Financial Highlights

Financial Charting

	2013 FQ3 YTD	2012 FY	2011 FY	2010 FY	2009 FY
Period Ended	3/31/2013	6/30/2012	6/30/2011	6/30/2010	6/30/2009
Balance Sheet ($000)
Total Assets	2,961,663	2,386,845	1,940,087	1,421,081	1,302,208
Total Net Loans	2,292,802	1,799,744	1,345,211	780,410	618,653
Total Deposits	2,102,936	1,615,088	1,340,325	968,180	648,524
Equity Attributable to Parent Company	260,704	206,620	147,766	129,808	88,939
Total Equity	260,704	206,620	147,766	129,808	88,939
Profitability (%)
Net Income ($000)	29,159	29,476	20,579	21,128	7,142
Net Income Attributable to Parent ($000)	29,159	29,476	20,579	21,128	7,142
ROAA	1.45	1.35	1.26	1.56	0.59
Core ROAA	1.51	1.43	1.22	1.23	0.97
ROAE	16.64	15.84	14.83	19.98	8.58
ROATCE	17.80	17.09	15.27	21.79	8.81
Core ROAE	17.31	16.81	14.42	15.68	14.17
Net Interest Margin	3.75	3.70	3.67	3.83	3.04
Reported: Net Interest Margin	3.75	3.70	3.67	3.83	3.04
Efficiency Ratio	40.13	36.68	37.21	30.09	33.92
Noninterest Inc / Operating Rev	22.73	19.49	10.84	2.54	(0.41)
Balance Sheet Ratios/ Capital (%)
Loans / Deposits	104.98	107.13	99.42	80.65	95.64
Securities / Assets	15.91	21.10	27.67	41.22	49.22
Total Equity / Total Assets	8.80	8.66	7.62	9.13	6.83
Tangible Equity / Tangible Assets	8.80	8.66	7.62	9.13	6.83
Tang Common Equity / Tang Assets	8.01	7.63	7.36	8.78	6.07
Tier 1 Common Capital Ratio	NA	NA	NA	NA	NA
Tier 1 Ratio	NA	NA	NA	NA	NA
Risk-based Capital Ratio	NA	NA	NA	NA	NA
Leverage Ratio (Bank, BHC Only)	NA	NA	NA	NA	NA
Core Cap / Tang Assets (OTS Only)	NA	NA	NA	NA	NA
Asset Quality (%)
NPAs / Assets	0.85	1.09	1.42	1.28	0.79
NPA Excl Restructured / Assets	0.71	0.77	0.99	1.01	0.65
NPAs & 90+ PD / Assets	0.85	1.09	1.63	1.57	1.15
NPAs / Loans & REO	1.09	1.44	2.03	2.30	1.64
Nonaccrual & 90+ & OREO / Assets	0.71	0.77	1.19	1.30	1.01
NPAs & 90+ PD / Loans & REO	1.09	1.44	2.32	2.82	2.38
NPA & Loans 90+ / Tangible Common Equity + LLR	10.07	13.57	21.03	17.05	17.89
NCOs / Avg Loans	0.22	0.36	0.42	0.69	0.42
Loan Loss Reserves / Gross Loans	0.53	0.53	0.55	0.75	0.76
Reserves / NPAs	48.93	37.02	26.86	32.49	46.21
Loan Loss Provision / NCO	177.94	137.92	135.70	124.57	176.10
Per Share Information ($)
Common Shares Outstanding (actual)	13,049,775	11,512,536	10,436,332	10,184,975	8,082,768
Avg Diluted Shares (actual)	13,675,101	12,488,555	10,857,470	9,396,652	8,876,991
Basic Book Value per Share	18.17	15.82	13.67	12.25	9.79
As-reported Book Value per Share	18.17	15.82	13.67	12.25	9.79
Basic Tangible Book Value per Share	18.17	15.82	13.67	12.25	9.79
Reported: Tangible Book Value	18.17	15.82	13.67	12.25	9.79
Common Dividends Declared per Share	0	0	0	0	0
EPS after Extra	2.12	2.33	1.87	2.22	0.77
EPS after Extra Growth (%)	26.20	24.60	(15.8)	188.30	67.40
Core EPS	2.21	2.48	1.82	1.73	1.29
Core EPS Growth (%)	21.70	36.20	4.70	34.10	219.20
Diluted EPS before Amortization	2.12	2.33	1.87	2.22	0.77
Pre-Provision Earnings Per Share	2.70	3.11	2.32	2.37	1.72

Loading ... ... Please wait


Copyright 2013, © SNL Financial LC Terms of Use