Deposit Loan Composition

Excel download Email page PDF view Print view Email Alert Social Media Sharing
Financial Highlights
2020 FQ2 YTD
6/30/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
Loan Composition (%)
Total Gross Loans($000) 1,817,192 1,608,154 1,520,764 1,441,710 1,403,132
Gross Loans HFI Growth 6.60 0.64 6.76 9.67 5.65
1-4 Family Loans/ Loans 32.59 34.60 35.53 34.03 33.35
Multifamily Loans/ Loans 41.77 42.14 43.29 44.78 47.42
Commercial Real Estate Loans/ Loans 17.07 17.05 16.35 15.16 13.53
Commercial & Multifamily Real Estate Loans/ Loans 58.84 59.19 59.65 59.94 60.96
Real Estate Loans/ Loans 91.44 93.79 95.17 93.97 94.31
Construction & Development Loans/ Loans 3.41 2.67 0.97 1.54 1.54
Home Equity Loans/ Loans 1.14 1.30 1.45 1.64 1.85
Credit Card Loans/ Loans 0.05 0.05 0.01 0.01 0.01
Vehicle Loans/ Loans 0 0 0.01 0.01 0
Other Consumer Loans/ Loans 0.01 0 0.01 0 0.02
Consumer Loans/ Loans 1.20 1.36 1.48 1.65 1.88
Commercial Loans/ Loans 3.95 2.18 2.38 2.84 2.28
Foreign Loans/ Loans 0 0 0 0 0
Other Loans/ Loans 0 0 0 0 0
Unearned Income and Other Adjustments/ Loans NA NA NA NA NA
Deposit Composition (%)
Total Deposits($000) 1,157,666 1,067,776 1,038,495 967,380 949,411
Deposit Growth 16.84 2.82 7.35 1.89 6.27
Transaction Acct Deps/Tot Deps 14.77 12.18 13.40 13.40 12.68
Savings Acct Deps/Tot Deposits NA NA NA NA NA
Money Mkt Deps/Tot Deposits NA NA NA NA NA
MMDA & Savings/Total Deposits 21.36 18.54 15.74 15.38 17.11
Retail Time Deps/Tot Deposits NA 41.23 42.99 44.40 45.22
Jumbo Time Deposits/ Deposits NA 28.05 27.87 26.82 24.99
Tot Time Deposits/Tot Deposits 63.87 69.28 70.86 71.22 70.21
Foreign Deposits/Total Deposits 0 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0 0
Non-CDs/Total Deposits 36.13 30.72 29.14 28.78 29.79
Core Deposits/Total Deposits NA 71.95 72.13 73.18 75.01
Noninterest-bearing Deposits/ Deposits NA NA NA NA 4.11
Interest-bearing Deposits/ Deposits NA NA NA NA 95.89
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.