00100 - Statement - CONSOLIDATED BALANCE SHEETS link:presentationLink link:calculationLink link:definitionLink 00200 - Statement - CONSOLIDATED STATEMENTS OF INCOME link:presentationLink link:calculationLink link:definitionLink 00300 - Statement - CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME link:presentationLink link:calculationLink link:definitionLink 00500 - Statement - CONSOLIDATED STATEMENTS OF CASH FLOWS link:presentationLink link:calculationLink link:definitionLink 40301 - Disclosure - SECURITIES (Details) link:presentationLink link:calculationLink link:definitionLink 40302 - Disclosure - SECURITIES - AMORTIZED COST AND FAIR VALUE BY CONTRACTUAL MATURITY (Details) link:presentationLink link:calculationLink link:definitionLink 40303 - Disclosure - SECURITIES - UNREALIZED LOSSES (Details) link:presentationLink link:calculationLink link:definitionLink 40403 - Disclosure - LOANS - ALLOWANCE FOR LOAN LOSSES AND RECORDED INVESTMENT (Details) link:presentationLink link:calculationLink link:definitionLink 40404 - Disclosure - LOANS - INDIVIDUALLY EVALUATED FOR IMPAIRMENT (Details) link:presentationLink link:calculationLink link:definitionLink 40501 - Disclosure - REAL ESTATE OWNED (Details)5 link:presentationLink link:calculationLink link:definitionLink 40601 - Disclosure - PREMISES AND EQUIPMENT (Details) link:presentationLink link:calculationLink link:definitionLink 40902 - Disclosure - REPURCHASE AGREEMENTS AND OTHER BORROWINGS - MATURITY SCHEDULE (Details) link:presentationLink link:calculationLink link:definitionLink 41001 - Disclosure - FEDERAL HOME LOAN BANK ADVANCES (Details) link:presentationLink link:calculationLink link:definitionLink 41201 - Disclosure - INCOME TAXES (Details) link:presentationLink link:calculationLink link:definitionLink 41202 - Disclosure - INCOME TAXES - RECONCILIATION OF EFFECTIVE TAX RATES (Details) link:presentationLink link:calculationLink link:definitionLink 42001 - Disclosure - PARENT COMPANY FINANCIAL STATEMENTS (Details) link:presentationLink link:calculationLink link:definitionLink 42002 - Disclosure - PARENT COMPANY FINANCIAL STATEMENTS - INCOME AND COMPREHENSIVE INCOME (Details) link:presentationLink link:calculationLink link:definitionLink 42003 - Disclosure - PARENT COMPANY FINANCIAL STATEMENTS - CASH FLOWS (Details) link:presentationLink link:calculationLink link:definitionLink 00090 - Document - Document and Entity Information link:presentationLink link:calculationLink link:definitionLink 00105 - Statement - CONSOLIDATED BALANCE SHEETS (Parenthetical) link:presentationLink link:calculationLink link:definitionLink 00400 - Statement - CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY link:presentationLink link:calculationLink link:definitionLink 00405 - Statement - CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Parenthetical) link:presentationLink link:calculationLink link:definitionLink 10101 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES link:presentationLink link:calculationLink link:definitionLink 10201 - Disclosure - RESTRICTIONS ON CASH AND DUE FROM BANKS link:presentationLink link:calculationLink link:definitionLink 10301 - Disclosure - SECURITIES AVAILABLE FOR SALE link:presentationLink link:calculationLink link:definitionLink 10401 - Disclosure - LOANS link:presentationLink link:calculationLink link:definitionLink 10501 - Disclosure - REAL ESTATE OWNED link:presentationLink link:calculationLink link:definitionLink 10601 - Disclosure - PREMISES AND EQUIPMENT link:presentationLink link:calculationLink link:definitionLink 10701 - Disclosure - GOODWILL AND INTANGIBLE ASSETS link:presentationLink link:calculationLink link:definitionLink 10801 - Disclosure - DEPOSITS link:presentationLink link:calculationLink link:definitionLink 10901 - Disclosure - REPURCHASE AGREEMENTS AND OTHER BORROWINGS link:presentationLink link:calculationLink link:definitionLink 11001 - Disclosure - FEDERAL HOME LOAN BANK ADVANCES link:presentationLink link:calculationLink link:definitionLink 11101 - Disclosure - SUBORDINATED DEBENTURES link:presentationLink link:calculationLink link:definitionLink 11201 - Disclosure - INCOME TAXES link:presentationLink link:calculationLink link:definitionLink 11301 - Disclosure - EARNINGS PER SHARE link:presentationLink link:calculationLink link:definitionLink 11401 - Disclosure - RETIREMENT PLAN link:presentationLink link:calculationLink link:definitionLink 11501 - Disclosure - STOCK COMPENSATION link:presentationLink link:calculationLink link:definitionLink 11601 - Disclosure - LIMITATION ON BANK DIVIDENDS link:presentationLink link:calculationLink link:definitionLink 11701 - Disclosure - FAIR VALUE link:presentationLink link:calculationLink link:definitionLink 11801 - Disclosure - OFF-BALANCE SHEET ACTIVITIES AND COMMITMENTS link:presentationLink link:calculationLink link:definitionLink 11901 - Disclosure - CAPITAL REQUIREMENTS link:presentationLink link:calculationLink link:definitionLink 12001 - Disclosure - PARENT COMPANY FINANCIAL STATEMENTS link:presentationLink link:calculationLink link:definitionLink 12101 - Disclosure - QUARTERLY FINANCIAL DATA (UNAUDITED) link:presentationLink link:calculationLink link:definitionLink 20102 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies) link:presentationLink link:calculationLink link:definitionLink 30303 - Disclosure - SECURITIES AVAILABLE FOR SALE (Tables) link:presentationLink link:calculationLink link:definitionLink 30403 - Disclosure - LOANS (Tables) link:presentationLink link:calculationLink link:definitionLink 30503 - Disclosure - REAL ESTATE OWNED (Tables) link:presentationLink link:calculationLink link:definitionLink 30603 - Disclosure - PREMISES AND EQUIPMENT (Tables) link:presentationLink link:calculationLink link:definitionLink 30703 - Disclosure - GOODWILL AND INTANGIBLE ASSETS (Tables) link:presentationLink link:calculationLink link:definitionLink 30803 - Disclosure - DEPOSITS (Tables) link:presentationLink link:calculationLink link:definitionLink 30903 - Disclosure - REPURCHASE AGREEMENTS AND OTHER BORROWINGS (Tables) link:presentationLink link:calculationLink link:definitionLink 31003 - Disclosure - FEDERAL HOME LOAN BANK ADVANCES (Tables) link:presentationLink link:calculationLink link:definitionLink 31203 - Disclosure - INCOME TAXES (Tables) link:presentationLink link:calculationLink link:definitionLink 31303 - Disclosure - EARNINGS PER SHARE (Tables) link:presentationLink link:calculationLink link:definitionLink 31503 - Disclosure - STOCK COMPENSATION (Tables) link:presentationLink link:calculationLink link:definitionLink 31703 - Disclosure - FAIR VALUE (Tables) link:presentationLink link:calculationLink link:definitionLink 31803 - Disclosure - OFF-BALANCE SHEET ACTIVITIES AND COMMITMENTS (Tables) link:presentationLink link:calculationLink link:definitionLink 31903 - Disclosure - CAPITAL REQUIREMENTS (Tables) link:presentationLink link:calculationLink link:definitionLink 32003 - Disclosure - PARENT COMPANY FINANCIAL STATEMENTS (Tables) link:presentationLink link:calculationLink link:definitionLink 32103 - Disclosure - QUARTERLY FINANCIAL DATA (UNAUDITED) (Tables) link:presentationLink link:calculationLink link:definitionLink 40101 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details) link:presentationLink link:calculationLink link:definitionLink 40102 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - INVESTMENT, TANGIBLE ASSETS AND INCOME TAXES (Details) link:presentationLink link:calculationLink link:definitionLink 40103 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - INTANGIBLE ASSETS AND SEGMENTS (Details) link:presentationLink link:calculationLink link:definitionLink 40104 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - New Accounting Standards (Details) link:presentationLink link:calculationLink link:definitionLink 40201 - Disclosure - RESTRICTIONS ON CASH AND DUE FROM BANKS (Details) link:presentationLink link:calculationLink link:definitionLink 40401 - Disclosure - LOANS (Details) link:presentationLink link:calculationLink link:definitionLink 40402 - Disclosure - LOANS - ACTIVITY IN ALLOWANCE (Details) link:presentationLink link:calculationLink link:definitionLink 40405 - Disclosure - LOANS - NONACCRUAL, LOANS PAST DUE OVER 90 DAYS STILL ACCRUING AND TDR (Details) link:presentationLink link:calculationLink link:definitionLink 40406 - Disclosure - LOANS - AGING OF RECORDED INVESTMENT IN PAST DUE AND NON-ACCRUAL LOANS (Details) link:presentationLink link:calculationLink link:definitionLink 40407 - Disclosure - LOANS - TROUBLED DEBT RESTRUCTURINGS (Details) link:presentationLink link:calculationLink link:definitionLink 40408 - Disclosure - LOANS - RISK CATEGORY OF LOANS (Details) link:presentationLink link:calculationLink link:definitionLink 40409 - Disclosure - LOANS - LOAN SERVICING (Details) link:presentationLink link:calculationLink link:definitionLink 40701 - Disclosure - GOODWILL AND INTANGIBLE ASSETS (Details) link:presentationLink link:calculationLink link:definitionLink 40801 - Disclosure - DEPOSITS (Details) link:presentationLink link:calculationLink link:definitionLink 40901 - Disclosure - REPURCHASE AGREEMENTS AND OTHER BORROWINGS (Details) link:presentationLink link:calculationLink link:definitionLink 41101 - Disclosure - SUBORDINATED DEBENTURES (Details) link:presentationLink link:calculationLink link:definitionLink 41203 - Disclosure - INCOME TAXES - UNRECOGNIZED TAX BENEFITS (Details) link:presentationLink link:calculationLink link:definitionLink 41301 - Disclosure - EARNINGS PER SHARE (Details) link:presentationLink link:calculationLink link:definitionLink 41302 - Disclosure - EARNINGS PER SHARE - ANTIDILUTIVE SECURITIES (Details) link:presentationLink link:calculationLink link:definitionLink 41401 - Disclosure - RETIREMENT PLAN (Details) link:presentationLink link:calculationLink link:definitionLink 41501 - Disclosure - STOCK BASED COMPENSATION (Details) link:presentationLink link:calculationLink link:definitionLink 41502 - Disclosure - STOCK COMPENSATION - VESTING PERIOD (Details) link:presentationLink link:calculationLink link:definitionLink 41503 - Disclosure - STOCK COMPENSATION - ACTIVITY (Details) link:presentationLink link:calculationLink link:definitionLink 41504 - Disclosure - STOCK COMPENSATION - NONVESTED SHARES (Details) link:presentationLink link:calculationLink link:definitionLink 41601 - Disclosure - LIMITATION ON BANK DIVIDENDS (Details) link:presentationLink link:calculationLink link:definitionLink 41701 - Disclosure - FAIR VALUE (Details) link:presentationLink link:calculationLink link:definitionLink 41702 - Disclosure - FAIR VALUE - FAIR VALUE ON NON-RECURRING (Details) link:presentationLink link:calculationLink link:definitionLink 41703 - Disclosure - FAIR VALUE - QUANTITATIVE INFORMATION (Details) link:presentationLink link:calculationLink link:definitionLink 41704 - Disclosure - FAIR VALUE - FAIR VALUE OF FINANCIAL INSTRUMENTS (Details) link:presentationLink link:calculationLink link:definitionLink 41801 - Disclosure - OFF-BALANCE SHEET ACTIVITIES AND COMMITMENTS (Details) link:presentationLink link:calculationLink link:definitionLink 41901 - Disclosure - CAPITAL REQUIREMENTS (Details) link:presentationLink link:calculationLink link:definitionLink 42101 - Disclosure - QUARTERLY FINANCIAL DATA (UNAUDITED) (Details) link:presentationLink link:calculationLink link:definitionLink