Financial Highlights Report

	2013 FQ1 YTD	2012 FY	2011 FY	2010 FY	2009 FY
Period Ended	3/31/2013	12/31/2012	12/31/2011	12/31/2010	12/31/2009
Balance Sheet ($000)
Total Assets	6,265,767	6,363,364	6,482,915	6,436,691	6,739,769
Total Net Loans	3,275,990	3,355,087	3,388,644	3,645,435	3,971,528
Total Deposits	4,686,161	4,773,987	4,604,548	4,518,828	4,438,654
Equity Attributable to Parent Company	768,212	762,970	714,814	643,855	638,228
Total Equity	768,212	762,970	714,814	643,855	638,228
Profitability (%)
Net Income ($000)	21,615	77,280	81,733	62,935	65,419
Net Income Attributable to Parent ($000)	21,615	77,280	81,733	62,935	65,419
ROAA	1.36	1.19	1.26	0.93	0.98
Core ROAA	1.30	1.21	1.30	0.60	0.56
ROAE	11.16	10.31	12.00	9.40	10.00
ROATCE	12.19	11.37	13.52	10.80	10.85
Core ROAE	10.61	10.50	12.37	6.08	5.72
Net Interest Margin	3.81	4.04	4.03	4.11	3.72
Reported: Net Interest Margin	3.86	4.06	4.04	4.28	3.72
Efficiency Ratio	49.47	51.51	47.03	56.43	47.58
Noninterest Inc / Operating Rev	6.97	5.71	12.52	6.95	12.53
Balance Sheet Ratios/ Capital (%)
Loans / Deposits	71.88	72.21	75.50	82.94	91.90
Securities / Assets	39.00	39.45	35.17	29.28	32.79
Total Equity / Total Assets	12.26	11.99	11.03	10.00	9.47
Tangible Equity / Tangible Assets	11.44	11.17	10.19	9.10	8.55
Tang Common Equity / Tang Assets	11.44	11.17	10.19	9.10	8.55
Tier 1 Common Capital Ratio	17.21	16.60	15.04	13.90	12.40
Tier 1 Ratio	18.36	18.23	17.79	16.61	14.94
Risk-based Capital Ratio	19.63	19.49	19.05	18.00	16.32
Leverage Ratio (Bank, BHC Only)	11.54	11.50	11.19	10.58	9.60
Core Cap / Tang Assets (OTS Only)	NA	NA	NA	NA	NA
Asset Quality (%)
NPAs / Assets	2.01	1.94	1.77	2.73	1.13
NPA Excl Restructured / Assets	1.09	1.14	1.18	2.52	1.09
NPAs & 90+ PD / Assets	2.01	1.94	1.77	2.73	1.13
NPAs / Loans & REO	3.94	3.77	3.56	5.19	2.11
Nonaccrual & 90+ & OREO / Assets	1.09	1.14	1.18	2.52	1.09
NPAs & 90+ PD / Loans & REO	3.94	3.77	3.56	5.19	2.11
NPA & Loans 90+ / Tangible Common Equity + LLR	15.71	15.46	15.38	25.63	11.22
NCOs / Avg Loans	0.03	0.05	0.57	1.86	0.69
Loan Loss Reserves / Gross Loans	2.74	2.68	2.70	2.81	2.67
Reserves / NPAs	73.15	75.02	81.68	59.95	142.92
Loan Loss Provision / NCO	0	0	38.49	94.35	315.24
Per Share Information ($)
Common Shares Outstanding (actual)	104,903,107	104,889,586	104,482,271	106,075,576	106,263,511
Avg Diluted Shares (actual)	104,810,295	104,657,610	105,222,566	106,125,761	93,055,801
Basic Book Value per Share	7.32	7.27	6.84	6.07	6.01
As-reported Book Value per Share	7.32	7.28	6.84	6.07	6.01
Basic Tangible Book Value per Share	6.77	6.72	6.26	5.47	5.37
Reported: Tangible Book Value	6.77	6.72	6.26	5.46	NA
Common Dividends Declared per Share	0.09	0.34	0.34	0.34	0.34
EPS after Extra	0.21	0.74	0.77	0.59	0.56
EPS after Extra Growth (%)	0	(3.9)	30.50	5.40	(25.3)
Core EPS	0.20	0.75	0.79	0.38	0.34
Core EPS Growth (%)	(7.2)	(5.1)	108.70	11.20	(55.6)
Diluted EPS before Amortization	0.21	0.76	0.80	0.63	0.59
Pre-Provision Earnings Per Share	0.18	0.71	0.79	0.67	0.80

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