0001767837 --12-31 10-Q true 2020-03-31 false 001-38956 RICHMOND MUTUAL BANCORPORATION, INC. MD 36-4926041 31 North 9th Street Richmond IN 47374 765 962-2581 Common Stock RMBI NASDAQ Yes Yes Non-accelerated Filer true true false false 13526625 0.01 false 2020 Q1 10510456 9088398 16945289 31508479 238891137 201783851 13770210 15917394 7306000 7089000 687053651 687258190 14007080 14087169 8630800 7600400 3248041 3052380 911402 1033217 3870017 3839911 9777676 10872682 1007615759 986042071 62491325 60297443 542744053 556921370 605235378 617218813 182000000 154000000 613571 545498 350466 296774 17454709 17454709 8765381 8738831 814419505 798254625 0 0 0.01 0.01 90000000 13526625 135266 135266 132604734 132601876 72563580 70111434 14216557 14400386 -2109231 660744 193196254 187787446 1007615759 986042071 9063567 8766129 1262937 941661 125030 49107 10451534 9756897 1824698 1886700 739341 750262 2564039 2636962 7887495 7119935 210000 525000 7677495 6594935 254651 231649 179607 166586 -65692 113272 69139 24806 69139 24806 228208 87225 82874 154640 204281 126277 953068 904455 3363685 3475733 290009 293381 255848 242145 476803 414192 56000 135000 26543 41758 241366 296779 109557 123417 37355 31676 2177 14820 664274 736140 5523617 5805041 3106946 1694349 17522 6483 654800 322100 957976 677903 2821591 1915947 17523 6483 51616 18323 2769975 1897624 5222121 3269873 13526625 135266 132601876 70111434 -14400386 -660744 187787446 0 0 2452146 0 0 2452146 0 0 0 0 2769975 2769975 0 2858 0 183829 0 186687 13526625 135266 132604734 72563580 -14216557 2109231 193196254 100 1 12750999 77480318 0 -4378286 85853032 0 0 1372249 0 0 1372249 0 0 0 0 1897624 1897624 100 1 12750999 78852567 0 -2480662 89122905 2452146 1372249 210000 525000 238330 233529 -84000 -361000 -486500 -123814 69139 24806 228208 87225 38827 40049 67132 32833 186687 0 30106 29548 6807172 3468463 8147368 3342763 195661 19196 354702 1265581 26550 -1309293 53692 105898 4769994 1662087 70744743 12886237 25505906 2068535 2140036 1320000 1169710 17599648 158241 191206 -1030400 -404900 -33995764 -16225934 -8410494 13720129 -3572941 7726151 68073 89384 30000000 37000000 2000000 28000000 16084638 30535664 -13141132 15971817 40596877 14971170 27455745 30942987 2510347 2531064 31548 0 <p style='margin:0'><b>Note 1: &nbsp;Basis of Presentation</b></p><p style='margin:0'>&nbsp;</p><p style='margin:0'>On July 1, 2019, Richmond Mutual Bancorporation, Inc., a Delaware corporation (&#147;RMB-Delaware&#148;), completed its reorganization from a mutual holding company form of organization to a stock form of organization (&#147;corporate reorganization&#148;). RMB-Delaware, which owned 100% of First Bank Richmond (the &#147;Bank&#148;), was succeeded by Richmond Mutual Bancorporation, Inc., a new Maryland corporation (&#147;the Company&#148;). As part of the corporate reorganization, First Mutual of Richmond, Inc.&#146;s (&#147;MHC&#148;) ownership interest in RMB-Delaware was sold in a public offering. Gross proceeds from the offering were $130.3 million. &nbsp;In conjunction with the corporate reorganization, the Company contributed 500,000 shares and $1.25 million of cash to a newly formed charitable foundation, First Bank Richmond, Inc. Community Foundation (the &#147;Foundation&#148;). &nbsp;Additionally, a &#147;liquidation account&#148; was established for the benefit of certain depositors of the Bank in an amount equal to MHC&#146;s ownership interest in the retained earnings of RMB-Delaware as of December 31, 2017 and March 31, 2019.</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>The costs of the corporate reorganization and the issuance of the common stock have been deducted from the sales proceeds of the offering.</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>The accompanying unaudited consolidated financial statements were prepared in accordance with instructions for Form 10-Q and, therefore, do not include information or note disclosures necessary for a complete presentation of financial position, results of operations, and cash flows in conformity with generally accepted accounting principles. Accordingly, these financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company&#146;s Annual Report on Form 10-K for year ended December 31, 2019 filed with the Securities and Exchange Commission (&#147;SEC&#148;) on March 30, 2020 (SEC File No. 001-38956). However, in the opinion of management, all adjustments which are necessary for a fair presentation of the consolidated financial statements have been included. Those adjustments consist only of normal recurring adjustments.</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>The interim consolidated financial statements at and for the three months ended March 31, 2020 and 2019 have not been audited by independent accountants, but in the opinion of management, reflect all adjustments necessary to present fairly the financial position, results of operations and cash flows for such periods. The results of operations for the period are not necessarily indicative of the results to be expected for the full year.</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>In certain circumstances, where appropriate, the terms &#147;we&#148;, &#147;us&#148; and &#147;our&#148; refer collectively to (i) RMB-Delaware and First Bank Richmond with respect to discussions in this document involving matters occurring prior to completion of the corporate reorganization and (ii) the Company and First Bank Richmond with respect to discussions in this document involving matters occurring post-corporate reorganization, in each case unless the context indicates another meaning.</p><p style='margin:0'>&nbsp;</p><p style='margin:0'><font style='border-bottom:1px solid #000000'><b>Loans</b></font></p><p style='margin:0'>&nbsp;</p><p style='margin:0'>For all loan classes, the accrual of interest is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. &nbsp;Past due status is based on contractual terms of the loan. &nbsp;For all loan classes, the entire balance of the loan is considered past due if the minimum payment contractually required to be paid is not received by the contractual due date. &nbsp;For all loan classes, loans are placed on nonaccrual or charged off at an earlier date if collection of principal or interest is considered doubtful.</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>The Company charges off residential and consumer loans, or portions thereof, when the Company reasonably determines the amount of the loss. &nbsp;The Company adheres to timeframes established by applicable regulatory guidance, which provides for the charge-down of 1-4 family first and junior lien mortgages to the net realizable value, less costs to sell when the loan is 120 days past due, charge-off of unsecured open-end loans when the loan is 90 days past due, and charge down to the net realizable value when other secured loans are 90 days past due. &nbsp;Loans at these respective delinquency thresholds for which the Company can clearly document that the loan is both well-secured and in the process of collection, such that collection will occur regardless of delinquency status, need not be charged off.</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>For all classes, all interest accrued but not collected for loans that are placed on nonaccrual or charged off is reversed against interest income. &nbsp;The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. &nbsp;Nonaccrual loans are returned to accrual status when, in the opinion of management, the financial position of the borrower indicates there is no longer any reasonable doubt as to the timely collection of interest or principal. &nbsp;The Company requires a period of satisfactory performance of not less than six months before returning a nonaccrual loan to accrual status.</p><p style='margin:0'>When cash payments are received on impaired loans in each loan class, the Company records the payment as interest income unless collection of the remaining recorded principal amount is doubtful, at which time payments are used to reduce the principal balance of the loan. &nbsp;Troubled debt restructured loans recognize interest income on an accrual basis at the renegotiated rate if the loan is in compliance with the modified terms, no principal reduction has been granted and the loan has demonstrated the ability to perform in accordance with the renegotiated terms for a period of at least six months.</p><p style='margin:0'>&nbsp;</p> <p style='margin:0'><b>Note 2: &nbsp;Accounting Pronouncements</b></p><p style='margin:0'>&nbsp;</p><p style='margin:0'>The JOBS Act, which was enacted in April 2012, has made numerous changes to the federal securities laws to facilitate access to capital markets. Under the JOBS Act, a company with total annual gross revenues of less than $1.07 billion during its most recently completed fiscal year qualifies as an &#147;emerging growth company.&#148; The Company qualifies as and has elected to be an emerging growth company under the JOBS Act. An emerging growth company may elect to comply with new or amended accounting pronouncements in the same manner as a private company, but must make such election when the company is first required to file a registration statement. Such an election is irrevocable during the period a company is an emerging growth company. &nbsp;The Company has elected to comply with new or amended accounting pronouncements in the same manner as a private company.</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>In June 2016, the Financial Accounting Standards Board (&#147;FASB&#148;) issued Accounting Standards Update (&#147;ASU&#148;) No. 2016-13, Financial Instruments-Credit Losses (Topic 326). The ASU is intended to improve financial reporting by requiring timelier recording of credit losses on loans and other financial instruments held by financial institutions and other organizations. The ASU requires the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to better inform their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. Organizations will continue to use judgment to determine which loss estimation method is appropriate for their circumstances. The ASU requires enhanced disclosures to help investors and other financial statement users better understand significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an organization&#146;s portfolio. These disclosures include qualitative and quantitative requirements that provide additional information about the amounts recorded in the financial statements. &nbsp;In May 2019, the FASB issued ASU No. 2019-05, &#147;Financial Instruments-Credit Losses (Topic 326): Targeted Transition Relief&#148; (ASU 2019-05). &nbsp;This ASU provides transition relief for entities adopting the FASB&#146;s credit losses standard, ASU 2016-13 and allows companies to irrevocably elect, upon adoption of ASU 2016-13, the fair value option for certain financial instruments. In April 2019, the FASB issued ASU No. 2019-04, &#147;Codification Improvements to Topic 326, Financial Instruments-Credit Losses, Topic 815, Derivatives and Hedging, and Topic 825, Financial Instruments&#148; (ASU 2019-04). &nbsp;This ASU clarifies certain aspects of accounting for credit losses, hedging activities, and financial instruments. The amendments in these ASUs are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2022, assuming the adoption of an ASU implementing the FASB board decision in November 2019 extending the adoption date for certain registrants, including the Company, with early adoption permitted. The Company is evaluating its current expected loss methodology on the loan and investment portfolios to identify the necessary modifications in accordance with this standard. The Company has not quantified the impact of these ASUs. &nbsp;The Company is in the early stages of evaluating its historical data available for use in adoption of the new credit loss standards. &nbsp;Additionally, we are forming an implementation team that will meet on a regular basis to coordinate efforts of our accounting, credit and operations areas. &nbsp;We will continue to evaluate methodologies available to us under the new standard.</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>In March 2020, the FASB issued ASU No. 2020-04, <i>Reference Rate Reform (Topic 848): Facilitation of the Effects of reference Rate Reform on Financial Reporting.</i> This ASU applies to contracts, hedging relationships and other transactions that reference LIBOR or other rate references expected to be discontinued because of reference rate reform. The ASU permits an entity to make necessary modifications to eligible contracts or transactions without requiring contract remeasurement or reassessment of a previous accounting determination. This ASU is effective for all entities as of March&#160;12, 2020 through December 31, 2022. The Company does not expect the adoption of ASU 2020-04 to have a material impact on its consolidated financial statements.</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>In December 2019, the FASB issued ASU 2019-12, <i>Income Taxes (Topic 740): Simplifying the Accounting for Income Taxes </i>. ASU 2019-12 provides that state franchise or similar taxes that are based, at least in part on an entity&#146;s income, be included in an entity&#146;s income tax recognized as income-based taxes. The ASU further clarifies that the effect of any change in tax laws or rates used in the computation of the annual effective tax rate are required to be reflected in the first interim period that includes the enactment date of the legislation. Technical changes to eliminate exceptions to Topic 740 related to intra-period tax allocations for entities with losses from continuing operations, deferred tax liabilities related to change in ownership of foreign entities, and interim-period tax allocations for businesses with losses where the losses are expected to be realized. The amendments in ASU 2019-12 are effective for public business entities with fiscal years, and interim periods within those fiscal years, beginning after December 15, 2020. The Company does not expect ASU 2019-12 to have a material impact on its consolidated financial statement.</p><p style='margin:0'>&nbsp;</p><p align="justify" style='margin-top:1pt;margin-bottom:0pt'>In August 2018, the FASB issued ASU No. 2018-13, <i>Fair Value Measurement (Topic 820): Disclosure Framework &#150;&nbsp;Changes to the Disclosure Requirements for Fair Value Measurement</i>. This ASU contains some technical adjustments related to the fair value disclosure requirements of public companies. Included in this ASU is the additional disclosure requirement of unrealized gains and losses for the period in recurring level 3 fair value disclosures and the range and weighted average of significant unobservable inputs, among other technical changes. The Company adopted ASU 2018-13 on January 1, 2020. The adoption of ASU 2018-13 did not have a material impact on the Company&#146;s consolidated financial statements. </p><p style='margin:0'>&nbsp;</p><p align="justify" style='margin-top:1pt;margin-bottom:0pt'>In August 2018, the FASB issued ASU No. 2018-15, <i>Customer&#146;s Accounting for Implementation Costs Incurred in a Cloud Computing Arrangement That Is a Service Contract.</i> The amendments in this ASU broaden the scope of ASC Subtopic 350-40 to include costs incurred to implement a hosting arrangement that is a service contract. The amendments align the requirements for capitalizing implementation costs incurred in a hosting arrangement that is a service contract with the requirements for capitalizing implementation costs incurred to develop or obtain internal-use software (and hosting arrangements that include an internal-use software license). The costs are capitalized or expensed depending on the nature of the costs and the project stage during which they are incurred, consistent with the accounting for costs for internal-use software. The amendments in this ASU result in consistent capitalization of implementation costs of a hosting arrangement that is a service contract and implementation costs incurred to develop or obtain internal-use software (and hosting arrangements that include an internal-use software license). The accounting for the service element of a hosting arrangement that is a service contract is not affected by the amendments in this ASU. The Company adopted this ASU on January 1, 2020, with no material impact on its consolidated financial statements. </p><p style='margin:0;text-indent:20pt'>&nbsp;</p><p style='margin:0'>The FASB has issued ASU No. 2016-02, Leases (Topic 842). Under the new guidance, lessees will be required to recognize the following for all leases, with the exception of short-term leases, at the commencement date: (1) a lease liability, which is a lessee&#146;s obligation to make lease payments arising from a lease, measured on a discounted basis&#894; and (2) a right-of-use asset, which is an asset that represents the lessee&#146;s right to use, or control the use of, a specified asset for the lease term. Under the new guidance, lessor accounting is largely unchanged. For the Company, the amendments in this update become effective for annual periods and interim periods within those annual periods beginning after December 15, 2020. Based on leases outstanding as of December 31, 2019, the new standard will not have a material impact on the Company&#146;s balance sheet or income statement. &nbsp;We will begin evaluating the current leases and their respective lease term and conditions to quantify the potential impact to our financial statements upon adoption.</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>In July 2018, the FASB issued ASU No. 2018-11, Leases (Topic 842), Targeted Improvements, which provide entities with an additional (and optional) transition method to adopt the new lease standard. Under this new transition method, an entity initially applies the new lease standard at the adoption date and recognizes a cumulative-effect adjustment to the opening balance of retained earnings in the period of adoption. Consequently, an entity&#146;s reporting for the comparative periods presented in the financial statements in which it adopts the new lease standard will continue to be in accordance with current GAAP (Topic 842, Leases). The amendments in ASU 2018-11 also provide lessors with a practical expedient, by class of underlying asset, to not separate non-lease components from the associated lease component and, instead, to account for those components as a single component if the non-lease components otherwise would be accounted for under the new revenue guidance (Topic 606) and certain criteria are met.</p> <p style='margin:0'><b>Note 3: &nbsp;Investment Securities</b></p><p style='margin:0'>&nbsp;</p><p style='margin:0'>The amortized cost and approximate fair values, together with gross unrealized gains and losses, of securities are as follows:</p><p style='margin:0'>&nbsp;</p><table style='border-collapse:collapse;width:100.02%'><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="11" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>March 31, 2020</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>&#160;</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>Gross</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>Gross</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>&#160;</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>Amortized</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>Unrealized</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>Unrealized</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>Fair</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Cost</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Gains</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Losses</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Value</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>Available for sale</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:11.2pt'>SBA Pools</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>24,867</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>210</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>24,657</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:11.2pt'>Federal agencies</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>11,519</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>35</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>11</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>11,543</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:11.2pt'>State and municipal obligations</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>53,631</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>644</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>320</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>53,954</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:11.2pt'>Mortgage-backed securities &#150;</p><p style='margin:0;text-indent:11.2pt'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;government-sponsored enterprises</p><p style='margin:0;text-indent:11.2pt'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(GSE) residential</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>146,013</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>2,789</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>79</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>148,724</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:11.2pt'>Equity securities</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>13</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>13</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:70pt'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>236,043</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>3,468</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>620</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>238,891</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:-2.2pt'>Held to maturity</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:11.2pt'>State and municipal obligations</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>13,770</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>209</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>5</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>13,974</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:50pt'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>13,770</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>209</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>5</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>13,974</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:50pt'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:24.75pt'>Total investment securities</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>249,813</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>3,677</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>625</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>252,865</p></td></tr></table><p align="center" style='margin:0'>&nbsp;</p><table style='border-collapse:collapse;width:100.02%'><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="11" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>December 31, 2019</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>Gross</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>Gross</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>Amortized</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>Unrealized</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>Unrealized</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>Fair</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Cost</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Gains</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Losses</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Value</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>Available for sale</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:15.7pt'>U.S. Treasury securities</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>2,997</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>6</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>2,991</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:15.7pt'>SBA Pools</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>14,497</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>114</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>14,383</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:11.2pt'>Federal agencies</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>21,765</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>119</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>21,646</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:11.2pt'>State and municipal obligations</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>45,635</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>357</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>152</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>45,840</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:11.2pt'>Mortgage-backed securities &#150;</p><p style='margin:0;text-indent:11.2pt'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;government-sponsored enterprises</p><p style='margin:0;text-indent:11.2pt'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(GSE) residential</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>117,769</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>111</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>969</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>116,911</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:15.7pt'>Equity securities</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>13</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>13</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:70pt'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>202,676</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>468</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>1,360</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>201,784</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>Held to maturity</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:15.7pt'>State and municipal obligations</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>15,917</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>244</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>5</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>16,156</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:50pt'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>15,917</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>244</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>5</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>16,156</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:50pt'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:29.25pt'>Total investment securities</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>218,593</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>712</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>1,365</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>217,940</p></td></tr></table><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>The amortized cost and fair value of securities at March 31, 2020, by contractual maturity, are shown below. &nbsp;Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.</p><p style='margin:0'>&nbsp;</p><table style='border-collapse:collapse;width:100%'><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="5" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Available for Sale</b></p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="5" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Held to Maturity</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'><b>Amortized</b></p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'><b>Fair</b></p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'><b>Amortized</b></p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'><b>Fair</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Cost</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Value</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Cost</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Value</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:40pt'>Within one year</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>$ </p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>483</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>$ </p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>484</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>2,629</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>$ </p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>2,485</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:40pt'>One to five years</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>8,074</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>7,054</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>7,911</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>8,164</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:40pt'>Five to ten years</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>35,085</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>35,145</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>2,170</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>2,246</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:40pt'>After ten years</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>46,375</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>47,471</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>1,060</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>1,079</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:60pt'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>90,017</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>90,154</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>13,770</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>13,974</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:40pt'>Mortgage-backed securities &#150;</p><p style='margin:0;text-indent:40pt'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;GSE residential</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>146,013</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>148,724</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&#151;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:40pt'>Equity securities</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>13</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>13</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:40pt'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:100pt'>Totals</p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:3px double #000000'><p style='margin:0'>$ </p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:3px double #000000'><p align="right" style='margin:0'>236,043</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:3px double #000000'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:3px double #000000'><p align="right" style='margin:0'>238,891</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:3px double #000000'><p align="right" style='margin:0'>$ </p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:3px double #000000'><p align="right" style='margin:0'>13,770</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:3px double #000000'><p align="right" style='margin:0'>13,974</p></td></tr></table><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>Securities with a carrying value of $149,743,000 and $114,907,000 were pledged at March 31, 2020 and December 31, 2019, respectively, to secure certain deposits and for other purposes as permitted or required by law.</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>Proceeds from sales of securities available for sale for the three months ended March 31, 2020 and 2019 were $11,461,388 and $11,467,522, respectively. Gross gains were recognized on the sale of securities available-for-sale for the three months ended March 31, 2020 and 2019 of $74,000 and $25,000, respectively. Gross losses were recognized on the sale of securities available for sale for the three months ended March 31, 2020 and 2019 of $5,000 and $0, respectively. </p><p style='margin:0'>&nbsp;</p><p style='margin:0'>Certain investments in debt securities are reported in the consolidated financial statements and notes at an amount less than their historical cost. &nbsp;Total fair value of these investments at March 31, 2020 and December 31, 2019 and was $54,643,000 and $138,391,000, which is approximately 21% and 63%, respectively, of the Company&#146;s available-for-sale and held-to-maturity investment portfolio. &nbsp;These declines primarily resulted from changes in market interest rates since their purchase. </p><p style='margin:0'>&nbsp;</p><p style='margin:0'>Based on evaluation of available evidence, including recent changes in market interest rates, credit rating information and information obtained from regulatory filings, management believes the declines in fair value for these securities are temporary.</p><p style='margin:0'>Should the impairment of any other securities become other-than-temporary, the cost basis of the investment will be reduced and the resulting loss recognized in net income in the period the other-than-temporary impairment is identified.</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>The following tables show the Company&#146;s investments by gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at March 31, 2020 and December 31, 2019:</p><p style='margin:0'>&nbsp;</p><table style='border-collapse:collapse;width:99%'><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="17" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>March 31, 2020</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="5" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-top:1pt solid #000000;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Less Than 12 Months</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="5" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-top:1pt solid #000000;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>12 Months or More</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="5" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-top:1pt solid #000000;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Total</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'><b>Description of</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'><b>Fair </b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'><b>Unrealized</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'><b>Fair </b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'><b>Unrealized</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'><b>Fair </b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'><b>Unrealized</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Securities</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Value</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Losses</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Value</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Losses</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Value</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Losses</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:1.45pt'><b>Available-for-sale </b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:14.95pt'>SBA Pools</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.92%;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:8.08%;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>21,562</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.92%;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:8.66%;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>210</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.94%;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.14%;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.92%;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:8.76%;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>21,562</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.78%;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:8.78%;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>210</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:14.95pt'>Federal agencies</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>4,243</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>11</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>4,243</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>11</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:14.95pt'>State and municipal obligations</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>14,684</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>316</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>821</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>4</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>15,505</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>320</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:14.95pt'>Mortgage-backed securities &#150;</p><p style='margin:0;text-indent:14.95pt'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;GSE residential</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>11,212</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>75</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>1,312</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>4</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>12,524</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>79</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:24pt'>Total available-for-sale</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>51,701</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>612</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>2,133</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>8</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>53,834</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>620</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:48pt'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'><b>Held-to-maturity</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:14.95pt'>State and municipal obligations</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>171</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>638</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>5</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>809</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>5</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:32pt'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&#160;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:24pt'>Total temporarily</p><p style='margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;impaired securities</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.92%;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:8.08%;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>51,872</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.92%;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:8.66%;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>612</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.94%;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.14%;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>2,771</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.92%;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:8.76%;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>13</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>54,643</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.78%;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:8.78%;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>625</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&#160;</p></td></tr></table><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><table style='border-collapse:collapse;width:99%'><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="17" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>December 31, 2019</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="5" valign="bottom" bgcolor="#FFFFFF" style='border-top:1pt solid #000000;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Less Than 12 Months</b></p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="5" valign="bottom" bgcolor="#FFFFFF" style='border-top:1pt solid #000000;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>12 Months or More</b></p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="5" valign="bottom" bgcolor="#FFFFFF" style='border-top:1pt solid #000000;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Total</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'><b>Description of</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'><b>Fair </b></p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'><b>Unrealized</b></p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'><b>Fair </b></p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'><b>Unrealized</b></p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'><b>Fair </b></p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'><b>Unrealized</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Securities</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Value</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Losses</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Value</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Losses</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Value</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Losses</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'><b>Available-for-sale </b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:17.2pt'>U.S. Treasury securities</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.88%'><p style='margin:0'>$ </p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.3%'><p align="right" style='margin:0'>2,991</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.9%'><p style='margin:0'>$ </p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.12%'><p align="right" style='margin:0'>6</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.88%'><p style='margin:0'>$ </p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.36%'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.94%'><p style='margin:0'>$ </p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.82%'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:3.02%'><p style='margin:0'>$ </p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.48%'><p align="right" style='margin:0'>2,991</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:3.32%'><p style='margin:0'>$ </p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.46%'><p align="right" style='margin:0'>6</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:17.2pt'>SBA Pools</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>14,262</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>114</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>14,262</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>114</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:17.2pt'>Federal agencies</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>9,657</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>109</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>2,990</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>10</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>12,647</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>119</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:17.2pt'>State and municipal obligations</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>12,606</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>130</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>2,948</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>22</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>15,554</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>152</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:32pt'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:17.2pt'>Mortgage-backed securities &#150;</p><p style='margin:0;text-indent:17.2pt'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;GSE residential</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>57,928</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>464</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>34,344</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>505</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>92,272</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>969</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:30.7pt'>Total available-for-sale</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>97,444</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>823</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>40,282</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>537</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>137,726</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>1,360</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:48pt'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'><b>Held-to-maturity</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:17.2pt'>State and municipal obligations</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>665</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>5</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>665</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>5</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:32pt'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:21.75pt'>Total temporarily</p><p style='margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;impaired securities</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.88%;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.3%;border-bottom:3px double #000000'><p align="right" style='margin:0'>98,109</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.9%;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.12%;border-bottom:3px double #000000'><p align="right" style='margin:0'>828</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.88%;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.36%;border-bottom:3px double #000000'><p align="right" style='margin:0'>40,282</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.94%;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.82%;border-bottom:3px double #000000'><p align="right" style='margin:0'>537</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:3.02%;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.48%;border-bottom:3px double #000000'><p align="right" style='margin:0'>138,391</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:3.32%;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.46%;border-bottom:3px double #000000'><p align="right" style='margin:0'>1,365</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td></tr></table><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'><i>Federal Agencies. &nbsp;</i>The unrealized losses on the Company&#146;s investments in direct obligations of U.S. federal agencies were caused by interest rate changes. &nbsp;The contractual terms of those investments do not permit the issuer to settle the securities at a price less than the amortized cost basis of the investments. &nbsp;Because the Company does not intend to sell the investments and it is not more likely than not the Company will be required to sell the investments before recovery of their amortized cost basis, which may be maturity, the Company does not consider those investments to be other-than-temporarily impaired at March 31, 2020.</p><p style='margin:0'>&nbsp;</p><p style='margin:0'><i>Mortgage-Backed Securities &#150; GSE Residential and SBA Pools. &nbsp;</i>The unrealized losses on the Company&#146;s investment in mortgage-backed securities and SBA Pools were caused by interest rate changes and illiquidity. &nbsp;The Company expects to recover the amortized cost basis over the term of the securities. &nbsp;Because the decline in market value is attributable to changes in interest rates and not credit quality, and because the Company does not intend to sell the investments and it is not more likely than not the Company will be required to sell the investments before recovery of their amortized cost basis, which may be maturity, the Company does not consider those investments to be other-than-temporarily impaired at March 31, 2020.</p><p style='margin:0'>&nbsp;</p><p style='margin:0'><i>State and Municipal Obligations. &nbsp;</i>The unrealized losses on the Company&#146;s investments in securities of state and municipal obligations were caused by interest rate changes and illiquidity. &nbsp;The contractual terms of those investments do not permit the issuer to settle the securities at a price less than the amortized cost basis of the investments. &nbsp;Because the Company does not intend to sell the investments and it is not more likely than not the Company will be required to sell the investments before recovery of their amortized cost basis, which may be maturity, the Company does not consider those investments to be other-than-temporarily impaired at March 31, 2020.</p><p style='margin:0'>&nbsp;</p> <p style='margin:0'>&nbsp;</p><table style='border-collapse:collapse;width:100.02%'><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="11" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>March 31, 2020</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>&#160;</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>Gross</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>Gross</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>&#160;</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>Amortized</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>Unrealized</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>Unrealized</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>Fair</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Cost</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Gains</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Losses</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Value</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>Available for sale</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:11.2pt'>SBA Pools</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>24,867</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>210</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>24,657</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:11.2pt'>Federal agencies</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>11,519</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>35</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>11</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>11,543</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:11.2pt'>State and municipal obligations</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>53,631</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>644</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>320</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>53,954</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:11.2pt'>Mortgage-backed securities &#150;</p><p style='margin:0;text-indent:11.2pt'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;government-sponsored enterprises</p><p style='margin:0;text-indent:11.2pt'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(GSE) residential</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>146,013</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>2,789</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>79</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>148,724</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:11.2pt'>Equity securities</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>13</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>13</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:70pt'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>236,043</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>3,468</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>620</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>238,891</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:-2.2pt'>Held to maturity</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:11.2pt'>State and municipal obligations</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>13,770</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>209</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>5</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>13,974</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:50pt'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>13,770</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>209</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>5</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>13,974</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:50pt'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:24.75pt'>Total investment securities</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>249,813</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>3,677</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>625</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>252,865</p></td></tr></table><p align="center" style='margin:0'>&nbsp;</p><table style='border-collapse:collapse;width:100.02%'><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="11" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>December 31, 2019</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>Gross</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>Gross</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>Amortized</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>Unrealized</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>Unrealized</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>Fair</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Cost</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Gains</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Losses</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Value</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>Available for sale</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:15.7pt'>U.S. Treasury securities</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>2,997</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>6</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>2,991</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:15.7pt'>SBA Pools</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>14,497</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>114</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>14,383</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:11.2pt'>Federal agencies</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>21,765</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>119</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>21,646</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:11.2pt'>State and municipal obligations</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>45,635</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>357</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>152</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>45,840</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:11.2pt'>Mortgage-backed securities &#150;</p><p style='margin:0;text-indent:11.2pt'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;government-sponsored enterprises</p><p style='margin:0;text-indent:11.2pt'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(GSE) residential</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>117,769</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>111</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>969</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>116,911</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:15.7pt'>Equity securities</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>13</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>13</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:70pt'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>202,676</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>468</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>1,360</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>201,784</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>Held to maturity</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:15.7pt'>State and municipal obligations</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>15,917</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>244</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>5</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>16,156</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:50pt'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>15,917</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>244</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>5</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>16,156</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:50pt'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:29.25pt'>Total investment securities</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>218,593</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>712</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>1,365</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>217,940</p></td></tr></table><p style='margin:0'>&nbsp;</p> 24867000 0 210000 24657000 11519000 35000 11000 11543000 53631000 644000 320000 53954000 146013000 2789000 79000 148724000 13000 0 0 13000 236043000 3468000 620000 238891000 13770000 209000 5000 13974000 13770000 209000 5000 13974000 249813000 3677000 625000 252865000 2997000 0 6000 2991000 14497000 0 114000 14383000 21765000 0 119000 21646000 45635000 357000 152000 45840000 117769000 111000 969000 116911000 13000 0 0 13000 202676000 468000 1360000 201784000 15917000 244000 5000 16156000 15917000 244000 5000 16156000 218593000 712000 1365000 217940000 <p style='margin:0'>&nbsp;</p><table style='border-collapse:collapse;width:100%'><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="5" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Available for Sale</b></p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="5" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Held to Maturity</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'><b>Amortized</b></p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'><b>Fair</b></p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'><b>Amortized</b></p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'><b>Fair</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Cost</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Value</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Cost</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Value</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:40pt'>Within one year</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>$ </p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>483</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>$ </p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>484</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>2,629</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>$ </p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>2,485</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:40pt'>One to five years</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>8,074</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>7,054</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>7,911</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>8,164</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:40pt'>Five to ten years</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>35,085</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>35,145</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>2,170</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>2,246</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:40pt'>After ten years</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>46,375</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>47,471</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>1,060</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>1,079</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:60pt'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>90,017</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>90,154</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>13,770</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>13,974</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:40pt'>Mortgage-backed securities &#150;</p><p style='margin:0;text-indent:40pt'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;GSE residential</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>146,013</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>148,724</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&#151;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:40pt'>Equity securities</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>13</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>13</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:40pt'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:100pt'>Totals</p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:3px double #000000'><p style='margin:0'>$ </p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:3px double #000000'><p align="right" style='margin:0'>236,043</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:3px double #000000'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:3px double #000000'><p align="right" style='margin:0'>238,891</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:3px double #000000'><p align="right" style='margin:0'>$ </p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:3px double #000000'><p align="right" style='margin:0'>13,770</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:3px double #000000'><p align="right" style='margin:0'>13,974</p></td></tr></table><p style='margin:0'>&nbsp;</p> 483000 484000 2629000 2485000 8074000 7054000 7911000 8164000 35085000 35145000 2170000 2246000 46375000 47471000 1060000 1079000 90017000 90154000 13770000 13974000 146013000 148724000 0 0 13000 13000 0 0 236043000 238891000 13770000 13974000 <p style='margin:0'>Securities with a carrying value of $149,743,000 and $114,907,000 were pledged at March 31, 2020 and December 31, 2019, respectively, to secure certain deposits and for other purposes as permitted or required by law.</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>Proceeds from sales of securities available for sale for the three months ended March 31, 2020 and 2019 were $11,461,388 and $11,467,522, respectively. Gross gains were recognized on the sale of securities available-for-sale for the three months ended March 31, 2020 and 2019 of $74,000 and $25,000, respectively. Gross losses were recognized on the sale of securities available for sale for the three months ended March 31, 2020 and 2019 of $5,000 and $0, respectively. </p><p style='margin:0'>&nbsp;</p><p style='margin:0'>Certain investments in debt securities are reported in the consolidated financial statements and notes at an amount less than their historical cost. &nbsp;Total fair value of these investments at March 31, 2020 and December 31, 2019 and was $54,643,000 and $138,391,000, which is approximately 21% and 63%, respectively, of the Company&#146;s available-for-sale and held-to-maturity investment portfolio. &nbsp;These declines primarily resulted from changes in market interest rates since their purchase. </p><p style='margin:0'>&nbsp;</p><p style='margin:0'>Based on evaluation of available evidence, including recent changes in market interest rates, credit rating information and information obtained from regulatory filings, management believes the declines in fair value for these securities are temporary.</p><p style='margin:0'>Should the impairment of any other securities become other-than-temporary, the cost basis of the investment will be reduced and the resulting loss recognized in net income in the period the other-than-temporary impairment is identified.</p> 149743000 114907000 11461388 11467522 74000 25000 5000 0 54643000 138391000 0.2100 0.6300 <p style='margin:0'>&nbsp;</p><table style='border-collapse:collapse;width:99%'><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="17" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>March 31, 2020</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="5" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-top:1pt solid #000000;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Less Than 12 Months</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="5" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-top:1pt solid #000000;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>12 Months or More</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="5" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-top:1pt solid #000000;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Total</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'><b>Description of</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'><b>Fair </b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'><b>Unrealized</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'><b>Fair </b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'><b>Unrealized</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'><b>Fair </b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'><b>Unrealized</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Securities</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Value</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Losses</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Value</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Losses</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Value</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Losses</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:1.45pt'><b>Available-for-sale </b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:14.95pt'>SBA Pools</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.92%;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:8.08%;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>21,562</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.92%;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:8.66%;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>210</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.94%;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.14%;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.92%;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:8.76%;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>21,562</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.78%;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:8.78%;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>210</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:14.95pt'>Federal agencies</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>4,243</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>11</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>4,243</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>11</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:14.95pt'>State and municipal obligations</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>14,684</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>316</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>821</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>4</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>15,505</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>320</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:14.95pt'>Mortgage-backed securities &#150;</p><p style='margin:0;text-indent:14.95pt'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;GSE residential</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>11,212</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>75</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>1,312</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>4</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>12,524</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>79</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:24pt'>Total available-for-sale</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>51,701</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>612</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>2,133</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>8</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>53,834</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>620</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:48pt'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'><b>Held-to-maturity</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:14.95pt'>State and municipal obligations</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>171</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>638</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>5</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>809</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>5</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:32pt'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&#160;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:24pt'>Total temporarily</p><p style='margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;impaired securities</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.92%;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:8.08%;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>51,872</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.92%;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:8.66%;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>612</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.94%;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.14%;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>2,771</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.92%;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:8.76%;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>13</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>54,643</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.78%;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:8.78%;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>625</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&#160;</p></td></tr></table><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><table style='border-collapse:collapse;width:99%'><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="17" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>December 31, 2019</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="5" valign="bottom" bgcolor="#FFFFFF" style='border-top:1pt solid #000000;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Less Than 12 Months</b></p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="5" valign="bottom" bgcolor="#FFFFFF" style='border-top:1pt solid #000000;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>12 Months or More</b></p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="5" valign="bottom" bgcolor="#FFFFFF" style='border-top:1pt solid #000000;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Total</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'><b>Description of</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'><b>Fair </b></p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'><b>Unrealized</b></p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'><b>Fair </b></p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'><b>Unrealized</b></p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'><b>Fair </b></p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'><b>Unrealized</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Securities</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Value</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Losses</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Value</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Losses</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Value</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Losses</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'><b>Available-for-sale </b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:17.2pt'>U.S. Treasury securities</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.88%'><p style='margin:0'>$ </p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.3%'><p align="right" style='margin:0'>2,991</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.9%'><p style='margin:0'>$ </p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.12%'><p align="right" style='margin:0'>6</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.88%'><p style='margin:0'>$ </p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.36%'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.94%'><p style='margin:0'>$ </p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.82%'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:3.02%'><p style='margin:0'>$ </p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.48%'><p align="right" style='margin:0'>2,991</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:3.32%'><p style='margin:0'>$ </p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.46%'><p align="right" style='margin:0'>6</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:17.2pt'>SBA Pools</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>14,262</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>114</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>14,262</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>114</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:17.2pt'>Federal agencies</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>9,657</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>109</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>2,990</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>10</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>12,647</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>119</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:17.2pt'>State and municipal obligations</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>12,606</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>130</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>2,948</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>22</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>15,554</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>152</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:32pt'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:17.2pt'>Mortgage-backed securities &#150;</p><p style='margin:0;text-indent:17.2pt'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;GSE residential</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>57,928</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>464</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>34,344</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>505</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>92,272</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>969</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:30.7pt'>Total available-for-sale</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>97,444</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>823</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>40,282</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>537</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>137,726</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>1,360</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:48pt'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'><b>Held-to-maturity</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:17.2pt'>State and municipal obligations</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>665</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>5</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>665</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>5</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:32pt'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:21.75pt'>Total temporarily</p><p style='margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;impaired securities</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.88%;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.3%;border-bottom:3px double #000000'><p align="right" style='margin:0'>98,109</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.9%;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.12%;border-bottom:3px double #000000'><p align="right" style='margin:0'>828</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.88%;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.36%;border-bottom:3px double #000000'><p align="right" style='margin:0'>40,282</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.94%;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.82%;border-bottom:3px double #000000'><p align="right" style='margin:0'>537</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:3.02%;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.48%;border-bottom:3px double #000000'><p align="right" style='margin:0'>138,391</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:3.32%;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.46%;border-bottom:3px double #000000'><p align="right" style='margin:0'>1,365</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&#160;</p></td></tr></table><p style='margin:0'>&nbsp;</p> 21562000 210000 0 0 21562000 210000 4243000 11000 0 0 4243000 11000 14684000 316000 821000 4000 15505000 320000 11212000 75000 1312000 4000 12524000 79000 51701000 612000 2133000 8000 53834000 620000 171000 0 638000 5000 809000 51872000 612000 2771000 13000 54643000 625000 2991000 6000 0 0 2991000 6000 14262000 114000 0 0 14262000 114000 9657000 109000 2990000 10000 12647000 119000 12606000 130000 2948000 22000 15554000 152000 57928000 464000 34344000 505000 92272000 969000 97444000 823000 40282000 537000 137726000 1360000 665000 5000 0 0 665000 5000 98109000 828000 40282000 537000 138391000 1365000 <p style='margin:0'><i>Federal Agencies. &nbsp;</i>The unrealized losses on the Company&#146;s investments in direct obligations of U.S. federal agencies were caused by interest rate changes. &nbsp;The contractual terms of those investments do not permit the issuer to settle the securities at a price less than the amortized cost basis of the investments. &nbsp;Because the Company does not intend to sell the investments and it is not more likely than not the Company will be required to sell the investments before recovery of their amortized cost basis, which may be maturity, the Company does not consider those investments to be other-than-temporarily impaired at March 31, 2020.</p> <p style='margin:0'><i>Mortgage-Backed Securities &#150; GSE Residential and SBA Pools. &nbsp;</i>The unrealized losses on the Company&#146;s investment in mortgage-backed securities and SBA Pools were caused by interest rate changes and illiquidity. &nbsp;The Company expects to recover the amortized cost basis over the term of the securities. &nbsp;Because the decline in market value is attributable to changes in interest rates and not credit quality, and because the Company does not intend to sell the investments and it is not more likely than not the Company will be required to sell the investments before recovery of their amortized cost basis, which may be maturity, the Company does not consider those investments to be other-than-temporarily impaired at March 31, 2020.</p> <p style='margin:0'><i>State and Municipal Obligations. &nbsp;</i>The unrealized losses on the Company&#146;s investments in securities of state and municipal obligations were caused by interest rate changes and illiquidity. &nbsp;The contractual terms of those investments do not permit the issuer to settle the securities at a price less than the amortized cost basis of the investments. &nbsp;Because the Company does not intend to sell the investments and it is not more likely than not the Company will be required to sell the investments before recovery of their amortized cost basis, which may be maturity, the Company does not consider those investments to be other-than-temporarily impaired at March 31, 2020.</p> <p style='margin:0'><b>Note 4: &nbsp;Loans, Leases and Allowance</b></p><p style='margin:0'>&nbsp;</p><p style='margin:0'>Categories of loans at March 31, 2020 and December 31, 2019 include:</p><p style='margin:0'>&nbsp;</p><table style='border-collapse:collapse;width:99%'><tr style='height:12.75pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:59.36%'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1%'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:14.38%'><p align="center" style='margin:0'><b>March 31,</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.88%'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.2%'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:18.16%'><p align="center" style='margin:0'><b>December 31,</b></p></td></tr><tr style='height:13.5pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:59.36%'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1%'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:14.38%;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>2020</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.88%'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.2%'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:18.16%;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>2019</b></p></td></tr><tr style='height:9.75pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:59.36%'><p style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1%'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:14.38%'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.88%'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.2%'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:18.16%'><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr style='height:12.75pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:59.36%'><p style='margin:0;text-indent:3.2pt'>Commercial mortgage</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1%'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:14.38%'><p align="right" style='margin:0'>238,878</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.88%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.2%'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:18.16%'><p align="right" style='margin:0'>229,410</p></td></tr><tr style='height:12pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:59.36%'><p style='margin:0;text-indent:3.2pt'>Commercial and industrial</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:14.38%'><p align="right" style='margin:0'>76,002</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.88%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.2%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:18.16%'><p align="right" style='margin:0'>84,549</p></td></tr><tr style='height:12pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:59.36%'><p style='margin:0;text-indent:3.2pt'>Construction and development</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:14.38%'><p align="right" style='margin:0'>58,051</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.88%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.2%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:18.16%'><p align="right" style='margin:0'>53,426</p></td></tr><tr style='height:12pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:59.36%'><p style='margin:0;text-indent:3.2pt'>Multi-family</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:14.38%'><p align="right" style='margin:0'>58,101</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.88%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.2%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:18.16%'><p align="right" style='margin:0'>66,002</p></td></tr><tr style='height:12.75pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:59.36%'><p style='margin:0;text-indent:3.2pt'>Residential mortgage</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:14.38%'><p align="right" style='margin:0'>132,662</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.88%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.2%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:18.16%'><p align="right" style='margin:0'>131,294</p></td></tr><tr style='height:12.75pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:59.36%'><p style='margin:0;text-indent:3.2pt'>Home equity</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:14.38%'><p align="right" style='margin:0'>6,606</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.88%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.2%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:18.16%'><p align="right" style='margin:0'>6,996</p></td></tr><tr style='height:12.75pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:59.36%'><p style='margin:0;text-indent:3.2pt'>Direct financing leases</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:14.38%'><p align="right" style='margin:0'>111,691</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.88%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.2%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:18.16%'><p align="right" style='margin:0'>109,592</p></td></tr><tr style='height:12.75pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:59.36%'><p style='margin:0;text-indent:3.2pt'>Consumer</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1%;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:14.38%;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>12,828</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.88%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.2%;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:18.16%;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>13,534</p></td></tr><tr style='height:12.75pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:59.36%'><p style='margin:0;text-indent:4.8pt'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:14.38%'><p align="right" style='margin:0'>694,819</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.88%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.2%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:18.16%'><p align="right" style='margin:0'>694,803</p></td></tr><tr style='height:12.75pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:59.36%'><p style='margin:0;text-indent:40pt'>Less</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:14.38%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.88%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.2%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:18.16%'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr style='height:12.75pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:59.36%'><p style='margin:0;text-indent:4.8pt'>Allowance for loan and lease losses</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:14.38%'><p align="right" style='margin:0'>7,306</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.88%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.2%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:18.16%'><p align="right" style='margin:0'>7,089</p></td></tr><tr style='height:12.75pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:59.36%'><p style='margin:0;text-indent:4.8pt'>Deferred loan fees</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1%;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:14.38%;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>459</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.88%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.2%;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:18.16%;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>456</p></td></tr><tr style='height:15pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:59.36%'><p style='margin:0;text-indent:90pt'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:14.38%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.88%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.2%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:18.16%'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr style='height:13.5pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:59.36%'><p style='margin:0;text-indent:4.8pt'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1%;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:14.38%;border-bottom:3px double #000000'><p align="right" style='margin:0'>687,054</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.88%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.2%;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:18.16%;border-bottom:3px double #000000'><p align="right" style='margin:0'>687,258</p></td></tr><tr style='height:8.1pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:59.36%'><p style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1%;border-top:3px double #000000'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:14.38%'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.88%'><p style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.2%;border-top:3px double #000000'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:18.16%'><p style='margin:0'>&nbsp;</p></td></tr></table><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>The following tables present the activity in the allowance for loan and lease losses for the three months ended March 31, 2020 and 2019.</p><p style='margin:0'>&nbsp;</p><table style='border-collapse:collapse;width:99%'><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:144pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:58.5pt'><p align="center" style='margin:0'><b>Commercial</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:39.45pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:4.7pt'><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:144pt'><p style='margin:0;text-indent:32pt'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt'><p align="center" style='margin:0'><b>Commercial</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:58.5pt'><p align="center" style='margin:0'><b>and</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt'><p align="center" style='margin:0'><b>Residential</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:39.45pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:4.7pt'><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:144pt'><p style='margin:0;text-indent:32pt'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Mortgage</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:58.5pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Industrial</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Mortgage</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Leases</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Consumer</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:39.45pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Total</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:4.7pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:144pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:58.5pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:39.45pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:4.7pt'><p style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:144pt'><p style='margin:0'><b>Three Months Ended March 31, 2020:</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:58.5pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:39.45pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:4.7pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:144pt'><p style='margin:0;text-indent:1.35pt'>Balance, beginning of period</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.45pt'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:47.55pt'><p align="right" style='margin:0'>4,564</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.45pt'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:52.05pt'><p align="right" style='margin:0'>1,852</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:4.85pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:58.15pt'><p align="right" style='margin:0'>109</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.45pt'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:43.05pt'><p align="right" style='margin:0'>426</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.45pt'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:43.05pt'><p align="right" style='margin:0'>138</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:4.95pt'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:34.5pt'><p align="right" style='margin:0'>7,089</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:4.7pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:144pt'><p style='margin:0;text-indent:2.25pt'>Provision (credit) for losses</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt'><p align="right" style='margin:0'>72</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:58.5pt'><p align="right" style='margin:0'>(87</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p style='margin:0'>)</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt'><p align="right" style='margin:0'>38</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt'><p align="right" style='margin:0'>190</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt'><p align="right" style='margin:0'>(4</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p style='margin:0'>)</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:39.45pt'><p align="right" style='margin:0'>210</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:4.7pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:144pt'><p style='margin:0;text-indent:2.25pt'>Charge-offs</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:58.5pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt'><p align="right" style='margin:0'>(15</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p style='margin:0'>)</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt'><p align="right" style='margin:0'>(55</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p style='margin:0'>)</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt'><p align="right" style='margin:0'>(5</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p style='margin:0'>)</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:39.45pt'><p align="right" style='margin:0'>(75</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:4.7pt'><p style='margin:0'>)</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:144pt'><p style='margin:0;text-indent:2.25pt'>Recoveries</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>32</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:58.5pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>7</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>16</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>22</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>6</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:39.45pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>82</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:4.7pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:144pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:58.5pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:39.45pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:4.7pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:144pt'><p style='margin:0;text-indent:1.35pt'>Balance, end of period</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.45pt;border-bottom:3px double #000000'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:47.55pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>4,668</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.45pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:52.05pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>1,772</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:4.85pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:58.15pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>148</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.45pt;border-bottom:3px double #000000'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:43.05pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>583</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.45pt;border-bottom:3px double #000000'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:43.05pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>135</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:4.95pt;border-bottom:3px double #000000'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:34.5pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>7,306</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:4.7pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:144pt'><p style='margin:0;text-indent:16pt'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:58.5pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:39.45pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:4.7pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:144pt'><p style='margin:0'><b>Three Months Ended March 31, 2019:</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:58.5pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:39.45pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:4.7pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:144pt'><p style='margin:0;text-indent:1.35pt'>Balance, beginning of period</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.45pt'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:47.55pt'><p align="right" style='margin:0'>3,147</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.45pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:52.05pt'><p align="right" style='margin:0'>1,817</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:4.85pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:58.15pt'><p align="right" style='margin:0'>139</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.45pt'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:43.05pt'><p align="right" style='margin:0'>389</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.45pt'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:43.05pt'><p align="right" style='margin:0'>108</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:4.95pt'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:34.5pt'><p align="right" style='margin:0'>5,600</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:4.7pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:144pt'><p style='margin:0;text-indent:2.25pt'>Provision (credit) for losses</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt'><p align="right" style='margin:0'>269</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:58.5pt'><p align="right" style='margin:0'>221</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt'><p align="right" style='margin:0'>(37</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p style='margin:0'>)</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt'><p align="right" style='margin:0'>38</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt'><p align="right" style='margin:0'>34</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:39.45pt'><p align="right" style='margin:0'>525</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:4.7pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:144pt'><p style='margin:0;text-indent:2.25pt'>Charge-offs</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:58.5pt'><p align="right" style='margin:0'>(250</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p style='margin:0'>)</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt'><p align="right" style='margin:0'>(2</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p style='margin:0'>)</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt'><p align="right" style='margin:0'>(82</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p style='margin:0'>)</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt'><p align="right" style='margin:0'>(34</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p style='margin:0'>)</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:39.45pt'><p align="right" style='margin:0'>(368</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:4.7pt'><p style='margin:0'>)</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:144pt'><p style='margin:0;text-indent:2.25pt'>Recoveries</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>4</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:58.5pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>2</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>17</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>47</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>9</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:39.45pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>79</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:4.7pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:144pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:58.5pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:39.45pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:4.7pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:144pt'><p style='margin:0;text-indent:1.35pt'>Balance, end of period</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.45pt;border-bottom:3px double #000000'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:47.55pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>3,420</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.45pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:52.05pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>1,790</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:4.85pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:58.15pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>117</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.45pt;border-bottom:3px double #000000'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:43.05pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>392</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.45pt;border-bottom:3px double #000000'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:43.05pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>117</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:4.95pt;border-bottom:3px double #000000'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:34.5pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>5,836</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:4.7pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:144pt'><p style='margin:0;text-indent:16pt'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:58.5pt'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:39.45pt'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:4.7pt'><p style='margin:0'>&nbsp;</p></td></tr></table><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>The following tables present the balance in the allowance for loan and lease losses and the recorded investment in loans and leases based on portfolio segment and impairment method as of March 31, 2020 and December 31, 2019:</p><p style='margin:0'>&nbsp;</p><table style='border-collapse:collapse;width:518pt;margin-left:5.4pt'><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:159.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="17" valign="bottom" bgcolor="#FFFFFF" style='width:358.5pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="center" style='margin:0'><b>March 31, 2020</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:159.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt;padding-left:2.9pt;padding-right:2.9pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:56.2pt;padding-left:2.9pt;padding-right:2.9pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'><b>Commercial</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt;padding-left:2.9pt;padding-right:2.9pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'><b>&#160;</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:53.9pt;padding-left:2.9pt;padding-right:2.9pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt;padding-left:2.9pt;padding-right:2.9pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:43.5pt;padding-left:2.9pt;padding-right:2.9pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:159.5pt;padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:32pt'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'><b>Commercial</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:56.2pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'><b>and</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'><b>Residential</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:53.9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:43.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:159.5pt;padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:32pt'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Mortgage</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:56.2pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Industrial</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Mortgage</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:53.9pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Leases</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Consumer</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:43.5pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Total</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:159.5pt;padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:0.05pt'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:56.2pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:53.9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:43.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:159.5pt;padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:0.7pt'><b>Allowance for loan and lease losses:</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:56.2pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:53.9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:43.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:159.5pt;padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'> &nbsp;Individually evaluated &nbsp;&nbsp;&nbsp;for impairment</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:54pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:11.2pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:45pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>202</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:45pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:11.2pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:42.7pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:40.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:34.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>202</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:159.5pt;padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:0.05pt'> &nbsp;Collectively evaluated &nbsp;&nbsp;&nbsp;for impairment</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>4,668</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:56.2pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>1,570</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>148</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:53.9pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>583</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>135</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:43.5pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>7,104</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:159.5pt;padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:56.2pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:53.9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:43.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:159.5pt;padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:0.05pt'> &nbsp;&nbsp;&nbsp;Balance, March 31</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:54pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>4,668</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:11.2pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:45pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>1,772</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:45pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>148</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:11.2pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:42.7pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>583</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:40.5pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>135</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:34.5pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>7,306</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:159.5pt;padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:16pt'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:56.2pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:53.9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:43.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:159.5pt;padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:0.7pt'><b>Loans and leases:</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:56.2pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:53.9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:43.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:159.5pt;padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:24pt'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:56.2pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:53.9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:43.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:159.5pt;padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:0.05pt'> &nbsp;Individually evaluated &nbsp;&nbsp;&nbsp;for impairment</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:54pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>792</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:11.2pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:45pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>673</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:45pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>306</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:11.2pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:42.7pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:40.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:34.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>1,771</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:159.5pt;padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:0.05pt'> &nbsp;Collectively evaluated &nbsp;&nbsp;&nbsp;for impairment</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>378,709</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:56.2pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>72,378</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>112,860</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:53.9pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>111,691</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>17,410</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:43.5pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>693,048</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:159.5pt;padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:0.05pt'> &nbsp;Ending balance: &nbsp;&nbsp;&nbsp;March 31</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:54pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>379,501</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:11.2pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:45pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>73,051</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:45pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>113,166</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:11.2pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:42.7pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>111,691</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:40.5pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>17,410</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:34.5pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>694,819</p></td></tr></table><p style='margin:0'>&nbsp;</p><table style='border-collapse:collapse;width:518pt;margin-left:5.4pt'><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:159.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="17" valign="bottom" bgcolor="#FFFFFF" style='width:358.5pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="center" style='margin:0'><b>December 31, 2019</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:159.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt;padding-left:2.9pt;padding-right:2.9pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:56.2pt;padding-left:2.9pt;padding-right:2.9pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'><b>Commercial</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt;padding-left:2.9pt;padding-right:2.9pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:53.9pt;padding-left:2.9pt;padding-right:2.9pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt;padding-left:2.9pt;padding-right:2.9pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:43.5pt;padding-left:2.9pt;padding-right:2.9pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:159.5pt;padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:32pt'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'><b>Commercial</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:56.2pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'><b>and</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'><b>Residential</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:53.9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:43.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:159.5pt;padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:32pt'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Mortgage</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:56.2pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Industrial</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Mortgage</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:53.9pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Leases</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Consumer</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:43.5pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Total</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:159.5pt;padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:0.05pt'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:56.2pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:53.9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:43.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:159.5pt;padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'><b>Allowance for loan and lease losses:</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:56.2pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:53.9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:43.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:159.5pt;padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:0.05pt'> &nbsp;Individually evaluated &nbsp;&nbsp;&nbsp;for impairment</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:54pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:11.2pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:45pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>202</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:45pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:11.2pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:42.7pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:40.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:34.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>202</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:159.5pt;padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:0.05pt'> &nbsp;Collectively evaluated &nbsp;&nbsp;&nbsp;for impairment</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>4,564</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:56.2pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>1,650</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>109</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:53.9pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>426</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>138</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:43.5pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>6,887</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:159.5pt;padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:56.2pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:53.9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:43.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:159.5pt;padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:0.05pt'> &nbsp;Balance, December 31</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:54pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>4,564</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:11.2pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:45pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>1,852</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:45pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>109</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:11.2pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:42.7pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>426</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:40.5pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>138</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:34.5pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>7,089</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:159.5pt;padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:16pt'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:56.2pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:53.9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:43.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:159.5pt;padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:0.7pt'><b>Loans and leases:</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:56.2pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:53.9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:43.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:159.5pt;padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:0.05pt'> &nbsp;Individually evaluated &nbsp;&nbsp;&nbsp;for impairment</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:54pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>803</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:11.2pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:45pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>694</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:45pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>347</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:11.2pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:42.7pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:40.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:34.5pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>1,844</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:159.5pt;padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:0.05pt'> &nbsp;Collectively evaluated &nbsp;&nbsp;&nbsp;for impairment</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>377,494</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:56.2pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>73,920</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>114,061</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:53.9pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>109,592</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>17,892</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:43.5pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>692,959</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:159.5pt;padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:0.05pt'> &nbsp;Ending balance: &nbsp;&nbsp;&nbsp;December 31</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:54pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>378,297</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:11.2pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:45pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>74,614</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:45pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>114,408</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:11.2pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:42.7pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>109,592</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.8pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:40.5pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>17,892</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:9pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:34.5pt;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>694,803</p></td></tr></table><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>The Company rates all loans by credit quality using the following designations:</p><p style='margin:0'>&nbsp;</p><p style='margin:0'><font style='border-bottom:1px solid #000000'>Grade 1 &#150; Exceptional</font></p><p style='margin:0'>&nbsp;</p><p style='margin:0'>Exceptional loans are top-quality loans to individuals whose financial credentials are well known to the Company. &nbsp;These loans have excellent sources of repayment, are well documented and/or virtually free of risk (i.e., CD secured loans).</p><p style='margin:0'>&nbsp;</p><p style='margin:0'><font style='border-bottom:1px solid #000000'>Grade 2 &#150; Quality Loans</font></p><p style='margin:0'>&nbsp;</p><p style='margin:0'>These loans have excellent sources of repayment with no identifiable risk of collection, and they conform in all respects to Company policy and Indiana Department of Financial Institutions (&#147;IDFI&#148;) and Federal Deposit Insurance Corporation (&#147;FDIC&#148;) regulations. &nbsp;Documentation exceptions are minimal or are in the process of being corrected and are not of a type that could subsequently expose the Company to risk of loss.</p><p style='margin:0'>&nbsp;</p><p style='margin:0'><font style='border-bottom:1px solid #000000'>Grade 3 &#150; Acceptable Loans</font></p><p style='margin:0'>&nbsp;</p><p style='margin:0'>This category is for &#147;average&#148; quality loans. &nbsp;These loans have adequate sources of repayment with little identifiable risk of collection and they conform to Company policy and IDFI/FDIC regulations.</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'><font style='border-bottom:1px solid #000000'>Grade 4 &#150; Acceptable but Monitored</font></p><p style='margin:0'>&nbsp;</p><p style='margin:0'>Loans in this category may have a greater than average risk due to financial weakness or uncertainty but do not appear to require classification as special mention or substandard loans. &nbsp;Loans rated &#147;4&#148; need to be monitored on a regular basis to ascertain that the reasons for placing them in this category do not advance or worsen.</p><p style='margin:0'>&nbsp;</p><p style='margin:0'><font style='border-bottom:1px solid #000000'>Grade 5 &#150; Special Mention</font></p><p style='margin:0'>&nbsp;</p><p style='margin:0'>Loans in this category have potential weaknesses that deserve management&#146;s close attention. &nbsp;If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or in the Company&#146;s credit position at some future date. &nbsp;Special Mention loans are not adversely classified and do not expose the Company to sufficient risk to warrant adverse classification. &nbsp;This special mention rating is designed to identify a specific level of risk and concern about an asset&#146;s quality. &nbsp;Although a special mention loan has a higher probability of default than a pass rated loan, its default is not imminent.</p><p style='margin:0'>&nbsp;</p><p style='margin:0'><font style='border-bottom:1px solid #000000'>Grade 6 &#150; Substandard</font></p><p style='margin:0'>&nbsp;</p><p style='margin:0'>Loans in this category are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. &nbsp;Loans so classified must have a well-defined weakness, or weaknesses, that jeopardize the liquidation of the debt. &nbsp;They are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected.</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>Substandard loans have a high probability of payment default, or they have other well-defined weaknesses. &nbsp;Such loans have a distinct potential for loss; however, an individual loan&#146;s potential for loss does not have to be distinct for the loan to be rated substandard. &nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>The following are examples of situations that might cause a loan to be graded a &#147;6&#148;:</p><p style='margin:0'>&nbsp;</p><p style='margin:0;margin-left:36pt'><kbd style='position:absolute;font:8pt Symbol;margin-left:-18pt'>&#183;</kbd>Cash flow deficiencies (losses) jeopardize future loan payments.&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0;margin-left:36pt'><kbd style='position:absolute;font:8pt Symbol;margin-left:-18pt'>&#183;</kbd>Sale of non-collateral assets has become a primary source of loan repayment.&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0;margin-left:36pt'><kbd style='position:absolute;font:8pt Symbol;margin-left:-18pt'>&#183;</kbd>The relationship has deteriorated to the point that sale of collateral is now the Company&#146;s primary source of repayment, unless this was the original source of loan repayment.&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0;margin-left:36pt'><kbd style='position:absolute;font:8pt Symbol;margin-left:-18pt'>&#183;</kbd>The borrower is bankrupt or for any other reason future repayment is dependent on court action.&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'><font style='border-bottom:1px solid #000000'>Grade 7 &#150; Doubtful</font></p><p style='margin:0'>&nbsp;</p><p style='margin:0'>A loan classified as doubtful has all the weaknesses inherent in one classified substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of current existing facts, conditions, and values, highly questionable and improbable. &nbsp;A doubtful loan has a high probability of total or substantial loss. &nbsp;Doubtful borrowers are usually in default, lack adequate liquidity or capital, and lack the resources necessary to remain an operating entity. &nbsp;Because of high probability of loss, nonaccrual accounting treatment will be required for doubtful loans.</p><p style='margin:0'>&nbsp;</p><p style='margin:0'><font style='border-bottom:1px solid #000000'>Grade 8 &#150; Loss</font></p><p style='margin:0'>&nbsp;</p><p style='margin:0'>Loans classified loss are considered uncollectible and of such little value that their continuance as bankable assets is not warranted. &nbsp;This classification does not mean that the loan has absolutely no recovery or salvage value, but rather that it is not practical or desirable to defer writing off the loan even though partial recovery may be effected in the future.</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>The risk characteristics of each loan portfolio segment are as follows:</p><p style='margin:0'>&nbsp;</p><p style='margin:0'><font style='border-bottom:1px solid #000000'>Commercial and Industrial</font></p><p style='margin:0'>&nbsp;</p><p style='margin:0'>Commercial and industrial loans are primarily based on the identified cash flows of the borrower and secondarily on the underlying collateral provided by the borrower. &nbsp;The cash flows of borrowers, however, may not be as expected and the collateral securing these loans may fluctuate in value. &nbsp;Most commercial loans are secured by the assets being financed or other business assets, such as accounts receivable or inventory, and may include a personal guarantee. &nbsp;Short-term loans may be made on an unsecured basis. &nbsp;In the case of loans secured by accounts receivable, the availability of funds for the repayment of these loans may be substantially dependent on the ability of the borrower to collect amounts due from its customers.</p><p style='margin:0'>&nbsp;</p><p style='margin:0'><font style='border-bottom:1px solid #000000'>Commercial Mortgage including Construction</font></p><p style='margin:0'>&nbsp;</p><p style='margin:0'>Loans in this segment include commercial loans, commercial construction loans, and multi-family loans. This segment also includes loans secured by 1-4 family residences which were made for investment purposes. &nbsp;Commercial real estate loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Commercial real estate lending typically involves higher loan principal amounts and the repayment of these loans is generally dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. &nbsp;Commercial real estate loans may be more adversely affected by conditions in the real estate markets or in the general economy. The characteristics of properties securing the Company&#146;s commercial real estate portfolio are diverse, but with geographic location almost entirely in the Company&#146;s market area. Management monitors and evaluates commercial real estate loans based on collateral, geography and risk grade criteria. In general, the Company avoids financing single purpose projects unless other underwriting factors are present to help mitigate risk. In addition, management tracks the level of owner-occupied commercial real estate versus nonowner-occupied loans.</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>Construction loans are underwritten utilizing feasibility studies, independent appraisal reviews and financial analysis of the developers and property owners. Construction loans are generally based on estimates of costs and value associated with the complete project. These estimates may be inaccurate. Construction loans often involve the disbursement of substantial funds with repayment substantially dependent on the success of the ultimate project. Sources of repayment for these types of loans may be pre-committed permanent loans from approved long-term lenders, sales of developed property or an interim loan commitment from the Company until permanent financing is obtained. These loans are closely monitored by on-site inspections and are considered to have higher risks than other real estate loans due to their ultimate repayment being sensitive to interest rate changes, governmental regulation of real property, general economic conditions and the availability of long-term financing.</p><p style='margin:0'>&nbsp;</p><p style='margin:0'><font style='border-bottom:1px solid #000000'>Residential, Brokered and Consumer</font></p><p style='margin:0'>&nbsp;</p><p style='margin:0'>Residential, brokered and consumer loans consist of three segments &#150; residential mortgage loans, brokered mortgage loans and personal loans. For residential mortgage loans that are secured by 1-4 family residences and are generally owner-occupied, the Company generally establishes a maximum loan-to-value ratio and requires private mortgage insurance if that ratio is exceeded. Brokered mortgages are purchased residential mortgage loans meeting the Company&#146;s criteria established for originating residential mortgage loans. Home equity loans are typically secured by a subordinate interest in 1-4 family residences, and consumer personal loans are secured by consumer personal assets, such as automobiles or recreational vehicles. Some consumer personal loans are unsecured, such as small installment loans and certain lines of credit. Repayment of these loans is primarily dependent on the personal income of the borrowers, which can be impacted by economic conditions in their market areas, such as unemployment levels. Repayment can also be impacted by changes in property values on residential properties. Risk is mitigated by the fact that the loans are of smaller individual amounts and spread over a large number of borrowers.</p><p style='margin:0'>&nbsp;</p><p style='margin:0'><font style='border-bottom:1px solid #000000'>Leases</font></p><p style='margin:0'>&nbsp;</p><p style='margin:0'>Lease financing consists of direct financing leases and are used by commercial customers to finance capital purchases of equipment. &nbsp;The credit decisions for these transactions are based upon an assessment of the overall financial capacity of the applicant. &nbsp;A determination is made as to the applicant&#146;s financial condition and ability to repay in accordance with the proposed terms as well as an overall assessment of the risks involved.</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>The following tables present the credit risk profile of the Company&#146;s loan and lease portfolio based on rating category and payment activity as of March 31, 2020 and December 31, 2019:</p><p style='margin:0'>&nbsp;</p><table style='border-collapse:collapse;width:100%'><tr style='height:7.2pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:16.5%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="18" valign="bottom" bgcolor="#FFFFFF" style='width:83.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="center" style='margin:0'><b>March 31, 2020</b></p></td></tr><tr style='height:7.2pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:16.5%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.74%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.74%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'><b>Commercial</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:11.36%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'><b>Construction</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:7.7%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.8%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:6.74%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.64%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.18%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.64%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'><b>&#160;</b></p></td></tr><tr style='height:7.2pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:16.5%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.74%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'><b>Commercial</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.74%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'><b>&#160;and</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:11.36%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'><b>and </b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:7.7%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'><b>&#160;Multi-</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.8%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'><b>Residential</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:6.74%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'><b>Home</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.64%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.18%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.64%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'><b>&#160;</b></p></td></tr><tr style='height:7.2pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:16.5%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.74%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="center" style='margin:0'><b>Mortgage</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.74%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="center" style='margin:0'><b>Industrial</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:11.36%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="center" style='margin:0'><b>Development</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:7.7%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="center" style='margin:0'><b>Family</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.8%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="center" style='margin:0'><b>Mortgage</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:6.74%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="center" style='margin:0'><b>Equity</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.64%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="center" style='margin:0'><b>Leases</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.18%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="center" style='margin:0'><b>Consumer</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.64%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="center" style='margin:0'><b>Total</b></p></td></tr><tr style='height:7.2pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:16.5%;padding-left:1.45pt;padding-right:1.45pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.74%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.74%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:11.36%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:7.7%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.8%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:6.74%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.64%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.18%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.64%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr style='height:10.1pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:16.5%;padding-left:1.45pt;padding-right:1.45pt'><p style='margin:0'> 1-4 &nbsp;Pass</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.14%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:8.6%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>229,760</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.42%;padding-left:1.45pt;padding-right:1.45pt'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:8.32%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>68,932</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.54%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:8.82%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>58,051</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.72%;padding-left:1.45pt;padding-right:1.45pt'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.96%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>58,101</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.96%;padding-left:1.45pt;padding-right:1.45pt'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.84%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>129,702</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.72%;padding-left:1.45pt;padding-right:1.45pt'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.02%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>6,344</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.72%;padding-left:1.45pt;padding-right:1.45pt'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.9%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>111,499</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.06%;padding-left:1.45pt;padding-right:1.45pt'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.12%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>12,653</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.72%;padding-left:1.45pt;padding-right:1.45pt'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.9%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>675,042</p></td></tr><tr style='height:10.1pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:16.5%;padding-left:1.45pt;padding-right:1.45pt'><p style='margin:0'> &nbsp;&nbsp;5 &nbsp;Special Mention</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.74%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>7,452</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.74%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>4,107</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:11.36%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>-&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:7.7%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.8%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>183</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:6.74%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>64</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.64%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.18%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.64%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>11,806</p></td></tr><tr style='height:10.1pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:16.5%;padding-left:1.45pt;padding-right:1.45pt'><p style='margin:0'> &nbsp;&nbsp;6 &nbsp;Substandard</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.74%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>1,666</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.74%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>2,963</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:11.36%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:7.7%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.8%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>2,777</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:6.74%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>198</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.64%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>131</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.18%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>175</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.64%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>7,910</p></td></tr><tr style='height:10.1pt'><td valign="middle" bgcolor="#FFFFFF" style='width:16.5%;padding-left:1.45pt;padding-right:1.45pt'><p style='margin:0'> &nbsp;&nbsp;7 &nbsp;Doubtful</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.74%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.74%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:11.36%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:7.7%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.8%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:6.74%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.64%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>61</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.18%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.64%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>61</p></td></tr><tr style='height:10.1pt'><td valign="middle" bgcolor="#FFFFFF" style='width:16.5%;padding-left:1.45pt;padding-right:1.45pt'><p style='margin:0'> &nbsp;&nbsp;8 &nbsp;Loss</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.74%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.74%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:11.36%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:7.7%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.8%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:6.74%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.64%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.18%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.64%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td></tr><tr style='height:7.2pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:16.5%;padding-left:1.45pt;padding-right:1.45pt'><p style='margin:0;text-indent:28pt'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.74%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.74%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:11.36%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:7.7%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.8%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:6.74%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.64%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.18%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.64%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr style='height:10.1pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:16.5%;padding-left:1.45pt;padding-right:1.45pt'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.14%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:8.6%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>238,878</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.42%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:8.32%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>76,002</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.54%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:8.82%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>58,051</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.72%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.96%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>58,101</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.96%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.84%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>132,662</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.72%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.02%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>6,606</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.72%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.9%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>111,691</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.06%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.12%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>12,828</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.72%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.9%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>694,819</p></td></tr></table><p style='margin:0'>&nbsp;</p><table style='border-collapse:collapse;width:100%'><tr style='height:7.2pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:16.1%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="18" valign="bottom" bgcolor="#FFFFFF" style='width:83.9%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="center" style='margin:0'><b>December 31, 2019</b></p></td></tr><tr style='height:7.2pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:16.1%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.78%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.78%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'><b>Commercial</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:11.42%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'><b>Construction</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:7.72%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.84%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:6.78%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.68%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.22%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.68%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'><b>&#160;</b></p></td></tr><tr style='height:7.2pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:16.1%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.78%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'><b>Commercial</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.78%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'><b>&#160;and</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:11.42%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'><b>and </b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:7.72%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'><b>&#160;Multi-</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.84%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'><b>Residential</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:6.78%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'><b>Home</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.68%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.22%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.68%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'><b>&#160;</b></p></td></tr><tr style='height:7.2pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:16.1%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.78%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="center" style='margin:0'><b>Mortgage</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.78%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="center" style='margin:0'><b>Industrial</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:11.42%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="center" style='margin:0'><b>Development</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:7.72%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="center" style='margin:0'><b>Family</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.84%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="center" style='margin:0'><b>Mortgage</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:6.78%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="center" style='margin:0'><b>Equity</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.68%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="center" style='margin:0'><b>Leases</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.22%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="center" style='margin:0'><b>Consumer</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.68%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="center" style='margin:0'><b>Total</b></p></td></tr><tr style='height:7.2pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:16.1%;padding-left:1.45pt;padding-right:1.45pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.78%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.78%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:11.42%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:7.72%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.84%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:6.78%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.68%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.22%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.68%;padding-left:1.45pt;padding-right:1.45pt'><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr style='height:10.1pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:16.1%;padding-left:1.45pt;padding-right:1.45pt'><p style='margin:0'> 1-4 &nbsp;Pass</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.16%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:8.64%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>220,240</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.16%;padding-left:1.45pt;padding-right:1.45pt'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:8.64%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'> &nbsp;&nbsp;&nbsp;75,814</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.56%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:8.86%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>53,426</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.74%;padding-left:1.45pt;padding-right:1.45pt'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>66,002</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.96%;padding-left:1.45pt;padding-right:1.45pt'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.88%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>127,888</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.74%;padding-left:1.45pt;padding-right:1.45pt'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.04%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>6,871</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.74%;padding-left:1.45pt;padding-right:1.45pt'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.94%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>109,424</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.08%;padding-left:1.45pt;padding-right:1.45pt'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.14%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>13,519</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.74%;padding-left:1.45pt;padding-right:1.45pt'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.94%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>673,184</p></td></tr><tr style='height:10.1pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:16.1%;padding-left:1.45pt;padding-right:1.45pt'><p style='margin:0'> &nbsp;5 &nbsp;Special Mention</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.78%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>7,489</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.78%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>5,731</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:11.42%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:7.72%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.84%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>189</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:6.78%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>64</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.68%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.22%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.68%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>13,473</p></td></tr><tr style='height:10.1pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:16.1%;padding-left:1.45pt;padding-right:1.45pt'><p style='margin:0'> &nbsp;&nbsp;6 &nbsp;Substandard</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.78%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>1,681</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.78%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>3,004</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:11.42%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:7.72%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.84%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>3,217</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:6.78%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>61</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.68%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>94</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.22%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>15</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.68%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>8,072</p></td></tr><tr style='height:10.1pt'><td valign="middle" bgcolor="#FFFFFF" style='width:16.1%;padding-left:1.45pt;padding-right:1.45pt'><p style='margin:0'> &nbsp;&nbsp;7 &nbsp;Doubtful</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.78%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.78%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:11.42%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:7.72%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.84%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:6.78%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.68%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>74</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.22%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.68%;padding-left:1.45pt;padding-right:1.45pt'><p align="right" style='margin:0'>74</p></td></tr><tr style='height:10.1pt'><td valign="middle" bgcolor="#FFFFFF" style='width:16.1%;padding-left:1.45pt;padding-right:1.45pt'><p style='margin:0'> &nbsp;&nbsp;8 &nbsp;Loss</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.78%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.78%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:11.42%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:7.72%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.84%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:6.78%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.68%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.22%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.68%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td></tr><tr style='height:7.2pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:16.1%;padding-left:1.45pt;padding-right:1.45pt'><p style='margin:0;text-indent:28pt'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.78%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.78%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:11.42%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:7.72%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.84%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:6.78%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.68%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.22%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.68%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr style='height:10.1pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:16.1%;padding-left:1.45pt;padding-right:1.45pt'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.16%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:8.64%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>229,410</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.16%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:8.64%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>84,549</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.56%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:8.86%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>53,426</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.74%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>66,002</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.96%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.88%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>131,294</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.74%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.04%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>6,996</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.74%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.94%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>109,592</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.08%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.14%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>13,534</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.74%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.94%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>694,803</p></td></tr></table><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>The following tables present the Company&#146;s loan and lease portfolio aging analysis of the recorded investment in loans and leases as of March 31, 2020 and December 31, 2019:</p><p style='margin:0'>&nbsp;</p><table style='border-collapse:collapse;width:99%'><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:24.02%;padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>&nbsp;</p></td><td colspan="20" valign="bottom" bgcolor="#FFFFFF" style='width:75.98%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>March 31, 2020</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:24.02%;padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>&nbsp;</p></td><td colspan="11" valign="bottom" bgcolor="#FFFFFF" style='width:42.86%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.04%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.4%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>Total</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.64%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>Total Loans</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:24.02%;padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>&nbsp;</p></td><td colspan="11" valign="bottom" bgcolor="#FFFFFF" style='width:42.86%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Delinquent Loans</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.04%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.4%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>Portfolio</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.64%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>and Leases</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:24.02%;padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.82%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>30-59 Days</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.82%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>60-89 Days</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.8%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>90 Days and</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.18%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>Total Past</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.04%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.4%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>Loans and</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.64%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>&gt; 90 Days</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:24.02%;padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.82%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Past Due</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.82%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Past Due</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.8%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Over</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.18%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Due</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.04%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Current</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.48%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.4%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Leases</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.48%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.64%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Accruing</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:24.02%;padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.82%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.82%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.8%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.18%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.04%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.4%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.64%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:24.02%;padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>Commercial mortgage</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.66%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.16%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>78</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.66%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.16%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>462</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.92%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.88%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>401</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.5%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.68%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>941</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.94%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.1%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>237,937</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.02%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.38%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>238,878</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.9%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.76%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>217</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:24.02%;padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>Commercial and industrial</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.82%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>91</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.82%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>193</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.8%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>424</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.18%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>708</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.04%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>75,294</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.4%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>76,002</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.64%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>424</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:24.02%;padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>Construction and development</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.82%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.82%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.8%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.18%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.04%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>58,051</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.4%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>58,051</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.64%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&#151;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:24.02%;padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>Multi-family</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.82%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.82%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>1,047</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.8%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.18%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>1,047</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.04%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>57,054</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.4%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>58,101</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.64%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&#151;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:24.02%;padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>Residential mortgage</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.82%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>908</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.82%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>322</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.8%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>2,241</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.18%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>3,471</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.04%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>129,191</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.4%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>132,662</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.64%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>2,048</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:24.02%;padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>Home equity</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.82%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>57</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.82%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.8%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>154</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.18%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>211</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.04%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>6,395</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.4%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>6,606</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.64%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>154</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:24.02%;padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>Leases</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.82%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>276</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.82%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.8%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>73</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.18%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>349</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.04%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>111,342</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.4%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>111,691</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.64%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>73</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:24.02%;padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>Consumer</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.82%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>80</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.82%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>22</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.8%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>175</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.18%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>277</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.04%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>12,551</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.4%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>12,828</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.64%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>175</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:24.02%;padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:32pt'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.82%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.82%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.8%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.18%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.04%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.4%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.64%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:24.02%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0;text-indent:6.4pt'>Totals</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.66%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="center" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.16%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>1,490</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.66%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="center" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.16%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>2,046</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.92%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="center" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.88%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>3,468</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.5%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="center" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.68%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>7,004</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.08%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.94%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="center" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.1%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>687,815</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.02%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="center" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.38%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>694,819</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.9%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="center" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.76%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>3,091</p></td></tr></table><p style='margin:0'>&nbsp;</p><table style='border-collapse:collapse;width:99%'><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:23.66%;padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>&nbsp;</p></td><td colspan="20" valign="bottom" bgcolor="#FFFFFF" style='width:76.34%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>December 31, 2019</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:23.66%;padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>&nbsp;</p></td><td colspan="11" valign="bottom" bgcolor="#FFFFFF" style='width:43.36%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.9%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.24%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>Total</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>Total Loans</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:23.66%;padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>&nbsp;</p></td><td colspan="11" valign="bottom" bgcolor="#FFFFFF" style='width:43.36%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Delinquent Loans</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.9%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>&#160;</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.24%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>Portfolio</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>and Leases</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:23.66%;padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.66%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>30-59 Days</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.66%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>60-89 Days</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.64%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>90 Days and</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.04%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>Total Past</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.9%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>&#160;</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.24%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>Loans and</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'><b>&gt; 90 Days</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:23.66%;padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.66%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Past Due</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.66%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Past Due</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.64%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Over</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.04%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Due</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.9%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Current</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.24%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Leases</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.48%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Accruing</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:23.66%;padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.66%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.66%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.64%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.04%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.9%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.24%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:23.66%;padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>Commercial mortgage</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.62%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.04%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>217</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.62%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.04%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.88%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.74%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>184</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.58%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>401</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.92%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.98%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>229,009</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.98%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.26%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>229,410</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.84%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.64%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&#151;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:23.66%;padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>Commercial and industrial</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.66%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>220</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.66%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>1,092</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.64%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>438</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.04%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>1,750</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.9%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>82,799</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.24%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>84,549</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>3</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:23.66%;padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>Construction and development</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.66%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.66%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>257</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.64%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>249</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.04%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>506</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.9%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>52,920</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.24%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>53,426</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>249</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:23.66%;padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>Multi-family</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.66%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.66%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.64%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.04%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.9%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>66,002</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.24%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>66,002</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&#151;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:23.66%;padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>Residential mortgage</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.66%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>762</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.66%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>240</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.64%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>2,452</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.04%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>3,454</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.9%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>127,840</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.24%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>131,294</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>2,256</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:23.66%;padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>Home equity</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.66%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>189</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.66%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>36</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.64%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>15</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.04%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>240</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.9%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>6,756</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.24%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>6,996</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>15</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:23.66%;padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>Leases</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.66%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>108</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.66%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>29</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.64%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>79</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.04%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>216</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.9%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>109,376</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.24%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>109,592</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>49</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:23.66%;padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0'>Consumer</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.66%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>271</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.66%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>35</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.64%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>15</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.04%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>321</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.9%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>13,213</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.24%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>13,534</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.48%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>15</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:23.66%;padding-left:2.15pt;padding-right:2.15pt'><p style='margin:0;text-indent:32pt'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.66%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.66%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.64%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.04%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:8.9%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:9.24%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:10.48%;padding-left:2.15pt;padding-right:2.15pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:23.66%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0;text-indent:6.4pt'>Totals</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.62%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="center" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.04%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>1,767</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.62%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="center" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.04%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>1,689</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.88%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="center" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.74%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>3,432</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.46%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="center" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.58%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>6,888</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.92%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="center" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.98%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>687,915</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.98%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="center" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.26%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>694,803</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.46%;padding-left:2.15pt;padding-right:2.15pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.84%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="center" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:7.64%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>2,587</p></td></tr></table><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>The following tables present the Company&#146;s impaired loans and specific valuation allowance at March 31, 2020 and December 31, 2019: </p><p style='margin:0'>&nbsp;</p><table style='border-collapse:collapse;width:369.65pt'><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="8" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>March 31, 2020</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="center" style='margin:0'><b>&#160;</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="center" style='margin:0'><b>Unpaid</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="center" style='margin:0'><b>&#160;</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="center" style='margin:0'><b>Recorded</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="center" style='margin:0'><b>Principal</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="center" style='margin:0'><b>Specific</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Balance</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Balance</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Allowance</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0;text-indent:3.2pt'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0;text-indent:0.7pt'>Loans without a specific </p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0;text-indent:9.7pt'>valuation allowance</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0;text-indent:1.85pt'>Commercial mortgage</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>792</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>872</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&#151;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0;text-indent:1.85pt'>Commercial and industrial</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>422</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>791</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&#151;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0;text-indent:1.85pt'>Residential mortgage</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>306</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>559</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0;text-indent:40pt'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>1,520</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>2,222</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>&#151;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0;text-indent:0.7pt'>Loans with a specific </p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0;text-indent:9.7pt'>valuation allowance</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0;text-indent:1.85pt'>Commercial and industrial</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>251</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>259</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>202</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0;text-indent:40pt'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>251</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>259</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>202</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0;text-indent:0.05pt'>Total impaired loans</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0;text-indent:1.85pt'>Commercial mortgage</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>792</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>872</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&#151;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0;text-indent:1.85pt'>Commercial and industrial</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>673</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>1,050</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>202</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0;text-indent:1.85pt'>Residential mortgage</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>306</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>559</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0;text-indent:8pt'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0;text-indent:2.8pt'>Total impaired loans</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>1,771</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>2,481</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>202</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr></table><p style='margin:0'>&nbsp;</p><table style='border-collapse:collapse;width:369.65pt'><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="8" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>December 31, 2019</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="center" style='margin:0'><b>&#160;</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="center" style='margin:0'><b>Unpaid</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="center" style='margin:0'><b>&#160;</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="center" style='margin:0'><b>Recorded</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="center" style='margin:0'><b>Principal</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="center" style='margin:0'><b>Specific</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Balance</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Balance</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Allowance</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0;text-indent:0.05pt'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0;text-indent:0.7pt'>Loans without a specific </p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0;text-indent:9.7pt'>valuation allowance</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0;text-indent:1.85pt'>Commercial mortgage</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>803</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>1,256</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&#151;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0;text-indent:1.85pt'>Commercial and industrial</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>435</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>3,220</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&#151;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0;text-indent:1.85pt'>Residential mortgage</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>347</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>614</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0;text-indent:40pt'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>1,585</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>5,090</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>&#151;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0;text-indent:0.7pt'>Loans with a specific </p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0;text-indent:9.7pt'>valuation allowance</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0;text-indent:1.85pt'>Commercial and industrial</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>259</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>266</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>202</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0;text-indent:40pt'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-top:0.5pt solid #000000'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-top:0.5pt solid #000000'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>259</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>266</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>202</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0;text-indent:0.7pt'>Total impaired loans</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0;text-indent:1.85pt'>Commercial mortgage</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>803</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>1,256</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&#151;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0;text-indent:1.85pt'>Commercial and industrial</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>694</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>3,486</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>202</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0;text-indent:1.85pt'>Residential mortgage</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>347</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>614</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&#151;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0;text-indent:8pt'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0;text-indent:2.8pt'>Total impaired loans</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>1,844</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>5,356</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><p style='margin:0'>$ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>202</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:3.6pt;padding-right:3.6pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr></table><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>The following tables present the Company&#146;s average investment in impaired loans and interest income recognized for the three months ended March 31, 2020 and 2019.</p><p style='margin:0'>&nbsp;</p><table style='border-collapse:collapse;width:331.65pt'><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'><b>Average</b></p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&#160;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'><b>Investment in</b></p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'><b>Interest</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'><b>Impaired</b></p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'><b>Income</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b> Loans</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Recognized</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'><b>Three Months Ended March 31, 2020:</b></p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:8.25pt'>Total impaired loans</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:1.7pt'>Commercial mortgage</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>797</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>7</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:1.7pt'>Commercial and industrial</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>684</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>14</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:1.7pt'>Residential mortgage</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>326</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>5</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:8pt'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:2.65pt'>Total impaired loans</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:3px double #000000'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:3px double #000000'><p align="right" style='margin:0'>1,807</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:3px double #000000'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:3px double #000000'><p align="right" style='margin:0'>26</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td></tr></table><p align="center" style='margin:0'>&nbsp;</p><table style='border-collapse:collapse;width:331.65pt'><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'><b>Average</b></p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&#160;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'><b>Investment in</b></p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'><b>Interest</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'><b>Impaired</b></p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'><b>Income</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b> Loans</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Recognized</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'><b>Three Months Ended March 31, 2019:</b></p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:8.25pt'>Total impaired loans</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:1.7pt'>Commercial mortgage</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>728</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>15</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:1.7pt'>Commercial and industrial</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>1,043</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>10</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:1.7pt'>Residential mortgage</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>386</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>4</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:8pt'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0;text-indent:2.65pt'>Total impaired loans</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:3px double #000000'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:3px double #000000'><p align="right" style='margin:0'>2,157</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:3px double #000000'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='border-bottom:3px double #000000'><p align="right" style='margin:0'>29</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF"><p align="right" style='margin:0'>&nbsp;</p></td></tr></table><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>The following table presents the Company&#146;s nonaccrual loans and leases at March 31, 2020 and December 31, 2019: </p><p style='margin:0'>&nbsp;</p><table style='border-collapse:collapse;width:80%'><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'><b>March 31,</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'><b>December 31,</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>2020</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>2019</b></p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:0.6pt'>Commercial mortgage</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.64%;padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>$ </p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:15.34%;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>330</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.64%;padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>$ </p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:20.02%;padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>342</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:0.6pt'>Commercial and industrial</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>480</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>494</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:0.6pt'>Residential mortgage</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>305</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>315</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0;text-indent:0.6pt'>Leases</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>61</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>74</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.64%;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p style='margin:0'>$ </p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:15.34%;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>1,176</p></td><td valign="bottom" bgcolor="#FFFFFF" style='padding-left:2.9pt;padding-right:2.9pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.64%;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p style='margin:0'>$ </p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:20.02%;padding-left:2.9pt;padding-right:2.9pt;border-bottom:3px double #000000'><p align="right" style='margin:0'>1,225</p></td></tr></table><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p align="justify" style='margin:0'>During the three months ended March 31, 2020 and 2019, there were no newly classified troubled debt restructured loans or leases (&#147;TDRs&#148;). For the three months ended March 31, 2020 and 2019, the Company recorded no charge-offs related to TDRs. As of March 31, 2020 and December 31, 2019, TDRs had a related allowance of $52,000. During the three months ended March 31, 2020, there were no TDRs for which there was a payment default within the first 12 months of the modification.</p><p align="justify" style='margin:0'>&nbsp;</p><p align="justify" style='margin:0'>The Coronavirus Aid, Relief, and Economic Security Act of 2020 (&quot;CARES Act&quot;) provided guidance around the modification of loans as a result of the COVID-19 pandemic, which outlined, among other criteria, that short-term modifications made on a good faith basis to borrowers who were current as defined under the CARES Act prior to any relief, are not TDRs. This includes short-term (e.g. six months) modifications such as payment deferrals, fee waivers, extensions of repayment terms, or other delays in payment that are insignificant. Borrowers are considered current under the CARES Act if they are less than 30 days past due on their contractual payments at the time a modification program is implemented. </p><p style='margin:0'>&nbsp;</p><p style='margin:0'>At March 31, 2020 and December 31, 2019, the balance of real estate owned includes $32,000 and $0, respectively, of foreclosed residential real estate properties recorded as a result of obtaining physical possession of the property. &nbsp;At March 31, 2020 and December 31, 2019, the recorded investment of consumer mortgage loans secured by residential real estate properties for which formal foreclosure proceeds were in process was $159,000 and $190,000, respectively. </p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>The following lists the components of the net investment in direct financing leases:</p><p style='margin:0'>&nbsp;</p><table style='border-collapse:collapse;width:95%'><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:58.1%'><p style='margin:0'>&#160;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.78%'><p style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:17.44%'><p align="center" style='margin:0'><b>March 31,</b></p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.12%'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:0.94%'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:19.52%'><p align="center" style='margin:0'><b>December 31,</b></p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.1%'><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:58.1%'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.78%'><p align="center" style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:17.44%;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>2020</b></p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.12%;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:0.94%;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>&#160;</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:19.52%;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>2019</b></p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.1%;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:58.1%'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.78%'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:17.44%'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.12%'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:0.94%'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:19.52%'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.1%'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:58.1%'><p style='margin:0'>Total minimum lease payments to be received </p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.78%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.78%'><p style='margin:0'>$ </p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:15.64%'><p align="right" style='margin:0'>123,152</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.12%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:0.94%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.62%'><p style='margin:0'>$ </p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:16.9%'><p align="right" style='margin:0'>120,570</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.1%'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:58.1%'><p style='margin:0'> &nbsp;&nbsp;Initial direct costs</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.78%'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:17.44%;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>5,804</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.12%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:0.94%'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:19.52%;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>5,720</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.1%;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:58.1%'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.78%'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:17.44%'><p align="right" style='margin:0'>128,956</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.12%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:0.94%'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:19.52%'><p align="right" style='margin:0'>126,290</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.1%'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:58.1%'><p style='margin:0'> &nbsp;&nbsp;&nbsp;Less: Unearned income</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.78%'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:17.44%;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>(17,265</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.12%;border-bottom:0.5pt solid #000000'><p style='margin:0'>)</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:0.94%;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:19.52%;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>(16,698</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.1%;border-bottom:0.5pt solid #000000'><p style='margin:0'>)</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:58.1%'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.78%'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:17.44%;border-top:0.5pt solid #000000'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.12%;border-top:0.5pt solid #000000'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:0.94%;border-top:0.5pt solid #000000'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:19.52%;border-top:0.5pt solid #000000'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.1%;border-top:0.5pt solid #000000'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:58.1%'><p style='margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net investment in direct finance leases</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.78%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.78%;border-bottom:3px double #000000'><p style='margin:0'>$ </p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:15.64%;border-bottom:3px double #000000'><p align="right" style='margin:0'>111,691</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.12%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:0.94%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:2.62%;border-bottom:3px double #000000'><p style='margin:0'>$ </p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:16.9%;border-bottom:3px double #000000'><p align="right" style='margin:0'>109,592</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.1%;border-bottom:3px double #000000'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:58.1%'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:1.78%'><p align="center" style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:17.44%'><p style='margin:0'>&#160;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.12%'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:0.94%'><p style='margin:0'>&#160;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:19.52%'><p style='margin:0'>&#160;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.1%'><p style='margin:0'>&nbsp;</p></td></tr></table><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>The amount of leases serviced by First Bank Richmond for the benefit of others was approximately $507,000 and $715,000 at March 31, 2020 and December 31, 2019, respectively. &nbsp;Additionally, certain leases have been sold with partial recourse. First Bank Richmond estimates and records its obligation based upon historical loss percentages. &nbsp;At March 31, 2020 and December 31, 2019, First Bank Richmond has recorded a recourse obligation on leases sold with recourse of $0, and has a maximum exposure of $411,000 and $411,000, respectively, for these leases.</p><p style='margin:0'>&nbsp;</p><p style='margin:0'>The following table summarizes the future minimum lease payments receivable subsequent to March 31, 2020:</p><p style='margin:0'>&nbsp;</p><table align="center" style='border-collapse:collapse;width:50%'><tr align="left"><td valign="top" style='width:51.38%'><p style='margin:0'>&nbsp;</p></td><td valign="top" style='width:10.02%'><p style='margin:0'>&nbsp;</p></td><td valign="top"><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" style='width:51.38%'><p style='margin:0'>2020</p></td><td valign="top" style='width:10.02%'><p align="right" style='margin:0'>$</p></td><td valign="top"><p align="right" style='margin:0'>35,114</p></td></tr><tr align="left"><td valign="bottom" style='width:51.38%'><p style='margin:0'>2021</p></td><td valign="top" style='width:10.02%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="top"><p align="right" style='margin:0'>39,360</p></td></tr><tr align="left"><td valign="bottom" style='width:51.38%'><p style='margin:0'>2022</p></td><td valign="top" style='width:10.02%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="top"><p align="right" style='margin:0'>26,220</p></td></tr><tr align="left"><td valign="bottom" style='width:51.38%'><p style='margin:0'>2023</p></td><td valign="top" style='width:10.02%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="top"><p align="right" style='margin:0'>14,987</p></td></tr><tr align="left"><td valign="bottom" style='width:51.38%'><p style='margin:0'>2024</p></td><td valign="top" style='width:10.02%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="top"><p align="right" style='margin:0'>6,758</p></td></tr><tr align="left"><td valign="bottom" style='width:51.38%'><p style='margin:0'>Thereafter</p></td><td valign="top" style='width:10.02%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="top"><p align="right" style='margin:0'>713</p></td></tr><tr align="left"><td valign="bottom" style='width:51.38%'><p style='margin:0'>&nbsp;</p></td><td valign="top" style='width:10.02%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="top"><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" style='width:51.38%'><p style='margin:0'>&nbsp;</p></td><td valign="top" style='width:10.02%'><p align="right" style='margin:0'>$</p></td><td valign="top"><p align="right" style='margin:0'>123,152</p></td></tr></table><p style='margin:0'>&nbsp;</p><p style='margin:0'>&nbsp;</p> <p style='margin:0'>&nbsp;</p><table style='border-collapse:collapse;width:99%'><tr style='height:12.75pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:59.36%'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1%'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:14.38%'><p align="center" style='margin:0'><b>March 31,</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.88%'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.2%'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:18.16%'><p align="center" style='margin:0'><b>December 31,</b></p></td></tr><tr style='height:13.5pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:59.36%'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1%'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:14.38%;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>2020</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.88%'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.2%'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:18.16%;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>2019</b></p></td></tr><tr style='height:9.75pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:59.36%'><p style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1%'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:14.38%'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.88%'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.2%'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:18.16%'><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr style='height:12.75pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:59.36%'><p style='margin:0;text-indent:3.2pt'>Commercial mortgage</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1%'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:14.38%'><p align="right" style='margin:0'>238,878</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.88%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.2%'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:18.16%'><p align="right" style='margin:0'>229,410</p></td></tr><tr style='height:12pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:59.36%'><p style='margin:0;text-indent:3.2pt'>Commercial and industrial</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:14.38%'><p align="right" style='margin:0'>76,002</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.88%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.2%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:18.16%'><p align="right" style='margin:0'>84,549</p></td></tr><tr style='height:12pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:59.36%'><p style='margin:0;text-indent:3.2pt'>Construction and development</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:14.38%'><p align="right" style='margin:0'>58,051</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.88%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.2%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:18.16%'><p align="right" style='margin:0'>53,426</p></td></tr><tr style='height:12pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:59.36%'><p style='margin:0;text-indent:3.2pt'>Multi-family</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:14.38%'><p align="right" style='margin:0'>58,101</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.88%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.2%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:18.16%'><p align="right" style='margin:0'>66,002</p></td></tr><tr style='height:12.75pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:59.36%'><p style='margin:0;text-indent:3.2pt'>Residential mortgage</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:14.38%'><p align="right" style='margin:0'>132,662</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.88%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.2%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:18.16%'><p align="right" style='margin:0'>131,294</p></td></tr><tr style='height:12.75pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:59.36%'><p style='margin:0;text-indent:3.2pt'>Home equity</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:14.38%'><p align="right" style='margin:0'>6,606</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.88%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.2%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:18.16%'><p align="right" style='margin:0'>6,996</p></td></tr><tr style='height:12.75pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:59.36%'><p style='margin:0;text-indent:3.2pt'>Direct financing leases</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:14.38%'><p align="right" style='margin:0'>111,691</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.88%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.2%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:18.16%'><p align="right" style='margin:0'>109,592</p></td></tr><tr style='height:12.75pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:59.36%'><p style='margin:0;text-indent:3.2pt'>Consumer</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1%;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:14.38%;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>12,828</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.88%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.2%;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:18.16%;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>13,534</p></td></tr><tr style='height:12.75pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:59.36%'><p style='margin:0;text-indent:4.8pt'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:14.38%'><p align="right" style='margin:0'>694,819</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.88%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.2%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:18.16%'><p align="right" style='margin:0'>694,803</p></td></tr><tr style='height:12.75pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:59.36%'><p style='margin:0;text-indent:40pt'>Less</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:14.38%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.88%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.2%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:18.16%'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr style='height:12.75pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:59.36%'><p style='margin:0;text-indent:4.8pt'>Allowance for loan and lease losses</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:14.38%'><p align="right" style='margin:0'>7,306</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.88%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.2%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:18.16%'><p align="right" style='margin:0'>7,089</p></td></tr><tr style='height:12.75pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:59.36%'><p style='margin:0;text-indent:4.8pt'>Deferred loan fees</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1%;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:14.38%;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>459</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.88%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.2%;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:18.16%;border-bottom:0.5pt solid #000000'><p align="right" style='margin:0'>456</p></td></tr><tr style='height:15pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:59.36%'><p style='margin:0;text-indent:90pt'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:14.38%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.88%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.2%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:18.16%'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr style='height:13.5pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:59.36%'><p style='margin:0;text-indent:4.8pt'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1%;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:14.38%;border-bottom:3px double #000000'><p align="right" style='margin:0'>687,054</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.88%'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.2%;border-bottom:3px double #000000'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:18.16%;border-bottom:3px double #000000'><p align="right" style='margin:0'>687,258</p></td></tr><tr style='height:8.1pt'><td valign="bottom" bgcolor="#FFFFFF" style='width:59.36%'><p style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1%;border-top:3px double #000000'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:14.38%'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:5.88%'><p style='margin:0'>&nbsp;</p></td><td valign="top" bgcolor="#FFFFFF" style='width:1.2%;border-top:3px double #000000'><p style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:18.16%'><p style='margin:0'>&nbsp;</p></td></tr></table><p style='margin:0'>&nbsp;</p> 238878000 229410000 76002000 84549000 58051000 53426000 58101000 66002000 132662000 131294000 6606000 6996000 111691000 109592000 12828000 13534000 694819000 694803000 7306000 7089000 459000 456000 687054000 687258000 <p style='margin:0'>&nbsp;</p><table style='border-collapse:collapse;width:99%'><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:144pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:58.5pt'><p align="center" style='margin:0'><b>Commercial</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:39.45pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:4.7pt'><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:144pt'><p style='margin:0;text-indent:32pt'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt'><p align="center" style='margin:0'><b>Commercial</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:58.5pt'><p align="center" style='margin:0'><b>and</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt'><p align="center" style='margin:0'><b>Residential</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:39.45pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:4.7pt'><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:144pt'><p style='margin:0;text-indent:32pt'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Mortgage</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:58.5pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Industrial</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Mortgage</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Leases</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Consumer</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:39.45pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'><b>Total</b></p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:4.7pt;border-bottom:1pt solid #000000'><p align="center" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:144pt'><p style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:58.5pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="center" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:39.45pt'><p align="center" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:4.7pt'><p style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:144pt'><p style='margin:0'><b>Three Months Ended March 31, 2020:</b></p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:58.5pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:39.45pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:4.7pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:144pt'><p style='margin:0;text-indent:1.35pt'>Balance, beginning of period</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.45pt'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:47.55pt'><p align="right" style='margin:0'>4,564</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.45pt'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:52.05pt'><p align="right" style='margin:0'>1,852</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:4.85pt'><p align="right" style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:58.15pt'><p align="right" style='margin:0'>109</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.45pt'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:43.05pt'><p align="right" style='margin:0'>426</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.45pt'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:43.05pt'><p align="right" style='margin:0'>138</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:4.95pt'><p style='margin:0'>$</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:34.5pt'><p align="right" style='margin:0'>7,089</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:4.7pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:144pt'><p style='margin:0;text-indent:2.25pt'>Provision (credit) for losses</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt'><p align="right" style='margin:0'>72</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:58.5pt'><p align="right" style='margin:0'>(87</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p style='margin:0'>)</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:63pt'><p align="right" style='margin:0'>38</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt'><p align="right" style='margin:0'>190</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:49.5pt'><p align="right" style='margin:0'>(4</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p style='margin:0'>)</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:39.45pt'><p align="right" style='margin:0'>210</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:4.7pt'><p align="right" style='margin:0'>&nbsp;</p></td></tr><tr align="left"><td valign="bottom" bgcolor="#FFFFFF" style='width:144pt'><p style='margin:0;text-indent:2.25pt'>Charge-offs</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:54pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td colspan="2" valign="bottom" bgcolor="#FFFFFF" style='width:58.5pt'><p align="right" style='margin:0'>&#151;</p></td><td valign="bottom" bgcolor="#FFFFFF" style='width:6.75pt'><p align="right" style='margin:0'>&nbsp;</p></td><td valign="bottom" bgcolor="#FFFFFF"