Financial Highlights

Mobile IR SiteRSS FeedsSocial media sharingEmail pagePDF viewPrint viewEmail AlertTear sheet
Entire IR Site Press Releases Only Filings Only
MBT FINANCIAL CORP. (NASDAQ - MBTF)
Trend Analysis--Quarterly (click here for Annual Analysis)

For the definition of a financial field, click on the field name.


Balance Sheet ($000)
 2014 Q22013 Q2Y-Y
Ch (%)
2014 Q1Q-Q
Ch (%)
Loans Held for Investment, before Reserves598,584615,371(2.73)591,8064.58
Loans Held for Sale, before Reserves1,219457166.742181,836.70
Loan Loss Reserve15,00117,195(12.76)16,158(28.64)
Net Loans Receivable584,802598,633(2.31)575,8666.21
Intangible Assets01NM00.00
Total Assets1,209,8311,162,6724.061,217,812(2.62)
Deposits1,049,7891,040,8600.861,056,611(2.58)
Debt, Senior and Subordinated15,00027,000(44.44)27,000(177.78)
Common Equity128,79479,07562.88118,10736.19
Total Shareholders' Equity128,79479,07562.88118,10736.19
Shares Outstanding (actual)22,690,14217,909,89826.6921,266,38026.78
Income Statement ($000)
 2014 Q22013 Q2Y-Y
Ch (%)
2014 Q1Q-Q
Ch (%)
Net Interest Income8,5528,0895.728,4952.68
Provision for Loan Losses100400(75.00)1000.00
Noninterest Income3,7073,08820.053,59512.46
Noninterest Expense10,1339,4357.409,68718.42
Net Income Before Taxes2,2451,49650.072,360(19.49)
Provision for Taxes5580NM593(23.61)
Net Income1,6871,49612.771,767(18.11)
Per Share Items ($)
 2014 Q22013 Q2Y-Y
Ch (%)
2014 Q1Q-Q
Ch (%)
Book Value per Share5.684.4228.565.558.82
Tangible Book Value5.684.4228.565.558.82
Diluted EPS Before Extra0.080.080.000.080.00
Diluted EPS After Extra0.080.080.000.080.00
Dividends Declared0.00000.00000.000.00000.00
Performance Ratios (%)
 2014 Q22013 Q2Y-Y
Ch (bp)
2014 Q1Q-Q
Ch (bp)
ROAA0.570.4980.60(3)
ROAE5.506.95(145)6.34(84)
Net Interest Margin3.152.92233.18(3)
Loans / Deposits57.0259.12(210)56.01101
Efficiency Ratio75.8575.572876.14(29)
Balance Sheet Ratios (%)
 2014 Q22013 Q2Y-Y
Ch (bp)
2014 Q1Q-Q
Ch (bp)
Tangible Equity/ Tangible Assets10.656.803849.7095
Equity/ Assets10.656.803849.7095
Asset Quality Ratios (%)
 2014 Q22013 Q2Y-Y
Ch (bp)
2014 Q1Q-Q
Ch (bp)
Nonperforming Assets/ Assets4.966.78(182)5.62(66)
Loan Loss Reserves/ Gross Loans2.502.79(29)2.73(23)
Loan Loss Reserves/ NPAs24.9821.8131823.62136
Net Charge-offs/ Avg Loans0.840.71130.1074
Regulatory Capital Ratios (%)
 2014 Q22013 Q2Y-Y
Ch (bp)
2014 Q1Q-Q
Ch (bp)
Tier 1 Capital RatioNA10.93NA13.63NA
   Q-Q Ch(%)= most recent quarter minus prior quarter annualized e.g. [(Q4-Q3)/Q3]*4

  * Percentages presented for individual quarters are annualized by taking the quarter amount and multiplying by four.



Copyright 2014, © SNL Financial LC  Terms of Use