As Reported Financials

Document Name As Of Date Currency Code (in thousands)	2016 Y 10-K 12/31/2016 USD	2017 Y 10-K 12/31/2017 USD	2018 Y 10-K 12/31/2018 USD	2019 Y 10-Q 12/31/2019 USD	2020 Q3 YTD 10-Q 9/30/2020 USD
Document Name As Of Date Currency Code	2016 Y 10-K 12/31/2016 USD	2017 Y 10-K 12/31/2017 USD	2018 Y 10-K 12/31/2018 USD	2019 Y 10-Q 12/31/2019 USD	2020 Q3 YTD 10-Q 9/30/2020 USD
ASSETS
Cash and amounts due from depository institutions	12,121	16,460	18,970	24,985	18,938
Interest-earning deposits	52,917	107,775	176,294	525,368	141,613
Total cash and cash equivalents	65,038	124,235	195,264	550,353	160,551
Interest-earning time deposits	980	980	735	735	735
Securities available for sale	94,765	NA	NA	NA	NA
Debt securities available for sale	NA	114,295	119,335	91,613	119,643
Equity investments	NA	8,294	7,672	2,500	14,501
Loans held for sale	4,153	1,295	1,153	917	1,510
Loans receivable, net of allowance for loan losses	1,485,159	1,643,677	2,278,492	2,178,407	2,391,990
Federal Home Loan Bank of New York stock, at cost	9,306	10,211	13,405	13,821	13,160
Premises and equipment, net	19,382	18,768	20,293	19,920	15,968
Accrued interest receivable	5,573	6,153	8,378	8,318	17,746
Other real estate owned	3,525	532	1,333	1,623	1,623
Deferred income taxes	9,953	5,144	13,601	11,180	12,184
Goodwill and other intangibles	NA	0	5,604	5,552	5,503
Operating lease right-of-use assets	NA	NA	0	13,246	15,798
Bank-owned life insurance ("BOLI")	NA	NA	NA	0	60,385
Other assets	10,374	9,253	9,466	9,283	11,022
Total Assets	1,708,208	1,942,837	2,674,731	2,907,468	2,842,319
LIABILITIES AND STOCKHOLDERS' EQUITY
LIABILITIES
Non-interest -bearing deposits	183,821	201,043	263,960	271,702	395,630
Interest bearing deposits	1,208,384	1,368,327	1,916,764	2,090,361	1,877,708
Total deposits	1,392,205	1,569,370	2,180,724	2,362,063	2,273,338
Short-term debt	20,000	NA	NA	NA	NA
FHLB advances	155,000	185,000	245,800	245,800	259,600
Subordinated debentures	4,124	4,124	36,577	36,810	36,984
Operating lease liability	NA	NA	0	13,380	16,004
Other liabilities	5,798	7,889	11,415	9,942	13,706
Total Liabilities	1,577,127	1,766,383	2,474,516	2,667,995	2,599,632
STOCKHOLDERS' EQUITY
Preferred stock	0	0	0	0	0
Additional paid-in capital preferred stock	15,464	13,241	19,706	25,016	23,481
Common stock	0	0	0	0	0
Additional paid-in capital common stock	120,417	164,230	175,500	190,294	191,755
Retained earnings	28,159	31,241	38,405	48,429	53,742
Accumulated other comprehensive income (loss)	(3,856)	(3,142)	(5,076)	(2,218)	627
Treasury stock	(29,103)	(29,116)	(28,320)	(22,048)	(26,918)
Total Stockholders' Equity	131,081	176,454	200,215	239,473	242,687
Total Liabilities and Stockholders' Equity	1,708,208	1,942,837	2,674,731	2,907,468	2,842,319

Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.

As Reported Financials

Balance Sheet

ASSETS

LIABILITIES AND STOCKHOLDERS' EQUITY

LIABILITIES

STOCKHOLDERS' EQUITY