Financial Highlights

Financial Highlights
2020 FQ1 YTD
3/31/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
Loan Composition (%)
Total Gross Loans($000) 12,215,547 12,126,744 8,380,903 4,792,868 3,432,032
Gross Loans HFI Growth 1.44 43.68 74.74 39.17 32.23
1-4 Family Loans/ Loans 15.58 15.51 15.92 16.44 19.02
Multifamily Loans/ Loans NA NA NA NA NA
Commercial Real Estate Loans/ Loans NA NA NA NA NA
Commercial & Multifamily Real Estate Loans/ Loans 53.91 53.46 54.45 55.29 54.10
Real Estate Loans/ Loans 69.49 68.97 70.37 71.73 73.12
Construction & Development Loans/ Loans 7.77 8.38 7.70 5.08 4.43
Home Equity Loans/ Loans 5.88 5.83 5.19 6.30 6.89
Credit Card Loans/ Loans 0 0 0 0 0
Vehicle Loans/ Loans 0.21 0.25 0.33 0.24 0.28
Other Consumer Loans/ Loans 1.74 1.82 2.12 2.02 2.34
Consumer Loans/ Loans 7.83 7.90 7.64 8.55 9.51
Commercial Loans/ Loans 14.87 14.71 14.26 14.62 12.93
Foreign Loans/ Loans 0 0 0 0 0
Other Loans/ Loans 0 0 0 0 0
Unearned Income and Other Adjustments/ Loans 0.04 0.04 0.03 0.02 0.01
Deposit Composition (%)
Total Deposits($000) 14,121,499 13,136,392 9,477,336 5,560,523 4,152,544
Deposit Growth 30 38.61 70.44 33.91 29.15
Transaction Acct Deps/Tot Deps 48.26 49.81 49.96 55.01 56.44
Savings Acct Deps/Tot Deposits 6.33 6.17 7.43 13.82 8.74
Money Mkt Deps/Tot Deposits 24.92 26.84 23.39 16.20 21.69
MMDA & Savings/Total Deposits 31.26 33.01 30.82 30.01 30.43
Retail Time Deps/Tot Deposits 11.59 7.35 9.19 6.91 5.54
Jumbo Time Deposits/ Deposits 8.90 9.82 10.03 8.06 7.59
Tot Time Deposits/Tot Deposits 20.49 17.18 19.22 14.97 13.14
Foreign Deposits/Total Deposits 0 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0 0
Non-CDs/Total Deposits 79.51 82.82 80.78 85.03 86.86
Core Deposits/Total Deposits 91.10 90.18 89.97 91.94 92.41
Noninterest-bearing Deposits/ Deposits 29.49 29.91 30.85 35.97 34.36
Interest-bearing Deposits/ Deposits 70.51 70.09 69.15 64.03 65.64
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.