Investor Search
  • Entire IR Site
    Press Releases Only
    Filings Only

Financial Highlights

FAQEmail pagePDF viewPrint viewEmail Alert
FIRST FINANCIAL BANCORP. (NASDAQ - FFBC)  
Trend Analysis--Quarterly (click here for Annual Analysis)

For the definition of a financial field, click on the field name.


Balance Sheet ($000)
2016 Q42015 Q4Y-Y
Ch (%)
2016 Q3Q-Q
Ch (%)
Loans Held for Investment, before Reserves5,757,4825,388,7606.845,789,511(2.21)
Loans Held for Sale, before Reserves13,13520,957(37.32)17,414(98.29)
Loan Loss Reserve57,96153,3988.5557,6182.38
Net Loans Receivable5,712,6565,356,3196.655,749,307(2.55)
Intangible Assets209,167210,744(0.75)209,566(0.76)
Total Assets8,437,9678,147,4113.578,368,4813.32
Deposits6,525,7886,179,6245.606,338,68311.81
Debt, Senior and Subordinated927,5011,057,965(12.33)1,045,785(45.24)
Common Equity865,224809,3766.90861,1371.90
Total Shareholders' Equity865,224809,3766.90861,1371.90
Shares Outstanding (actual)61,979,55261,641,6800.5561,952,8730.17
Income Statement ($000)
2016 Q42015 Q4Y-Y
Ch (%)
2016 Q3Q-Q
Ch (%)
Net Interest Income70,16666,0836.1868,8187.84
Provision for Loan Losses2,7611,86448.121,687254.65
Noninterest Income16,94615,8177.1416,5519.55
Noninterest Expense50,07749,9610.2351,305(9.57)
Net Income Before Taxes34,18828,75418.9032,97514.71
Provision for Taxes10,8948,93421.9410,12530.38
Net Income23,29419,82017.5322,8507.77
Per Share Items ($)
2016 Q42015 Q4Y-Y
Ch (%)
2016 Q3Q-Q
Ch (%)
Book Value per Share13.9613.136.3213.901.73
Tangible Book Value10.599.719.0010.522.58
Diluted EPS Before Extra0.380.3218.750.3710.81
Diluted EPS After Extra0.380.3218.750.3710.81
Dividends Declared0.16000.16000.000.16000.00
Performance Ratios (%)
2016 Q42015 Q4Y-Y
Ch (bp)
2016 Q3Q-Q
Ch (bp)
ROAA1.110.99121.092
ROAE10.739.6211110.6211
Net Interest Margin3.713.6923.665
Loans / Deposits88.2387.2010291.34(311)
Efficiency Ratio57.6061.40(380)59.60(200)
Balance Sheet Ratios (%)
2016 Q42015 Q4Y-Y
Ch (bp)
2016 Q3Q-Q
Ch (bp)
Tangible Equity/ Tangible Assets7.977.54437.99(1)
Equity/ Assets10.259.933210.29(4)
Asset Quality Ratios (%)
2016 Q42015 Q4Y-Y
Ch (bp)
2016 Q3Q-Q
Ch (bp)
Nonperforming Assets/ Assets0.640.86(22)0.69(5)
Loan Loss Reserves/ Gross Loans1.000.9920.991
Loan Loss Reserves/ NPAsNA80.78NANANA
Net Charge-offs/ Avg Loans0.100.082(0.01)10
Regulatory Capital Ratios (%)
2016 Q42015 Q4Y-Y
Ch (bp)
2016 Q3Q-Q
Ch (bp)
Tier 1 Capital Ratio10.4610.291710.2026
   Q-Q Ch(%)= most recent quarter minus prior quarter annualized e.g. [(Q4-Q3)/Q3]*4

  * Percentages presented for individual quarters are annualized by taking the quarter amount and multiplying by four.



Copyright 2017, © S&P Global Market Intelligence  Terms of Use