Peer Analysis DEARBORN BANCORP, INC. (NASDAQ - DEAR)  Data for trailing four quarters For the definition of a financial field, select the field name below. Performance Ratios (%) DEAR Peer Median Peer Average ROAA (5.83)  0.06  (0.83)  ROAE (102.73)  0.52  (17.47)  Net Interest Margin 3.37  3.54  3.39  Efficiency Ratio 83.34  70.24  72.12  Loans / Deposits 94.61  91.12  90.01  Asset Quality Ratios (%)       NPAs / Assets 14.75  4.46  5.49  NCOs / Avg Loans 3.49  1.79  1.91  Reserves / Loans 4.03  2.01  2.33  Reserves / NPAs 22.94  39.18  43.93  Capital Ratios (%)       Tier 1 Capital 4.98  11.62  10.39  Tangible Equity / Tangible Assets 3.21  7.45  6.74  Total Equity / Total Assets 3.21  7.87  7.22  Market Ratios       Price / Earnings (x) NA  17.63  18.26  Price / Book (%) 34.37  65.38  65.73  Dividend Yield (%) 0.00  1.75  2.71  Dearborn Bancorp, Inc.'s peer group consists of the following: Community Central Bank Corporation (CCBD), HFB Financial Corporation (HFBA), Landmark Bancorp, Inc. (LARK), Macatawa Bank Corporation (MCBC), Mercantile Bank Corporation (MBWM), Tower Financial Corporation (TOFC), United Bancorp, Inc. (UBCP), United Bancshares, Inc. (UBOH) Dearborn Bancorp, Inc.'s financial data is as of 6/30/2010. Peer financial data is as of 6/30/2010 Copyright 2010, © SNL Financial LC  Terms of Use