Fidelity Southern Corporation (FSC), incorporated on August 3, 1979, is a bank holding company. The Company conducts operations primarily though Fidelity Bank, a state chartered wholly owned subsidiary bank (the Bank). LionMark Insurance Company is a wholly owned subsidiary of FSC and is an insurance agency offering consumer credit related insurance products. The Company provides an array of financial products and services for business and retail customers primarily in the metropolitan Atlanta and northern Florida markets. The Company's customers are primarily individuals and small and medium sized businesses. Mortgage loans, indirect automobile loans and Small Business Administration (SBA) loans are provided in 13 Southern states. It offers products and services through a network of offices located in Southern states consisting of around 65
retail bank branches and over 30 loan production offices.
The Company is primarily engaged in attracting deposits from individuals and businesses and using these deposits and borrowed funds to originate commercial, residential mortgage, construction and installment loans. The Company offers Internet banking, including online bill pay and mobile deposit, and Internet cash management services to individuals and businesses. It also offers trust and wealth management services to individuals, as well as cash management services, remote deposit services and international trade business services for businesses. In addition, the Company offers merchant services for businesses and credit cards for both individuals and businesses.