Peoples Financial Services Corp. (NASDAQ - PFIS)

Investor Relations

Investor Search

Email pagePDF viewPrint viewRSS FeedsEmail Alert

Financial Highlights

Email pagePDF viewPrint viewRSS FeedsEmail Alert
Trend Analysis--Quarterly (click here for Annual Analysis)

For the definition of a financial field, click on the field name.


Balance Sheet ($000)
 2014 Q32013 Q3Y-Y
Ch (%)
2014 Q2Q-Q
Ch (%)
Loans Held for Investment, before Reserves1,179,942655,94679.881,179,8470.03
Loans Held for Sale, before Reserves2,9610NM2,75729.60
Loan Loss Reserve10,1717,87129.229,62222.82
Net Loans Receivable1,172,732648,07580.961,172,982(0.09)
Intangible Assets69,19627,061155.7069,529(1.92)
Total Assets1,724,778917,49787.991,731,106(1.46)
Deposits1,425,628728,30095.751,422,8020.79
Debt, Senior and Subordinated40,53445,115(10.15)49,013(69.20)
Common Equity246,069133,97383.67244,1653.12
Total Shareholders' Equity246,069133,97383.67244,1653.12
Shares Outstanding (actual)7,548,3584,479,62468.507,548,3580.00
Income Statement ($000)
 2014 Q32013 Q3Y-Y
Ch (%)
2014 Q2Q-Q
Ch (%)
Net Interest Income14,5507,74187.9613,75523.12
Provision for Loan Losses66652526.861,201(178.18)
Noninterest Income3,6792,99422.883,6186.74
Noninterest Expense10,9757,14553.6011,231(9.12)
Net Income Before Taxes7,1802,878149.484,093301.69
Provision for Taxes1,944392395.92762620.47
Net Income5,2362,486110.623,331228.76
Per Share Items ($)
 2014 Q32013 Q3Y-Y
Ch (%)
2014 Q2Q-Q
Ch (%)
Book Value per Share32.6029.919.0032.353.12
Tangible Book Value23.4323.87(1.82)23.145.12
Diluted EPS Before Extra0.700.5625.000.44236.36
Diluted EPS After Extra0.700.5625.000.44236.36
Dividends Declared0.31000.230034.780.31000.00
Performance Ratios (%)
 2014 Q32013 Q3Y-Y
Ch (bp)
2014 Q2Q-Q
Ch (bp)
ROAA1.201.07130.7842
ROAE8.497.371125.60289
Net Interest Margin3.843.88(4)3.7311
Loans / Deposits82.7790.07(730)82.92(16)
Efficiency Ratio56.7967.89(1,110)67.91(1,112)
Balance Sheet Ratios (%)
 2014 Q32013 Q3Y-Y
Ch (bp)
2014 Q2Q-Q
Ch (bp)
Tangible Equity/ Tangible Assets10.6812.01(132)10.5117
Equity/ Assets14.2714.60(34)14.1016
Asset Quality Ratios (%)
 2014 Q32013 Q3Y-Y
Ch (bp)
2014 Q2Q-Q
Ch (bp)
Nonperforming Assets/ Assets0.710.34360.82(12)
Loan Loss Reserves/ Gross Loans0.861.20(34)0.815
Loan Loss Reserves/ NPAs83.62251.79(16,818)67.561,605
Net Charge-offs/ Avg Loans0.040.13(9)0.15(11)
Regulatory Capital Ratios (%)
 2014 Q32013 Q3Y-Y
Ch (bp)
2014 Q2Q-Q
Ch (bp)
Tier 1 Capital RatioNANANANANA
   Q-Q Ch(%)= most recent quarter minus prior quarter annualized e.g. [(Q4-Q3)/Q3]*4

  * Percentages presented for individual quarters are annualized by taking the quarter amount and multiplying by four.