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Officers & Directors

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Senior Management
   Bob Johnson
Chairman and Chief Executive Officer
   Curt Kollar
Senior Vice President and Chief Financial Officer
   Lee W. Washam
President of CharterBank
   Curti M. Johnson
Director, General Counsel, & Sr. Vice President
Board of Directors
   Bob Johnson
   David Zimry Cauble III
   Jane W. Darden
   Edward D. Smith
   Thomas M. Lane
   David L. Strobel
   Curti M. Johnson
Sr. Vice President and General Counsel

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