Financial Highlights

Financial Highlights
2020 FQ2 YTD
6/30/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
Balance Sheet ($000)
Total Assets 27,194,148 26,698,766 26,229,008 25,129,244 23,174,675
Total Net Loans 21,118,411 21,505,853 21,382,210 19,857,286 18,608,153
Total Deposits 19,487,302 17,860,338 17,580,269 17,357,697 15,280,833
Equity Attributable to Parent Company 2,622,900 2,621,950 3,005,330 3,125,451 3,123,245
Total Equity 2,622,900 2,621,950 3,005,330 3,125,451 3,123,245
Profitability (%)
Net Income($000) 82,123 195,484 202,576 126,744 192,125
Net Income Attributable to Parent($000) 82,123 195,484 202,576 126,744 192,125
ROAA 0.60 0.73 0.80 0.52 0.88
Core ROAA 0.63 0.78 0.90 0.74 0.88
ROAE 6.24 6.64 6.57 4 6.06
ROATCE 6.50 6.89 6.81 4.17 6.29
Core ROAE 6.48 7.10 7.43 5.63 6.07
Net Interest Margin 2.69 2.52 2.73 2.87 3.01
Reported: Net Interest Margin 2.72 2.54 2.76 2.89 3.04
Efficiency Ratio 52.30 59.09 55.89 57.97 52.63
Noninterest Inc/ Operating Rev 6.30 8.11 5.66 4.73 5.04
Balance Sheet Ratios (%)
Loans/ Deposits 109.57 121.52 122.94 115.70 123.02
Securities/ Assets 15.89 15.42 15.03 15.98 15.77
Total Equity/ Total Assets 9.65 9.82 11.46 12.44 13.48
Tangible Equity/ Tangible Assets 9.31 9.53 11.16 12.14 13.15
Tang Common Equity/ Tang Assets 9.31 9.53 11.16 12.14 13.15
Asset Quality (%)
NPAs/ Assets 0.54 0.46 0.55 0.61 0.47
NPA Excl Restructured/ Assets 0.50 0.41 0.50 0.56 0.43
NPAs & 90+ PD/ Assets 0.54 0.46 0.55 0.61 0.47
NPAs/ Loans & REO 0.69 0.56 0.67 0.76 0.57
Nonaccrual & 90+ & OREO/ Assets 0.50 0.41 0.50 0.56 0.43
NPAs & 90+ PD/ Loans & REO 0.69 0.56 0.67 0.76 0.57
NPA & Loans 90+/ Tangible Common Equity + LLR 5.30 4.41 4.61 4.66 3.31
NCOs/ Avg Loans 0.11 0.03 0.03 0.07 0.06
Loan Loss Reserves/ Gross Loans 1.28 1.05 1.09 1.15 1.21
Reserves/ NPAs 184.56 187.08 162.14 151.44 211.04
Loan Loss Provision/ NCO 532.78 (14.93) 167.79 119.01 199.86
Capital Adequacy
Tier 1 Common Capital (CET1)($000) 2,603,359 2,553,447 2,925,743 3,072,783 3,066,401
Tier 1 Capital($000) 2,603,359 2,553,447 2,925,743 3,072,783 3,066,401
Tier 2 Capital($000) 263,646 229,046 236,815 231,964 229,547
Total Capital($000) 2,867,005 2,782,493 3,162,558 3,304,747 3,295,948
Total Risk-weighted Assets($000) 19,987,440 19,985,827 19,889,413 19,611,520 18,564,111
Tier 1 Common Capital (CET1) Ratio(%) 13.02 12.78 14.71 15.67 16.52
Tier 1 Ratio(%) 13.02 12.78 14.71 15.67 16.52
Total Capital Ratio(%) 14.34 13.92 15.90 16.85 17.75
Liquidity Coverage Ratio(%) NA NA NA NA NA
Leverage Ratio(%) 9.38 9.53 11.29 12.36 13.48
Basel III Leverage Ratio(%) NA NA NA NA NA
Per Share Information ($)
Common Shares Outstanding(actual) 249,908,507 247,439,902 286,273,114 306,126,087 309,449,388
Avg Diluted Shares(actual) 234,927,420 262,519,788 282,791,859 291,966,475 300,954,885
Basic Book Value per Share 10.50 10.60 10.50 10.21 10.09
Book Value per Share, As Reported 10.98 11.11 10.95 10.64 10.53
Basic Tangible Book Value per Share 10.10 10.25 10.19 9.93 9.81
Tangible Book Value per Share, As Reported 10.53 10.69 10.59 10.31 10.18
Common Dividends Declared per Share 0.24 0.44 0.38 0.33 0.26
EPS after Extra 0.35 0.74 0.72 0.43 0.64
EPS after Extra Growth(%) (2.80) 2.80 67.40 (32.80) 16.40
Core EPS 0.36 0.79 0.81 0.60 0.64
Core EPS Growth(%) (4.10) (2.90) 34.60 (5.70) 15.70
Diluted EPS before Amortization 0.35 0.75 0.73 0.44 0.65
Pre-Provision Earnings per Share 0.61 0.87 0.89 0.66 0.69
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.
This website is not owned or operated by Investors Bank and may have different accessibility and other policies.