The Washington Trust Company
Mobile IR SiteEmail pagePDF viewPrint viewRSS FeedsEmail Alert
Financial Info
Mobile IR SiteEmail pagePDF viewPrint viewRSS FeedsEmail Alert
WASHINGTON TRUST BANCORP, INC. (NASDAQ - WASH)
Trend Analysis--Quarterly (click here for Annual Analysis)

For the definition of a financial field, click on the field name.


Balance Sheet ($000)
 2015 Q42014 Q4Y-Y
Ch (%)
2015 Q3Q-Q
Ch (%)
Loans Held for Investment, before Reserves3,013,1272,859,2765.382,949,9188.57
Loans Held for Sale, before Reserves38,55445,693(15.62)31,80584.88
Loan Loss Reserve27,06928,023(3.40)27,161(1.35)
Net Loans Receivable3,024,6122,876,9465.132,954,5629.48
Intangible Assets75,51962,96319.9475,989(2.47)
Total Assets3,771,6043,586,8745.153,674,83610.53
Deposits2,934,2552,754,8186.512,836,28013.82
Debt, Senior and SubordinatedNA429,111NA404,427NA
Common Equity375,388346,2798.41370,5275.25
Total Shareholders' Equity375,388346,2798.41370,5275.25
Shares Outstanding (actual)17,019,57816,746,3631.6316,984,7370.82
Income Statement ($000)
 2015 Q42014 Q4Y-Y
Ch (%)
2015 Q3Q-Q
Ch (%)
Net Interest Income26,25526,263(0.03)25,9973.97
Provision for Loan Losses75050050.002001,100.00
Noninterest Income15,21513,76910.5013,98235.27
Noninterest Expense24,50923,0606.2824,0347.91
Net Income Before Taxes16,09016,409(1.94)15,17224.20
Provision for Taxes5,3465,2182.454,96430.78
Net Income10,74411,191(3.99)10,20821.00
Per Share Items ($)
 2015 Q42014 Q4Y-Y
Ch (%)
2015 Q3Q-Q
Ch (%)
Book Value per Share22.0620.686.6721.824.42
Tangible Book Value17.6216.924.1417.346.41
Diluted EPS Before Extra0.620.66(6.06)0.6013.33
Diluted EPS After Extra0.620.66(6.06)0.6013.33
Dividends Declared0.34000.32006.250.34000.00
Performance Ratios (%)
 2015 Q42014 Q4Y-Y
Ch (bp)
2015 Q3Q-Q
Ch (bp)
ROAA1.161.27(11)1.115
ROAE11.5212.68(116)11.1339
Net Interest Margin3.083.23(15)3.071
Loans / Deposits102.69103.79(110)104.01(132)
Efficiency Ratio57.3556.3010558.50(115)
Balance Sheet Ratios (%)
 2015 Q42014 Q4Y-Y
Ch (bp)
2015 Q3Q-Q
Ch (bp)
Tangible Equity/ Tangible Assets8.118.0478.18(7)
Equity/ Assets9.959.653010.08(13)
Asset Quality Ratios (%)
 2015 Q42014 Q4Y-Y
Ch (bp)
2015 Q3Q-Q
Ch (bp)
Nonperforming Assets/ Assets0.580.48100.4810
Loan Loss Reserves/ Gross Loans0.890.96(8)0.91(2)
Loan Loss Reserves/ NPAs82.1796.17(1,400)86.47(430)
Net Charge-offs/ Avg Loans0.110.0380.083
Regulatory Capital Ratios (%)
 2015 Q42014 Q4Y-Y
Ch (bp)
2015 Q3Q-Q
Ch (bp)
Tier 1 Capital RatioNA11.52NANANA
   Q-Q Ch(%)= most recent quarter minus prior quarter annualized e.g. [(Q4-Q3)/Q3]*4

  * Percentages presented for individual quarters are annualized by taking the quarter amount and multiplying by four.



Copyright 2016, © SNL Financial LC  Terms of Use

Back to Top
The Washington Trust Company
© 2016 Washington Trust Company | All Rights Reserved
Maintenance