Home » Investor Relations » Financial Information » Balance Sheet

Balance Sheet

	2009 Y	2010 Y	2011 Y	2012 Y
Period Ended	12/31/2009	12/31/2010	12/31/2011	12/31/2012
Assets ($000)
Cash and Due from Banks	7,402	14,325	43,434	28,332
Fed Funds Sold	81	181	83	228
Deposits at Financial Institutions	18,984	406	119	130
Securities Purchased, to Resell	0	0	0	0
Other Cash & Cash Equivalents	0	0	0	0
Cash and Cash Equivalents	26,468	14,912	43,637	28,691
Trading Account Securities	0	0	0	0
Available for Sale Securities	28,013	33,050	161,785	171,541
Held to Maturity Securities	5,807	21,736	0	0
Other Securities	2,958	2,563	3,946	3,615
Total Cash & Securities	63,245	72,261	209,368	203,847

Liabilities ($000)
Total Deposits	286,348	340,527	690,768	735,458
FHLB Borrowings	15,000	10,000	10,000	7,000
Senior Debt	32,604	22,041	44,957	44,098
Trust Preferred (FAS 150)	0	0	0	0
Total Subordinated Debt	0	0	0	0
Redeemable Financial Instruments (FAS 150)	0	0	0	0
Total Debt	32,604	22,041	44,957	44,098
Total Other Liabilities	1,635	1,683	6,821	7,048
Total Liabilities	320,586	364,251	742,546	786,603

Mezzanine ($000)
Redeemable Preferred	0	0	0	0
Trust Preferred Securities	0	0	0	0
Total Minority Interest	0	0	0	0
Other Mezzanine Items	0	0	0	0
Total Mezzanine Level Items	0	0	0	0

Equity ($000)
TARP Preferred Equity	0	0	0	0
Other Preferred Equity	0	0	0	0
Total Preferred Equity	0	0	0	0
Common Equity	35,941	37,054	68,040	74,862
Equity Attributable to Parent Company	35,941	37,054	68,040	74,862
Noncontrolling Interests	691	605	457	392
Total Equity	36,632	37,659	68,497	75,253
Net Unrealized Gain	369	273	2,411	2,470

Balance Sheet Analysis (%)
Gross Loans HFI / Total Assets	74.88	75.16	66.96	69.51
Loans / Deposits	93.41	88.71	78.61	81.46
Loan Loss Reserves / Gross Loans	0.93	0.82	0.69	0.66
Reserves / Loans Held For Investment	0.93	0.82	0.69	0.66
One Year Gap / Assets	(28.63)	(24.30)	(29.30)	(32.95)
1-4 Loans Serviced for Others ($000)	NA	0	0	0
Level 1 Assets ($000)	4,708	2,111	24,712	1,498
Level 2 Assets ($000)	23,305	32,092	141,340	174,009
Level 3 Assets ($000)	0	0	0	0
Level 1 Liabilities ($000)	0	0	0	0
Level 2 Liabilities ($000)	0	0	0	0
Level 3 Liabilities ($000)	0	0	0	0
FTE Employees (actual)	78	75	168	172

Annualized Growth Rates (%)
Asset Growth	12.43	12.51	101.80	6.27
Gross Loans HFI Growth	14.78	12.93	79.77	10.33
Deposit Growth	23.73	18.92	102.85	6.47

Average Balances ($000)
Avg Gross Loans HFI	254,562	285,465	459,530	568,152
Avg Loans HFS	0	0	0	0
Average Loans, Gross of Reserves	254,562	285,465	459,530	568,152
Avg Securities	38,668	49,931	126,239	169,334
Avg Other Int Earn Assets	17,463	22,558	16,129	8,527
Avg Secs & Other Int Earn Assets	56,131	72,490	142,368	177,862
Avg Interest Earning Assets	310,693	357,955	601,898	746,013
Avg Assets	341,973	394,023	677,529	839,634


Copyright 2013, © SNL Financial LC Terms of Use

Investor Toolkit