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style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">75,710</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">283,246</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">1,221,587</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 79%; white-space: nowrap; text-align: left"><font style="font: x-small Arial">Special mention</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 3%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">729</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">4,186</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">2,950</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right"><font style="font: 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Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial">-</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 79%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial">$</font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial">392,896</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial">481,865</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial">75,710</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial">290,154</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial">1,240,625</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 79%; white-space: nowrap; text-align: left">&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"></td> <td style="width: 3%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 3%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 3%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td colspan="3" style="width: 7%; white-space: nowrap; text-align: right"><b><font style="font: xx-small Arial"></font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 79%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td colspan="10" style="width: 20%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><b><font style="font: xx-small Arial">December 31, 2018</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 79%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td colspan="2" style="width: 4%; white-space: nowrap; text-align: right"><b><font style="font: xx-small Arial">Owner</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: right"><b><font style="font: xx-small 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background-color: Silver"><font style="font: x-small Arial">1,115,196</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 79%; white-space: nowrap; text-align: left"><font style="font: x-small Arial">Special mention</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 3%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">296</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">118</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; 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text-align: left; border-bottom: Black 1pt solid"><font style="font: xx-small Arial">(dollars in thousands)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: xx-small Arial"></font></td> <td colspan="2" style="width: 4%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><b><font style="font: xx-small Arial">occupied RE</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><b><font style="font: xx-small Arial"></font></b></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: xx-small Arial"><b>occupied RE</b></font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: xx-small Arial"><b></b></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><b><font 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style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Arial">$</font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">392,053</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">479,595</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">75,710</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">289,682</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">1,237,040</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 79%; white-space: nowrap; text-align: left"><font style="font: x-small Arial">30-59 days past due</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 3%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">843</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">102</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">274</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">1,219</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 79%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Arial">60-89 days past due</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">2,168</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">2,168</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 79%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Arial">Greater than 90 Days</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial">198</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial">198</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 79%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial">$</font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial">392,896</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial">481,865</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial">75,710</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial">290,154</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial">1,240,625</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 79%; white-space: nowrap; text-align: left">&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 3%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 3%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 3%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td colspan="3" style="width: 7%; white-space: nowrap; text-align: right"><b><font style="font: xx-small Arial"></font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 79%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td colspan="10" style="width: 20%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><b><font style="font: xx-small Arial">December 31, 2018</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 79%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td colspan="2" style="width: 4%; white-space: nowrap; text-align: right"><b><font style="font: xx-small Arial">Owner</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: right"><b><font style="font: xx-small Arial"></font></b></td> <td style="width: 3%; white-space: nowrap; text-align: right"><b><font style="font: xx-small Arial">Non-owner</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: right"><b><font style="font: xx-small Arial"></font></b></td> <td style="width: 3%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 3%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 3%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 79%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 4%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><b><font style="font: xx-small Arial">occupied RE</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><b><font style="font: xx-small Arial"></font></b></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: xx-small Arial"><b>occupied RE</b></font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: xx-small Arial"><b></b></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><b><font style="font: xx-small Arial">Construction</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><b><font style="font: xx-small Arial"></font></b></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><b><font style="font: xx-small Arial">Business</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><b><font style="font: xx-small Arial"></font></b></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><b><font style="font: xx-small Arial">Total</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 79%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Arial">Current</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Arial">$</font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">367,018</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">404,179</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">84,411</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">272,864</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">1,128,472</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 79%; white-space: nowrap; text-align: left"><font style="font: x-small Arial">30-59 days past due</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 3%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">117</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">36</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">153</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 79%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Arial">60-89 days past due</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">-</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 79%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Arial">Greater than 90 Days</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial">80</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial">80</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 79%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial">$</font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial">367,018</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial">404,296</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial">84,411</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial">272,980</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial">1,128,705</font></td></tr></table></div> <div><table cellspacing="0" cellpadding="0" border="0" style="line-height: 14pt; border-collapse: collapse; width: 100%"><tr style="vertical-align: bottom"><td colspan="12" style="width: 100%; text-align: left"><font style="font: x-small Arial">The following tables provide past due information for outstanding consumer loans and include loans on nonaccrual status as well as accruing TDRs.</font></td></tr> <tr style="vertical-align: bottom"> <td colspan="12" style="text-align: left">&#160;</td></tr> <tr style="vertical-align: bottom"> <td style="width: 79%; white-space: nowrap; text-align: left; border-top: Black 1.5pt solid">&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left; border-top: Black 1.5pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-top: Black 1.5pt solid"></td> <td style="width: 3%; white-space: nowrap; text-align: left; border-top: Black 1.5pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-top: Black 1.5pt solid"></td> <td style="width: 3%; white-space: nowrap; text-align: left; border-top: Black 1.5pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-top: Black 1.5pt solid"></td> <td style="width: 3%; white-space: nowrap; text-align: left; border-top: Black 1.5pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-top: Black 1.5pt solid"><b><font style="font: xx-small Arial"></font></b></td> <td colspan="3" style="width: 7%; white-space: nowrap; text-align: right; border-top: Black 1.5pt solid"><b><font style="font: xx-small Arial"></font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 79%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td colspan="10" style="width: 20%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><b><font style="font: xx-small Arial">September 30, 2019</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 79%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: xx-small Arial">(dollars in thousands)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: xx-small Arial"></font></td> <td colspan="2" style="width: 4%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><b><font style="font: xx-small Arial">Real estate</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><b><font style="font: xx-small Arial"></font></b></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><b><font style="font: xx-small Arial">Home equity</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><b><font style="font: xx-small Arial"></font></b></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><b><font style="font: xx-small Arial">Construction</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><b><font style="font: xx-small Arial"></font></b></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><b><font style="font: xx-small Arial">Other</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><b><font style="font: xx-small Arial"></font></b></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><b><font style="font: xx-small Arial">Total</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 79%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Arial">Current</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Arial">$</font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">345,720</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">173,536</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">49,548</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">27,064</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">595,868</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 79%; white-space: nowrap; text-align: left"><font style="font: x-small Arial">30-59 days past due</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 3%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">363</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">67</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">430</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 79%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Arial">60-89 days past due</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">187</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">482</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">669</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 79%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Arial">Greater than 90 Days</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial">605</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial">230</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial">835</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 79%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial">$</font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial">346,512</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial">174,611</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial">49,548</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial">27,131</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial">597,802</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 79%; white-space: nowrap; text-align: left">&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"></td> <td style="width: 3%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 3%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 3%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><b><font style="font: xx-small Arial"></font></b></td> <td colspan="3" style="width: 7%; white-space: nowrap; text-align: right"><b><font style="font: xx-small Arial"></font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 79%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td colspan="10" style="width: 20%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><b><font style="font: xx-small Arial">December 31, 2018</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 79%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: xx-small Arial">(dollars in thousands)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: xx-small Arial"></font></td> <td colspan="2" style="width: 4%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><b><font style="font: xx-small Arial">Real estate</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><b><font style="font: xx-small Arial"></font></b></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><b><font style="font: xx-small Arial">Home equity</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><b><font style="font: xx-small Arial"></font></b></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><b><font style="font: xx-small Arial">Construction</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><b><font style="font: xx-small Arial"></font></b></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><b><font style="font: xx-small Arial">Other</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><b><font style="font: xx-small Arial"></font></b></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><b><font style="font: xx-small Arial">Total</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 79%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Arial">Current</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Arial">$</font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">317,267</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">165,727</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">37,925</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">23,603</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">544,522</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 79%; white-space: nowrap; text-align: left"><font style="font: x-small Arial">30-59 days past due</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 3%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">2,555</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">30</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">106</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">2,691</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 79%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Arial">60-89 days past due</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">923</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">113</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Arial">1,036</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 79%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Arial">Greater than 90 Days</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial">198</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial">180</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Arial">378</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 79%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial">$</font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial">320,943</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial">165,937</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial">37,925</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial">23,822</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial"></font></td> <td style="width: 3%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Arial">548,627</font></td></tr></table></div> 12273000 6962000 25383000 13903000 22484000 6344000 7932000 2311000 603000 515000 1421000 1494000 3429000 2915000 2277000 2409000 570000 1242000 1434000 5256000 2676000 8 24 1 4 1 5 2 1 6 11 1 27800000 22 20000000 76065000 88890000 8371000 3628000 8975000 45496000 9595000 9012000 3741000 13482000 50291000 12364000 12258000 29068000 4170000 12704000 32567000 5020000 840000 174000 48000 87000 25000 1000 1000 113000 12000 228000 48000 170000 13000 83000 286000 231000 12000 303000 1334000 63000 242000 551000 132000 103000 194000 925000 49000 33000 126000 18000 20000 3000 177000 103000 74905000 89427000 8356000 3525000 8782000 44684000 9558000 9240000 3804000 13765000 50345000 12273000 12103000 28542000 4039000 12719000 32611000 5015000 8578000 9926000 819000 2665000 5094000 1533000 3980000 4413000 0.0203 0.0218 0.0260 0.0212 0.0189 0.0300 0.0209 0.0197 22379000 18392000 4637000 6117000 9763000 1862000 3765000 657000 3703000 8666000 1601000 0.0262 0.0248 0.0304 0.0277 0.0222 0.0322 0.0293 0.0280 0.0261 0.0217 0.0273 43948000 61109000 2900000 3525000 29827000 7696000 3942000 3147000 6082000 37266000 10672000 0.0281 0.0263 0.0288 0.0272 0.0270 0.0329 0.0287 0.0277 0.0318 0.0242 0.0291 0.0267 0.0255 0.0294 0.0272 0.0257 0.0250 0.0327 0.0292 0.0277 0.0271 0.0234 0.0289 11746000 27848000 1246000 6707000 498000 7757000 2689000 1104000 6394000 11950000 1249000 64000 132000 3000 49000 2000 87000 6000 6000 8000 34000 1000 53 22 7 2 8 1 1 2 10 23 3 5 11 2 46524000 20037000 2829000 3525000 7035000 557000 500000 3046000 7402000 22814000 2919000 3956000 10236000 1742000 1270000 171000 63000 103000 191000 20000 1000 16000 242000 545000 126000 25000 92000 17000 61 46 7 2 9 4 1 2 7 10 25 4 11 22 3 58270000 47885000 2829000 3525000 8281000 6707000 557000 998000 10803000 7402000 25503000 4023000 10350000 22186000 2991000 1334000 303000 63000 103000 194000 49000 20000 3000 103000 242000 551000 132000 33000 126000 18000 3587000 2774000 131000 130000 403000 403000 1 1 7 2 1 4 1 7 2 1 1 4 832000 2262000 549000 832000 506000 1207000 832000 2793000 669000 832000 592000 1532000 Other assets Other liabilities Other assets Other liabilities 345000 -121000 224000 682000 -71000 611000 345000 345000 682000 682000 8782000 8782000 13765000 13765000 3525000 3525000 3804000 3804000 8356000 8356000 9240000 9240000 9558000 9558000 12273000 12273000 44684000 44684000 50345000 50345000 9241000 9241000 40630000 40630000 84491000 84491000 130739000 130739000 121000 121000 71000 71000 121000 121000 71000 71000 2190000 8368000 10558000 4357000 6948000 11305000 2190000 8368000 10558000 4357000 6948000 11305000 1648998000 1809760000 4121000 3307000 4121000 3307000 1618618000 1787368000 1618618000 1787368000 50000000 25000000 13403000 35887000 1515123000 1809500000 1515123000 1809500000 50147000 26166000 50147000 26166000 14807000 33567000 14807000 33567000 P7Y8M23D 0.0302 1600000 533000 16100000 16682000 483000 1963000 2008000 1252000 1120000 14227000 21053000 -4371000 259656 181892 20661000 16506000 7412000 5782000 258274 372010 232320 346031 3 23000000 0.0475 22500000 P10Y 0.03408 6200000 745000 30300000 718000 25000000 1500000 0.0336 26 20 1 9300000 8600000 12 months 12 months 1300000 <div><p style="text-align: justify"><b><font style="font: x-small Arial">NOTE 1 &#8211; Nature of Business and Basis of Presentation</font></b></p> <p style="text-align: justify"><i><font style="font: x-small Arial">Business Activity<br /></font></i><b><i><font style="font: x-small Arial">Southern First Bancshares, Inc. </font></i></b><font style="font: x-small Arial">(the &#8220;Company&#8221;) is a South Carolina corporation that owns all of the capital stock of Southern First Bank (the &#8220;Bank&#8221;) and all of the stock of Greenville First Statutory Trust I and II (collectively, the &#8220;Trusts&#8221;). The Trusts are special purpose non-consolidated entities organized for the sole purpose of issuing trust preferred securities. The Bank's primary federal regulator is the Federal Deposit Insurance Corporation (the &#8220;FDIC&#8221;). The Bank is also regulated and examined by the South Carolina Board of Financial Institutions. The Bank is primarily engaged in the business of accepting demand deposits and savings deposits insured by the FDIC, and providing commercial, consumer and mortgage loans to the general public.</font></p> <p style="text-align: justify"><i><font style="font: x-small Arial">Basis of Presentation<br /></font></i><font style="font: x-small Arial">The accompanying consolidated financial statements have been prepared in accordance with generally accepted accounting principles (&#8220;GAAP&#8221;) for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Operating results for the three and nine month periods ended September 30, 2019 are not necessarily indicative of the results that may be expected for the year ending December 31, 2019. For further information, refer to the consolidated financial statements and footnotes thereto included in the Company&#8217;s Annual Report on Form 10-K for the year ended December 31, 2018 as filed with the Securities and Exchange Commission (&#8220;SEC&#8221;) on February 28, 2019. The consolidated financial statements include the accounts of the Company and the Bank. In accordance with Financial Accounting Standards Board (&#8220;FASB&#8221;) Accounting Standards Codification (&#8220;ASC&#8221;) 810, &#8220;Consolidation,&#8221; the financial statements related to the Trusts have not been consolidated.</font></p> <p style="text-align: justify"><i><font style="font: x-small Arial">Business Segments<br /></font></i><font style="font: x-small Arial">In determining proper segment definition, the Company considers the materiality of a potential segment and components of the business about which financial information is available and regularly evaluated, relative to a resource allocation and performance assessment. The Company accounts for intersegment revenues and expenses as if the revenue/expense transactions were generated to third parties, that is, at current market prices. Please refer to &#8220;Note 10 &#8211; Reportable Segments&#8221; for further information on the reporting for the Company&#8217;s three business segments.</font></p> <p style="text-align: justify"><i><font style="font: x-small Arial">Use of Estimates<br /></font></i><font style="font: x-small Arial">The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America, or GAAP, requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the consolidated financial statements and the reported amount of income and expenses during the reporting periods. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, real estate acquired in the settlement of loans, fair value of financial instruments, evaluating other-than-temporary-impairment of investment securities and valuation of deferred tax assets.</font></p> <p style="text-align: justify"><i><font style="font: x-small Arial">Reclassifications<br /></font></i><font style="font: x-small Arial">Certain amounts, previously reported, have been reclassified to state all periods on a comparable basis and had no effect on shareholders&#8217; equity or net income.</font></p> <p style="text-align: justify"><i><font style="font: x-small Arial">Subordinated Debentures<br /></font></i><font style="font: x-small Arial">On September 30, 2019, the Company entered into Subordinated Note Purchase Agreements (collectively, the &#8220;Purchase Agreement&#8221;) with certain qualified institutional buyers and accredited investors (the &#8220;Purchasers&#8221;) pursuant to which the Company sold and issued $23.0 million in aggregate principal amount of its 4.75% Fixed-to-Floating Rate Subordinated Notes due 2029 (the &#8220;Notes&#8221;). The Notes were offered and sold by the Company to eligible purchasers in a private offering in reliance on the exemption from the registration requirements of Section 4(a)(2) of the Securities Act of 1933, as amended (the &#8220;Securities Act&#8221;) and the provisions of Regulation D promulgated thereunder (the &#8220;Private Placement&#8221;). The Company intends to use the proceeds from the offering, which were approximately $22.5 million, for general corporate purposes, including providing capital to the Bank and supporting organic growth.</font></p> <p style="text-align: justify"><font style="font: x-small Arial">The Notes have a ten-year term and, from and including the date of issuance to but excluding September 30, 2024, will bear interest at a fixed annual rate of 4.75%, payable semi-annually in arrears, for the first five years of the term. From and including September 30, 2024 to but excluding the maturity date or early redemption date, the interest rate shall reset quarterly to an interest rate per annum equal to a benchmark rate (which is expected to be Three-Month Term SOFR) plus 340.8 basis points, payable quarterly in arrears. As provided in the Notes, the interest rate on the Notes during the applicable floating rate period may be determined based on a rate other than Three-Month Term SOFR.</font></p> <p style="text-align: justify"><font style="font: x-small Arial">The Notes are redeemable, in whole or in part, on September 30, 2024, on any interest payment date thereafter, and at any time upon the occurrence of certain events. The Purchase Agreement contains certain customary representations, warranties and covenants made by the Company, on the one hand, and the Purchasers, severally and not jointly, on the other hand.</font></p> <p style="text-align: justify"><font style="font: x-small Arial">On September 30, 2019, in connection with the sale and issuance of the Notes, the Company entered into a Registration Rights Agreement (the &#8220;Registration Rights Agreement&#8221;) with the Purchasers. Under the terms of the Registration Rights Agreement, the Company has agreed to take certain actions to provide for the exchange of the Notes for subordinated notes that are registered under the Securities Act and have substantially the same terms as the Notes (the &#8220;Exchange Notes&#8221;). Under certain circumstances, if the Company fails to meet its obligations under the Registration Rights Agreement, it would be required to pay additional interest to the holders of the Notes.</font></p> <p style="text-align: justify"><font style="font: x-small Arial">The Notes were issued under an Indenture, dated September 30, 2019 (the &#8220;Indenture&#8221;), by and between the Company and UMB Bank, National Association, as trustee. The Notes are not subject to any sinking fund and are not convertible into or, other than with respect to the Exchange Notes, exchangeable for any other securities or assets of the Company or any of its subsidiaries. The Notes are not subject to redemption at the option of the holder. The Notes are unsecured, subordinated obligations of the Company only and are not obligations of, and are not guaranteed by, any subsidiary of the Company. The Notes rank junior in right to payment to the Company&#8217;s current and future senior indebtedness. The Notes are intended to qualify as Tier 2 capital for regulatory capital purposes for the Company.</font></p> <p style="text-align: justify"><i><font style="font: x-small Arial">Subsequent Events<br /></font></i><font style="font: x-small Arial">Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements. Non-recognized subsequent events are events that provide evidence about conditions that did not exist at the date of the balance sheet but arose after that date.</font></p> <p style="text-align: justify"><font style="font: x-small Arial">On October 4, 2019, the Company sold its Health Savings Account (&#8220;HSA&#8221;) deposit accounts, which totaled $6.2 million at September 30, 2019, to a nationwide HSA servicer and recognized a gain of approximately $745,000 from the sale. Also subsequent to September 30, 2019, the Company sold $30.3 million of investment securities from its existing investment portfolio, recognizing a gain of approximately $718,000. On October 11, 2019, the Company paid off $25.0 million of FHLB advances with an average cost of 3.36% and incurred a prepayment penalty of $1.5 million.</font></p> <p style="text-align: justify"><i><font style="font: x-small Arial">Adoption of New Accounting Standards<br /></font></i><font style="font: x-small Arial">In February 2016, the FASB issued ASU No. 2016-02, </font><i><font style="font: x-small Arial">&#8220;Leases (Topic 842)&#8221;</font></i><font style="font: x-small Arial">. The guidance in the update supersedes the requirements in ASC Topic 840, Leases. The guidance is intended to increase transparency and comparability among organizations by recognizing right-of-use assets and lease liabilities on the balance sheet. For public companies, this update was effective for interim and annual periods beginning after December 15, 2018. The Company adopted this guidance in the first quarter of 2019. Upon adoption, the Company elected a practical expedient which allows existing leases to retain their classification as operating leases. The Company has also elected to not recognize right-of-use assets and lease liabilities arising from short-term leases. Implementation of the guidance resulted in the recording of a right-of-use asset and lease liability on the balance sheet; however it does not have a material impact on the Company's other consolidated financial statements. See additional disclosures in Note 8.</font></p> <p style="text-align: justify"><i><font style="font: x-small Arial">Newly Issued, But Not Yet Effective Accounting Standards<br /></font></i><font style="font: x-small Arial">In June 2016, the FASB issued ASU 2016-13, </font><i><font style="font: x-small Arial">&#8220;Financial Instruments &#8211; Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments&#8221;</font></i><font style="font: x-small Arial">. Among other things, ASU 2016-13 requires the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to form their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. In addition, ASU 2016-13 amends the accounting for credit losses on debt securities and purchased financial assets with credit deterioration. ASU 2016-13 is effective for all annual and interim periods beginning after December 31, 2019, with early adoption permitted for fiscal years beginning after December 15, 2018. Adoption will be applied through a cumulative-effect adjustment to retained earnings as of the beginning of the first reporting period in which the guidance is effective. The Company has established a team of individuals from credit, finance and risk management to evaluate the requirements of the new standard and the impact it will have on its processes. The implementation plan has progressed through the initial design, build, and testing phase and, in the first quarter of 2019, the Company began running parallel models. While the Company continues to evaluate the impact the new guidance will have on its financial position and results of operations, it currently expects the new guidance may result in an increase to its allowance for credit losses given the change to estimated losses over the contractual life of the loan portfolio. The amount of any change to the allowance is still under review and will depend, in part, upon the composition of our loan portfolio at the adoption date as well as economic conditions and loss forecasts at that date. 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width: 91%; white-space: nowrap; text-align: left">&#160;</td> <td style="border-top: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td colspan="8" style="border-top: #000000 1.5pt solid; width: 8%; white-space: nowrap; text-align: right"><b><font style="font: xx-small Arial"><b><font style="font: xx-small Arial"></font></b></font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 91%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td colspan="8" style="border-bottom: #000000 1pt solid; width: 8%; white-space: nowrap; text-align: right"><b><font style="font: xx-small Arial"></font></b><b><font style="font: xx-small Arial">Sep</font></b><b><font style="font: xx-small Arial">tember 30, 2019</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 91%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td colspan="2" style="width: 2%; 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text-align: left"><font style="font: x-small Arial">SBA securities</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">3,741</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">83</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">20</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">3,804</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 91%; white-space: nowrap; text-align: left"><font style="font: x-small Arial">State and political subdivisions</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">9,012</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">228</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">9,240</font></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="width: 91%; white-space: nowrap; text-align: left"><font style="font: x-small Arial">Asset-backed securities</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">12,364</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">12</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">103</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">12,273</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 91%; white-space: nowrap; text-align: left"><font style="font: x-small Arial">Mortgage-backed securities</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="width: 91%; white-space: nowrap; text-align: left; padding-left: 45pt"><font style="font: x-small Arial">FHLMC</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">12,704</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">48</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">33</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">12,719</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 91%; white-space: nowrap; text-align: left; padding-left: 45pt"><font style="font: x-small Arial">FNMA</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">32,567</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">170</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">126</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">32,611</font></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: #000000 1pt solid; width: 91%; white-space: nowrap; text-align: left; padding-left: 45pt"><font style="font: x-small Arial">GNMA</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">5,020</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">13</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">18</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">5,015</font></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: #000000 1pt solid; width: 91%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Arial">Total mortgage-backed securities</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">50,291</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">231</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">177</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">50,345</font></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: #000000 1.5pt solid; width: 91%; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Arial">Total investment securities available for sale</font></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Arial">$</font></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">88,890</font></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">840</font></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">303</font></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">89,427</font></td></tr></table> <table cellspacing="0" cellpadding="0" border="0" style="line-height: 14pt; border-collapse: collapse; width: 100%"> <tr style="vertical-align: bottom"> <td style="border-top: #000000 1.5pt solid; width: 91%; white-space: nowrap; text-align: left">&#160;</td> <td style="border-top: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td colspan="8" style="border-top: #000000 1.5pt solid; width: 8%; white-space: nowrap; text-align: right"><b><font style="font: xx-small Arial"><b><font style="font: xx-small Arial"></font></b></font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 91%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td colspan="8" style="border-bottom: #000000 1pt solid; width: 8%; white-space: nowrap; text-align: right"><b><font style="font: xx-small Arial"></font></b><b><font style="font: xx-small Arial">De</font></b><b><font style="font: xx-small Arial">cember 31, 2018</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 91%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: right"><b><font style="font: xx-small Arial">Amortized</font></b></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><b><font style="font: xx-small Arial"></font></b></td> <td colspan="3" style="border-bottom: #000000 1pt solid; width: 3%; white-space: nowrap; text-align: right"><b><font style="font: xx-small Arial">Gross Unrealized</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: right"><b><font style="font: xx-small Arial"></font></b></td> <td style="width: 1%; white-space: nowrap; text-align: right"><b><font style="font: xx-small Arial">Fair</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: #000000 1pt solid; width: 91%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left">&#160;&#160;&#160;&#160;&#160;</td> <td colspan="2" style="border-bottom: #000000 1pt solid; width: 2%; white-space: nowrap; text-align: right"><b><font style="font: xx-small Arial">Cost</font></b></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right">&#160;&#160;&#160;&#160;&#160;</td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><b><font style="font: xx-small Arial">Gains</font></b></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right">&#160;&#160;&#160;&#160;&#160;</td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><b><font style="font: xx-small Arial">Losses</font></b></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right">&#160;&#160;&#160;&#160;&#160;</td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><b><font style="font: xx-small Arial">Value</font></b></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="width: 91%; white-space: nowrap; text-align: left"><b><font style="font: x-small Arial">Available for sale</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 91%; white-space: nowrap; text-align: left"><font style="font: x-small Arial">US government agencies</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Arial">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">8,975</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">1</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">194</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">8,782</font></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="width: 91%; white-space: nowrap; text-align: left"><font style="font: x-small Arial">SBA securities</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">3,628</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">103</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">3,525</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 91%; white-space: nowrap; text-align: left"><font style="font: x-small Arial">State and political subdivisions</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">8,371</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">48</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">63</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">8,356</font></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="width: 91%; white-space: nowrap; text-align: left"><font style="font: x-small Arial">Asset-backed securities</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">9,595</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">12</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">49</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">9,558</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 91%; white-space: nowrap; text-align: left"><font style="font: x-small Arial">Mortgage-backed securities</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="width: 91%; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Arial">FHLMC</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">12,258</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">87</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">242</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">12,103</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 91%; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Arial">FNMA</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">29,068</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">25</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">551</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">28,542</font></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: #000000 1pt solid; width: 91%; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Arial">GNMA</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">4,170</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">1</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">132</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">4,039</font></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: #000000 1pt solid; width: 91%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Arial">Total mortgage-backed securities</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">45,496</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">113</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">925</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="border-bottom: #000000 1pt solid; 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white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 75%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Arial">US government agencies</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Arial">$&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; 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text-align: right"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">657</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">2.80</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Arial">%</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">3,147</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; 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white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">1,533</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">3.00</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Arial">%</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">3,765</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">2.93</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Arial">%</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">3,942</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">2.87</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Arial">%</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">9,240</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">2.92</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Arial">%</font></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="width: 75%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Arial">Asset-backed securities</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">1,601</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; 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white-space: nowrap; text-align: right"><font style="font: x-small Arial">2.89</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Arial">%</font></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: #000000 1pt solid; width: 75%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Arial">Mortgage-backed securities</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">-</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">-</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">4,413</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">1.97</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Arial">%</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Arial"></font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">8,666</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">2.17</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Arial">%</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Arial"></font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">37,266</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">2.42</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Arial">%</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Arial"></font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">50,345</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">2.34</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Arial">%</font></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: #000000 1.5pt solid; width: 75%; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Arial">Total</font></td> <td style="border-bottom: #000000 1.5pt solid; 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white-space: nowrap; text-align: right"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 75%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Arial">US government agencies</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Arial">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; 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white-space: nowrap; text-align: right"><font style="font: x-small Arial">2.57</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Arial">%</font></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="width: 75%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Arial">SBA securities</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">-</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">3,525</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">2.72</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Arial">%</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">3,525</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial"></font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Arial">2.72</font></td> &l