Peer Analysis


Data for trailing four quarters

For the definition of a financial field, select the field name below.
Performance Ratios (%)FBP Peer
Median
Peer
Average
ROAA0.56 0.51 0.09 
ROAE3.65 3.86 (0.50) 
Net Interest Margin4.49 4.30 4.20 
Efficiency Ratio57.20 60.14 69.53 
Loans / Deposits101.27 85.09 93.73 

Asset Quality Ratios (%)   
NPAs / Assets8.27 4.26 7.41 
NCOs / Avg Loans1.41 1.17 1.10 
Reserves / Loans2.59 2.72 2.80 
Reserves / NPAs22.93 35.62 35.80 

Capital Ratios (%)   
Tier 1 Capital18.62 16.63 15.27 
Tangible Equity / Tangible Assets14.98 11.02 11.10 
Total Equity / Total Assets15.23 12.41 11.99 

Market Ratios   
Price / Earnings (x)16.70 14.70 14.70 
Price / Book (%)59.58 61.84 61.84 
Dividend Yield (%)0.00 2.53 1.79 
First BanCorp.'s peer group consists of the following: Doral Financial Corporation (DRL), OFG Bancorp (OFG), Popular, Inc. (BPOP)

First BanCorp.'s financial data is as of 9/30/2017.

Peer financial data is as of 9/30/2017  except for these companies:

Doral Financial Corporation's financial data is as of 12/31/2013.