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Section 1: 4 (PRIMARY DOCUMENT)

Ownership Submission
FORM 4
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
KEMPER J MARINER
  2. Issuer Name and Ticker or Trading Symbol
UMB FINANCIAL CORP [UMBF] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
__X__ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
Chairman and CEO
(Last)
(First)
(Middle)
1010 GRAND BLVD.		 3. Date of Earliest Transaction (Month/Day/Year)
08/31/2020
(Street)

KANSAS CITY, MO 64106		 4. If Amendment, Date Original Filed (Month/Day/Year)
 6. Individual or Joint/Group Filing (Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3) 		2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code
(Instr. 8) 		4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5) 		5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4) 		6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4) 		7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 08/31/2020   S   674 D $54.22 2,061,912 I By Trust - RC Kemper Irrevocable Trust
Common Stock 08/31/2020   S   100 D $54.215 2,061,812 I By Trust - RC Kemper Irrevocable Trust
Common Stock 08/31/2020   S   1,400 D $54.2 2,060,412 I By Trust - RC Kemper Irrevocable Trust
Common Stock 08/31/2020   S   1,576 D $54 2,058,836 I By Trust - RC Kemper Irrevocable Trust
Common Stock 08/31/2020   S   1,000 D $53.64 2,057,836 I By Trust - RC Kemper Irrevocable Trust
Common Stock 08/31/2020   S   300 D $53.63 2,057,536 I By Trust - RC Kemper Irrevocable Trust
Common Stock 08/31/2020   S   554 D $53.62 2,056,982 I By Trust - RC Kemper Irrevocable Trust
Common Stock 08/31/2020   S   46 D $53.59 2,056,936 I By Trust - RC Kemper Irrevocable Trust
Common Stock 08/31/2020   S   100 D $53.58 2,056,836 I By Trust - RC Kemper Irrevocable Trust
Common Stock               191,696.9522(1) D  
Common Stock               1,000 I By Daughter - Custodial Brokerage Account
Common Stock               2,088.4171(2) I By Esop
Common Stock               1,000 I By Son - Custodial Brokerage Account
Common Stock               53,800 I By Trust - TUW RC Kemper For John Mariner
Common Stock               290,397 I Held by Kemper Realty
Common Stock               395,989 I Held by Pioneer Service Corporation

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number. SEC 1474 (9-02)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 3) 		2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code
(Instr. 8) 		5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5) 		6. Date Exercisable and Expiration Date
(Month/Day/Year) 		7. Title and Amount of Underlying Securities
(Instr. 3 and 4) 		8. Price of Derivative Security
(Instr. 5) 		9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 4) 		10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4) 		11. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares

Reporting Owners

Reporting Owner Name / Address Relationships
 Director  10% Owner  Officer  Other
KEMPER J MARINER
1010 GRAND BLVD.
KANSAS CITY, MO 64106		   X     Chairman and CEO  

Signatures

 /s/ John C. Pauls, Attorney-in-fact for Mr. Kemper   09/01/2020
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) Reflects shares acquired through the reinvestment of dividends on restricted stock.
(2) Reflects ESOP allocations and dispositions that have occurred since the date of the reporting person's last ownership report.

Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.

Potential persons who are to respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB number. (Back To Top)