<ACCESSION-NUMBER>0001104659-20-077458 <TYPE>S-3 <PUBLIC-DOCUMENT-COUNT>6 <FILING-DATE>20200626 <DATE-OF-FILING-DATE-CHANGE>20200626 <FILER> <COMPANY-DATA> <CONFORMED-NAME>SMARTFINANCIAL INC. <CIK>0001038773 <ASSIGNED-SIC>6021 <IRS-NUMBER>621173944 <STATE-OF-INCORPORATION>TN <FISCAL-YEAR-END>1231 </COMPANY-DATA> <FILING-VALUES> <FORM-TYPE>S-3 <ACT>33 <FILE-NUMBER>333-239479 <FILM-NUMBER>20994268 </FILING-VALUES> <BUSINESS-ADDRESS> <STREET1>5401 KINGSTON PIKE <STREET2>SUITE 600 <CITY>KNOXVILLE <STATE>TN <ZIP>37919 <PHONE>866-290-2554 </BUSINESS-ADDRESS> <MAIL-ADDRESS> <STREET1>5401 KINGSTON PIKE <STREET2>SUITE 600 <CITY>KNOXVILLE <STATE>TN <ZIP>37919 </MAIL-ADDRESS> <FORMER-COMPANY> <FORMER-CONFORMED-NAME>CORNERSTONE BANCSHARES INC <DATE-CHANGED>19980402 </FORMER-COMPANY> <FORMER-COMPANY> <FORMER-CONFORMED-NAME>EAST RIDGE BANCSHARES INC <DATE-CHANGED>19970507 </FORMER-COMPANY> </FILER>