Dividend Reinvestment Plan

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FIRSTMERIT CORPORATION is Pleased to Offer Automatic Dividend Reinvestment to our Shareholders. The Plan is designed to provide holders of the Company's common stock a convenient and economical method of investing cash dividends and cash investments in shares of the Company's common stock.

Once you have enrolled, the Plan is automatic and no further action on your part is required. American Stock Transfer is responsible for the administration of the Plan and will act as your agent. Each quarter, FirstMerit Bank, N. A. will receive the total amount of cash dividends declared on the shares held by you and on the shares held in the Plan for you. These funds will then be used to purchase shares of FirstMerit Corporation common stock for you at the then current market price. If the funds are not sufficient to purchase a full additional share, your account will be credited with a fractional share.

The Plan permits the purchase of additional shares through voluntary cash contributions. Voluntary contributions may not be less than $25.00 nor more than $5,000.00 in any quarter and may only be made during a time period commencing 25 days prior to the payable date of a declared FirstMerit Corporation cash dividend and ending 4 business days prior to the payable date. Voluntary contributions will be invested concurrently with the investment of dividends. Contributions received at any time other than during the specified periods will be returned to the contributor. No interest shall be paid on any voluntary cash contribution.

Shareholders may participate in the Plan by completing the Authorization Form and mailing it to American Stock Transfer & Trust Company 59 Maiden Lane New York, New York 10038 or by calling 1-800-937-5449.

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