Financial Highlights

Email pagePDF viewPrint viewEmail AlertRSS Feeds
Trend Analysis--Quarterly (click here for Annual Analysis)

For the definition of a financial field, click on the field name.

Balance Sheet ($000)
 2021 Q22020 Q2 Y-Y
Ch (%)
2021 Q1 Q-Q
Ch (%)
Cash and Investments24,064,00020,193,00019.1722,965,00019.14
Total Reinsurance Assets609,000619,000(1.62)579,00020.73
Total Deferred Policy Acquisition Costs924,000834,00010.79880,00020.00
Intangible Assets000.0000.00
Separate Account Assets952,000911,0004.50929,0009.90
Total Assets29,677,00025,450,00016.6128,313,00019.27
Total Policy Reserves13,416,00012,451,0007.7513,081,00010.24
Total Debt907,000967,000(6.20)905,0000.88
Total Liabilities17,819,00016,192,00010.0517,175,00015.00
Total Mezzanine Level Items000.0000.00
Common Equity11,858,0009,258,00028.0811,138,00025.86
Total Equity11,858,0009,258,00028.0811,138,00025.86
Shares Outstanding (actual)161,100,000160,800,0000.19161,000,0000.25
Income Statement ($000)
 2021 Q22020 Q2 Y-Y
Ch (%)
2021 Q1 Q-Q
Ch (%)
Total Policy Revenue1,593,0001,482,0007.491,544,00012.69
Net Investment Income686,0001,226,000(44.05)675,0006.52
Realized Gains9,0000NM3,000800.00
Total Revenue2,295,0002,714,000(15.44)2,227,00012.21
Total Policy Expenses915,0001,086,000(15.75)1,003,000(35.09)
Underwriting & Other Expenses495,000469,0005.54443,00046.95
Interest Expense13,00014,000(7.14)13,0000.00
Total Expenses1,423,0001,569,000(9.31)1,459,000(9.87)
Provision for Taxes169,000236,000(28.39)148,00056.76
Net Income703,000909,000(22.66)620,00053.55
Net Income After Taxes703,000909,000(22.66)620,00053.55
Per Share Items ($)
 2021 Q22020 Q2 Y-Y
Ch (%)
2021 Q1 Q-Q
Ch (%)
Diluted EPS Before Extraordinary4.315.63(23.45)3.8251.31
Diluted EPS After Extraordinary4.315.63(23.45)3.8251.31
Operating EPS1.790.44306.821.37122.63
Book Value, Excluding FASB 11568.8853.7828.0865.1123.21
Dividends Declared0.63000.60005.000.63000.00
Underwriting Performance Ratios (%)
 2021 Q22020 Q2 Y-Y
Ch (bp)
2021 Q1 Q-Q
Ch (bp)
GAAP Loss Ratio54.8071.80(1,700)62.60(780)
GAAP Expense Ratio30.7031.30(60)28.60210
GAAP Combined Ratio85.50103.10(1,760)91.20(570)
Underwriting Analysis ($000)
 2021 Q22020 Q2 Y-Y
Ch (%)
2021 Q1 Q-Q
Ch (%)
Net Premiums Written1,799,0001,644,0009.431,780,0004.27
Balance Sheet Ratios (%)
 2021 Q22020 Q2 Y-Y
Ch (bp)
2021 Q1 Q-Q
Ch (bp)
Total Equity / Total Assets39.9636.3835839.3462
Tangible Equity / Tangible Assets39.9636.3835839.3462
Tangible Common Equity / Tangible Assets39.9636.3835839.3462
Policy Reserves / Equity (x)1.131.34(21)1.17(4)
Debt / Total Cap, at Book7.119.46(235)7.51(41)
Cash & Investments / Assets81.0979.3417481.11(2)
Profitability Ratios (%)
 2021 Q22020 Q2 Y-Y
Ch (bp)
2021 Q1 Q-Q
Ch (bp)
Operating ROAA4.031.162863.1885
Operating ROAE10.163.286888.10206
Investment Yield11.8225.44(1,362)11.95(12)
Operating Margin38.3242.70(438)34.98334
   Q-Q Ch(%)= most recent quarter minus prior quarter annualized e.g. [(Q4-Q3)/Q3]*4

  * Percentages presented for individual quarters are annualized by taking the quarter amount and multiplying by four.

Copyright 2021, © S&P Global Market Intelligence  Terms of Use

  • 117.71
    Stock Quote ($)
  • Change ($)4.01
  • Change (%)3.53
  • Volume852,797
As of 7/29/2021 - Minimum 20 minute delay.
Information and news releases on this site were believed to be accurate as of the date prepared, and Cincinnati Financial disclaims any duty to update them. "Forward looking statements," as defined in securities laws, are intended to fit within the "safe harbor" and are subject to material risk factors that may not be disclosed on this site.