Deposit Loan Composition

Financial Highlights
2020 FQ2 YTD
6/30/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
Loan Composition (%)
Total Gross Loans($000) 21,391,730 21,733,973 21,618,027 20,088,255 18,836,526
Gross Loans HFI Growth (3.25) 0.42 7.62 6.83 11.37
1-4 Family Loans/ Loans 22.03 23.70 24.76 25.03 25.07
Multifamily Loans/ Loans 34.55 36 37.78 38.85 39.68
Commercial Real Estate Loans/ Loans 22.82 22.26 22.15 22.65 23.68
Commercial & Multifamily Real Estate Loans/ Loans 57.38 58.26 59.92 61.50 63.36
Real Estate Loans/ Loans 79.40 81.96 84.68 86.53 88.43
Construction & Development Loans/ Loans 1.43 1.21 1.05 2.08 1.67
Home Equity Loans/ Loans 1.47 1.51 1.67 1.94 2.14
Credit Card Loans/ Loans 0 0 0 0 0
Vehicle Loans/ Loans 0 0 0 0 0
Other Consumer Loans/ Loans 1.69 1.72 1.61 1.40 1.04
Consumer Loans/ Loans 3.16 3.22 3.28 3.34 3.18
Commercial Loans/ Loans 16.06 13.60 11.06 8.09 6.78
Foreign Loans/ Loans 0 0 0 0 0
Other Loans/ Loans 0 0 0 0 0
Unearned Income and Other Adjustments/ Loans (0.05) 0 (0.06) (0.04) (0.07)
Deposit Composition (%)
Total Deposits($000) 19,487,302 17,860,338 17,580,269 17,357,697 15,280,833
Deposit Growth 18.22 1.59 1.28 13.59 8.65
Transaction Acct Deps/Tot Deps 45.63 44.71 41.63 42.25 39.85
Savings Acct Deps/Tot Deposits 10.58 11.48 11.65 13.37 13.70
Money Mkt Deps/Tot Deposits 22.12 21.38 20.71 24.45 27.16
MMDA & Savings/Total Deposits 32.71 32.85 32.37 37.81 40.86
Retail Time Deps/Tot Deposits NA 6.06 15.35 6.28 6.60
Jumbo Time Deposits/ Deposits NA 16.38 10.65 13.66 12.68
Tot Time Deposits/Tot Deposits 21.66 22.44 26 19.94 19.29
Foreign Deposits/Total Deposits 0 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0 0
Non-CDs/Total Deposits 78.34 77.56 74 80.06 80.71
Core Deposits/Total Deposits NA 83.62 89.35 86.34 87.32
Noninterest-bearing Deposits/ Deposits 15.60 13.84 14.42 13.97 14.22
Interest-bearing Deposits/ Deposits 84.40 86.16 85.58 86.03 85.78
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.
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