.O. Box 391

    59 Maiden Lane

    Plaza Level

    New York, NY 10038

    (800) 937-5449

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