Entire IR Site Press Releases Only Filings Only

Financial Highlights
Email pagePDF viewPrint viewEmail Alert

Email pagePDF viewPrint viewEmail Alert
Trend Analysis--Quarterly (click here for Annual Analysis)

For the definition of a financial field, click on the field name.


Balance Sheet ($000)
 2019 Q12018 Q1Y-Y
Ch (%)
2018 Q4Q-Q
Ch (%)
Loans Held for Investment, before Reserves8,349,3956,877,36421.408,340,5040.43
Loans Held for Sale, before Reserves49,47428,48573.6840,39989.85
Loan Loss Reserve40,05234,42916.3339,7702.84
Net Loans Receivable8,358,8176,871,42021.658,341,1330.85
Intangible Assets867,855663,66430.77870,493(1.21)
Total Assets12,587,63710,347,99621.6412,337,5888.11
Deposits9,747,0258,111,99820.169,477,33611.38
Debt, Senior and Subordinated631,601648,406(2.59)745,547(61.13)
Common Equity2,027,5521,517,84633.581,971,34411.41
Total Shareholders' Equity2,027,5521,517,84633.581,971,34411.41
Shares Outstanding (actual)95,679,59683,757,95014.2395,679,5960.00
Income Statement ($000)
 2019 Q12018 Q1Y-Y
Ch (%)
2018 Q4Q-Q
Ch (%)
Net Interest Income114,17595,01820.16115,682(5.21)
Provision for Loan Losses1,0531,300(19.00)2,100(199.43)
Noninterest Income29,28323,06026.9932,396(38.44)
Noninterest Expense78,00165,08819.8477,7721.18
Net Income Before Taxes57,94940,76042.1766,458(51.21)
Provision for Taxes13,3065,124159.6815,807(63.29)
Net Income44,64335,63625.2850,651(47.45)
Per Share Items ($)
 2019 Q12018 Q1Y-Y
Ch (%)
2018 Q4Q-Q
Ch (%)
Book Value per Share21.1918.1216.9420.6011.41
Tangible Book Value12.1210.2018.8511.5121.38
Diluted EPS Before Extra0.460.429.520.52(46.15)
Diluted EPS After Extra0.460.429.520.52(46.15)
Dividends Declared0.11000.100010.000.100040.00
Performance Ratios (%)
 2019 Q12018 Q1Y-Y
Ch (bp)
2018 Q4Q-Q
Ch (bp)
ROAA1.471.4161.64(17)
ROAE9.059.57(52)10.38(133)
Net Interest Margin4.404.3824.373
Loans / Deposits85.6684.788888.00(234)
Efficiency Ratio52.3054.70(240)50.30200
Balance Sheet Ratios (%)
 2019 Q12018 Q1Y-Y
Ch (bp)
2018 Q4Q-Q
Ch (bp)
Tangible Equity/ Tangible Assets9.908.821079.6030
Equity/ Assets16.1114.6714415.9813
Asset Quality Ratios (%)
 2019 Q12018 Q1Y-Y
Ch (bp)
2018 Q4Q-Q
Ch (bp)
Nonperforming Assets/ Assets0.330.2940.2211
Loan Loss Reserves/ Gross Loans0.480.50(2)0.470
Loan Loss Reserves/ NPAs79.6683.18(352)113.31(3,365)
Net Charge-offs/ Avg Loans0.04(0.02)50.05(2)
Regulatory Capital Ratios (%)
 2019 Q12018 Q1Y-Y
Ch (bp)
2018 Q4Q-Q
Ch (bp)
Tier 1 Capital Ratio12.6611.709612.2739
   Q-Q Ch(%)= most recent quarter minus prior quarter annualized e.g. [(Q4-Q3)/Q3]*4

  * Percentages presented for individual quarters are annualized by taking the quarter amount and multiplying by four.



Copyright 2019, © S&P Global Market Intelligence  Terms of Use