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Deposit Loan Composition

Financial Highlights
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
2015 FY
12/31/2015
Loan Composition (%)
Total Gross Loans($000) 14,099,643 13,672,068 13,277,376 10,349,582 9,394,761
Gross Loans HFI Growth NA 3.16 25.82 10.20 3.07
1-4 Family Loans/ Loans NA 21.41 17.44 17.64 18.16
Multifamily Loans/ Loans NA 5.44 5.94 NA NA
Commercial Real Estate Loans/ Loans NA 36.25 38.74 NA NA
Commercial & Multifamily Real Estate Loans/ Loans NA 41.69 44.68 43.28 40.75
Real Estate Loans/ Loans NA 63.10 62.11 60.92 58.91
Construction & Development Loans/ Loans NA 10.51 11.57 12.14 13.57
Home Equity Loans/ Loans NA 4.67 5.59 5.60 6.01
Credit Card Loans/ Loans NA 0.08 0.08 0.14 0.12
Vehicle Loans/ Loans NA 6.76 5.11 5.39 4.08
Other Consumer Loans/ Loans NA 0.35 0.30 0.36 0.39
Consumer Loans/ Loans NA 11.86 11.08 11.49 10.61
Commercial Loans/ Loans NA 14.59 15.36 15.60 17.07
Foreign Loans/ Loans NA 0 0 0 0
Other Loans/ Loans NA 0 0 0 0
Unearned Income and Other Adjustments/ Loans NA (0.05) (0.12) (0.15) (0.16)
Deposit Composition (%)
Total Deposits($000) 13,852,421 13,994,749 13,830,591 10,796,867 9,341,527
Deposit Growth (1.02) 1.19 28.10 15.58 3.27
Transaction Acct Deps/Tot Deps NA 25.63 46.65 45.85 46.92
Savings Acct Deps/Tot Deposits NA 6.82 7.48 6.68 7.41
Money Mkt Deps/Tot Deposits NA 51.14 27.16 29.19 25.35
MMDA & Savings/Total Deposits NA 57.96 34.64 35.87 32.76
Retail Time Deps/Tot Deposits NA 5.09 5.75 6.42 8.50
Jumbo Time Deposits/ Deposits NA 11.31 12.97 11.86 11.81
Tot Time Deposits/Tot Deposits NA 16.40 18.72 18.28 20.32
Foreign Deposits/Total Deposits NA 0 0 0 0
Other Deposits/Total Deposits NA 0 0 0 0
Non-CDs/Total Deposits NA 83.60 81.28 81.72 79.68
Core Deposits/Total Deposits NA 88.69 87.03 88.14 88.19
Noninterest-bearing Deposits/ Deposits NA 31.56 31.05 29.38 28.90
Interest-bearing Deposits/ Deposits NA 68.44 68.95 70.62 71.10
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.