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INVESTOR INFORMATION
 
Peer Analysis
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Data for trailing four quarters

For the definition of a financial field, select the field name below.
Performance Ratios (%)CTBKPeer
Median
Peer
Average
ROAA(8.19) (1.11) (2.87) 
ROAE(102.81) (12.41) (46.32) 
Net Interest Margin0.35 3.36 3.40 
Efficiency RatioNA 65.89 74.68 
Loans / Deposits57.86 94.02 92.68 
Asset Quality Ratios (%)   
NPAs / AssetsNA 8.02 8.49 
NCOs / Avg Loans12.27 2.59 3.99 
Reserves / Loans1.93 2.66 2.95 
Reserves / NPAsNA 29.38 45.18 
Capital Ratios (%)   
Tier 1 Capital4.13 11.33 10.13 
Tangible Equity / Tangible Assets3.23 7.38 7.39 
Total Equity / Total Assets3.23 8.23 8.15 
Market Ratios   
Price / Earnings (x)NA NA NA 
Price / Book (%)67.64 29.84 56.75 
Dividend Yield (%)0.00 0.00 0.30 
City Bank's peer group consists of the following: AmericanWest Bancorporation (AWBC), Banner Corporation (BANR), Cascade Financial Corporation (CASB), Columbia Banking System, Inc. (COLB), Cowlitz Bancorporation (CWLZ), Frontier Financial Corporation (FTBK), Heritage Financial Corporation (HFWA), Horizon Financial Corp. (HRZB), Riverview Bancorp, Inc. (RVSB), Sterling Financial Corporation (STSA), Timberland Bancorp, Inc. (TSBK), Washington Banking Company (WBCO)

City Bank's financial data is as of 12/31/2009.

Peer financial data is as of 12/31/2009  except for these companies:

AmericanWest Bancorporation's financial data is as of 9/30/2009.
Horizon Financial Corp.'s financial data is as of 9/30/2009.

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