Email pagePDF viewPrint viewEmail Alert

Financial Highlights

Trend Analysis--Quarterly (click here for Annual Analysis)

For the definition of a financial field, click on the field name.


Balance Sheet ($000)
 2019 Q12018 Q1Y-Y
Ch (%)
2018 Q4Q-Q
Ch (%)
Loans Held for Investment, before Reserves866,603714,83321.23734,92171.67
Loans Held for Sale, before Reserves2,9883,407(12.30)1,785269.58
Loan Loss Reserve9,5339,565(0.33)9,5300.13
Net Loans Receivable860,058708,67521.36727,17673.09
Intangible Assets16,9945,650200.785,650803.12
Total Assets1,200,315993,89520.771,018,29071.50
Deposits1,035,177876,07418.16889,50665.51
Debt, Senior and Subordinated000.0000.00
Common Equity156,905114,11237.50124,657103.48
Total Shareholders' Equity156,905114,11237.50124,657103.48
Shares Outstanding (actual)8,313,4037,367,32712.847,401,17749.30
Income Statement ($000)
 2019 Q12018 Q1Y-Y
Ch (%)
2018 Q4Q-Q
Ch (%)
Net Interest Income12,3449,43430.8510,27080.78
Provision for Loan Losses000.0000.00
Noninterest Income3,2553,1154.493,16711.11
Noninterest Expense8,4987,17618.427,31564.69
Net Income Before Taxes7,0485,39530.645,79286.74
Provision for Taxes1,4331,781(19.54)1,37018.39
Net Income5,6153,61455.374,422107.91
Per Share Items ($)
 2019 Q12018 Q1Y-Y
Ch (%)
2018 Q4Q-Q
Ch (%)
Book Value per Share18.8715.4921.8516.8448.23
Tangible Book Value16.8314.7214.3216.0818.66
Diluted EPS Before Extra0.660.4837.500.5947.46
Diluted EPS After Extra0.660.4837.500.5947.46
Dividends Declared0.23000.1100109.090.1300307.69
Performance Ratios (%)
 2019 Q12018 Q1Y-Y
Ch (bp)
2018 Q4Q-Q
Ch (bp)
ROAA1.881.50381.7612
ROAE14.5612.9016614.479
Net Interest Margin4.474.19284.3512
Loans / Deposits83.7281.6021282.62109
Efficiency Ratio54.8557.08(223)56.94(209)
Balance Sheet Ratios (%)
 2019 Q12018 Q1Y-Y
Ch (bp)
2018 Q4Q-Q
Ch (bp)
Tangible Equity/ Tangible Assets11.8210.988511.757
Equity/ Assets13.0711.4815912.2483
Asset Quality Ratios (%)
 2019 Q12018 Q1Y-Y
Ch (bp)
2018 Q4Q-Q
Ch (bp)
Nonperforming Assets/ Assets0.330.55(22)0.36(3)
Loan Loss Reserves/ Gross Loans1.101.33(24)1.29(20)
Loan Loss Reserves/ NPAs137.58108.922,867144.59(701)
Net Charge-offs/ Avg Loans(0.00)(0.01)10.000
Regulatory Capital Ratios (%)
 2019 Q12018 Q1Y-Y
Ch (bp)
2018 Q4Q-Q
Ch (bp)
Tier 1 Capital Ratio17.2616.497717.1313
   Q-Q Ch(%)= most recent quarter minus prior quarter annualized e.g. [(Q4-Q3)/Q3]*4

  * Percentages presented for individual quarters are annualized by taking the quarter amount and multiplying by four.



Copyright 2019, © S&P Global Market Intelligence  Terms of Use

Please be advised that by accessing this link, you will be leaving Timberland Bank's website and entering an affiliate site hosted by another party. You will no longer be protected by the privacy and security policies of our website. Before you proceed, you are encouraged to read and evaluate the privacy and security policies of the site which you are entering, which may be different than ours.