Peer Analysis


Data for trailing four quarters

For the definition of a financial field, select the field name below.
Performance Ratios (%)FBP Peer
Median
Peer
Average
ROAA0.56 0.26 0.02 
ROAE3.64 2.01 (1.08) 
Net Interest Margin4.48 3.99 4.08 
Efficiency Ratio58.21 61.44 69.41 
Loans / Deposits98.09 87.75 94.88 

Asset Quality Ratios (%)   
NPAs / AssetsNA NA NA 
NCOs / Avg Loans1.33 1.17 1.13 
Reserves / Loans2.61 2.50 2.80 
Reserves / NPAsNA NA NA 

Capital Ratios (%)   
Tier 1 Capital18.97 16.30 15.00 
Tangible Equity / Tangible Assets15.01 10.18 10.93 
Total Equity / Total Assets15.24 11.53 11.82 

Market Ratios   
Price / Earnings (x)20.77 27.38 27.38 
Price / Book (%)73.51 75.00 75.00 
Dividend Yield (%)0.00 2.14 1.50 
First BanCorp.'s peer group consists of the following: Doral Financial Corporation (DRL), OFG Bancorp (OFG), Popular, Inc. (BPOP)

First BanCorp.'s financial data is as of 12/31/2017.

Peer financial data is as of 12/31/2017  except for these companies:

Doral Financial Corporation's financial data is as of 12/31/2013.