Financial Information

Email pagePDF viewPrint viewEmail AlertSocial Media Sharing
Select Period: Financial Charting
 2017 FQ12016 FQ1 2016 FQ4 
Period Ended3/31/20173/31/2016Y-Y Ch (%)12/31/2016 Q-Q Ch (%)
Balance Sheet ($000)   
Total Assets3,198,5802,040,37356.763,267,192 (8.40)
Total Net Loans2,338,5331,495,81156.342,442,116 (16.97)
Total Deposits2,619,6431,684,25855.542,571,9707.41
Equity Attributable to Parent Company470,492293,61960.24463,6385.91
Total Equity470,492293,61960.24463,6385.91
Profitability (%)   
Net Income ($000) 5,6631,382309.775,17337.89
Net Income Attributable to Parent ($000) 5,6631,382309.775,17337.89
ROAA0.700.2743  bp 0.628  bp
Core ROAA0.740.4034  bp 0.740  bp
ROAE4.831.88295  bp 4.4439  bp
ROATCE5.241.88336  bp 4.9727  bp
Core ROAE5.102.79231  bp 5.24 (14)  bp
Net Interest Margin3.453.2817  bp 3.2916  bp
Reported: Net Interest Margin3.493.3019  bp 3.2722  bp
Efficiency Ratio67.8481.14 (1,330)  bp 60.09775  bp
Noninterest Inc / Operating Rev11.1914.55 (336)  bp 11.48 (29)  bp
Balance Sheet Ratios (%)   
Loans / Deposits89.9790.07 (10)  bp 95.80 (583)  bp
Securities / Assets10.5710.3522  bp 10.4611  bp
Total Equity / Total Assets14.7114.3932  bp 14.1952  bp
Tangible Equity / Tangible Assets13.8914.39 (50)  bp 13.3851  bp
Tang Common Equity / Tang Assets13.8914.39 (50)  bp 13.3851  bp
Asset Quality (%)   
NPAs / Assets1.823.51 (169)  bp 2.00 (18)  bp
NPA Excl Restructured / Assets0.982.10 (112)  bp 1.15 (17)  bp
NPAs & 90+ PD / Assets1.823.51 (169)  bp 2.00 (18)  bp
NPAs / Loans & REO2.474.69 (222)  bp 2.65 (18)  bp
Nonaccrual & 90+ & OREO / Assets0.982.10 (112)  bp 1.15 (17)  bp
NPAs & 90+ PD / Loans & REO2.474.69 (222)  bp 2.65 (18)  bp
NPA & Loans 90+ / Tangible Common Equity + LLR12.7422.75 (1,001)  bp 14.36 (162)  bp
NCOs / Avg Loans0.610.5011  bp 2.03 (142)  bp
Loan Loss Reserves / Gross Loans0.781.40 (62)  bp 0.89 (11)  bp
Reserves / NPAs31.3129.57174  bp 33.59 (228)  bp
Loan Loss Provision / NCO0.24(1.28)152  bp 5.03 (479)  bp
Capital Adequacy  ()  
Tier 1 Common Capital (CET1) ($000) 346,402252,48037.20343,5193.36
Tier 1 Capital ($000) 348,926260,50633.94343,5186.30
Tier 2 Capital ($000) 26,88521,22826.6530,564 (48.15)
Total Capital ($000) 375,811281,73433.39374,0821.85
Total Risk-weighted Assets ($000) 2,714,2441,723,4132,714,2442,849,7142,714,244
Tier 1 Common Capital (CET1) Ratio (%) 12.7614.65 (189)  bp 12.0571  bp
Tier 1 Ratio (%) 12.8615.11 (225)  bp 12.0581  bp
Total Capital Ratio (%) 13.8516.35 (250)  bp 13.1372  bp
Liquidity Coverage Ratio (%) NANANANANA
Leverage Ratio (%) 11.1713.05 (188)  bp 10.7443  bp
Basel III Leverage Ratio (%) NANANANANA
Per Share Information ($)   
Common Shares Outstanding (actual) 23,159,37717,133,05935.1723,123,5180.62
Avg Diluted Shares (actual) 23,407,46917,273,57335.5123,513,636 (1.81)
Basic Book Value per Share20.3217.1418.5520.055.39
As-reported Book Value per Share20.3217.1418.5520.055.39
Basic Tangible Book Value per Share18.9917.1410.7918.725.77
Reported: Tangible Book Value19.0017.1410.8518.725.98
EPS after Extra0.240.082000.2236.36
EPS after Extra Growth (%) 200.00(20.0)22,000  bp (95.7)29,571  bp
Core EPS0.250.12108.330.26 (15.38)
Core EPS Growth (%) 113.6092.202,140  bp (94.9)20,853  bp
Diluted EPS before Amortization0.250.08212.500.2416.67
Pre-Provision Earnings per Share0.240.121000.28 (57.14)
Loading ... ... Please wait loading
   Q-Q Ch(%)= most recent quarter minus prior quarter annualized e.g. [(Q4-Q3)/Q3]*4

  * Percentages presented for individual quarters are annualized by taking the quarter amount and multiplying by four.



Copyright 2017, © S&P Global Market Intelligence  Terms of Use