Investor Relations


email thisPDF viewPrint view
Deposit MarketshareCOMMUNITY BANK SYSTEM, INC. (NYSE - CBU) 
Below are 10 highlighted county market areas. Community Bank, NA currently operates in 27 counties in New York and Pennsylvania.
Deposit Market Share for Selected Markets
Pending Ownership, including Bank, Savings Bank, Thrift Branches
Ownership as of 2/8/2010, Branches and Deposits as of 6/30/2009
COUNTY: Lackawanna, PA
2009 Rank2008 RankInstitution (Headquarters)Type2009
Number of Branches		2009 Total Deposits in Market ($M)2009 Total Market Share (%)2008 Total Deposits in Market ($M)2008 Total Market Share (%)
11PNC Financial Services Group (PA)Bank101,128.024.261,000.122.88
23First National Community Bncp (PA)Bank8614.613.22533.512.21
32Penseco Financial Services (PA)Bank8561.112.07538.212.31
45Wells Fargo & Co. (CA)Bank6447.49.62411.49.41
54Community Bank System Inc. (NY)Bank12421.89.07448.410.26
66Fidelity D & D Bancorp Inc. (PA)Bank12402.58.66398.39.11
77NBT Bancorp Inc. (NY)Bank17362.67.80365.08.35
88Comm Bancorp Inc. (PA)Bank7265.45.71240.85.51
99Citizens Savings Bank (PA)Thrift6203.84.38200.54.59
1010North Penn Bancorp Inc. (PA)Thrift394.82.0485.01.95
  Total for institutions in market

 964,649.2 4,370.7 
COUNTY: Saint Lawrence, NY
2009 Rank2008 RankInstitution (Headquarters)Type2009
Number of Branches		2009 Total Deposits in Market ($M)2009 Total Market Share (%)2008 Total Deposits in Market ($M)2008 Total Market Share (%)
11Community Bank System Inc. (NY)Bank15361.130.81337.230.19
22North Country Savings Bank (NY)Savings Bank5187.516.00176.915.84
34KeyCorp (OH)Bank6158.813.55144.912.97
43NBT Bancorp Inc. (NY)Bank5141.512.07145.713.04
55HSBC Holdings plcBank2121.410.35117.810.55
66Massena S&L (NY)Thrift295.48.1487.67.84
77Gouverneur Bancorp (MHC) (NY)Thrift170.46.0168.06.09
88K & Z Company LLC (NY)Bank221.31.8226.42.37
99Citizens Natl Bk of Hammond (NY)Bank214.51.2412.41.11
10NAWoodforest Financial Group (TX)Bank20.20.020.00.00
  Total for institutions in market

 421,172.2 1,117.0 
COUNTY: Cattaraugus, NY
2009 Rank2008 RankInstitution (Headquarters)Type2009
Number of Branches		2009 Total Deposits in Market ($M)2009 Total Market Share (%)2008 Total Deposits in Market ($M)2008 Total Market Share (%)
11Community Bank System Inc. (NY)Bank10293.436.03283.236.19
22Financial Institutions Inc. (NY)Bank5195.624.02184.023.51
33C.C.Bancorp Inc. (NY)Bank592.211.3289.111.39
44KeyCorp (OH)Bank180.19.8373.09.33
55HSBC Holdings plcBank169.68.5469.98.94
66M&T Bank Corp. (NY)Bank350.26.1649.26.29
77Northwest Bancshares, Inc. (PA)Savings Bank121.52.6421.52.75
88Bank of Cattaraugus (NY)Bank111.61.4212.61.61
9NAWoodforest Financial Group (TX)Bank10.20.020.00.00
  Total for institutions in market

 28814.3 782.6 
COUNTY: Clinton, NY
2009 Rank2008 RankInstitution (Headquarters)Type2009
Number of Branches		2009 Total Deposits in Market ($M)2009 Total Market Share (%)2008 Total Deposits in Market ($M)2008 Total Market Share (%)
11KeyCorp (OH)Bank5293.424.03278.424.90
23Toronto-Dominion BankBank5278.322.79233.520.89
32Community Bank System Inc. (NY)Bank5239.019.58252.022.54
44HSBC Holdings plcBank1159.913.09118.410.59
55Arrow Financial Corp. (NY)Bank3101.18.28101.39.06
66NBT Bancorp Inc. (NY)Bank391.37.4879.67.12
77Champlain Bank Corporation (NY)Bank338.83.1734.53.09
88Adirondack Bancorp Inc. (NY)Bank119.31.5820.21.81
  Total for institutions in market

 261,221.1 1,118.0 
COUNTY: Franklin, NY
2009 Rank2008 RankInstitution (Headquarters)Type2009
Number of Branches		2009 Total Deposits in Market ($M)2009 Total Market Share (%)2008 Total Deposits in Market ($M)2008 Total Market Share (%)
11Community Bank System Inc. (NY)Bank10253.154.34235.753.85
22HSBC Holdings plcBank2100.321.5499.722.78
33KeyCorp (OH)Bank258.312.5254.412.44
44Adirondack Bancorp Inc. (NY)Bank229.76.3731.97.28
55NBT Bancorp Inc. (NY)Bank124.35.2116.03.65
6NAWoodforest Financial Group (TX)Bank10.10.020.00.00
  Total for institutions in market

 18465.7 437.7 
COUNTY: Luzerne, PA
2009 Rank2008 RankInstitution (Headquarters)Type2009
Number of Branches		2009 Total Deposits in Market ($M)2009 Total Market Share (%)2008 Total Deposits in Market ($M)2008 Total Market Share (%)
11PNC Financial Services Group (PA)Bank241,248.321.841,207.021.96
22Wells Fargo & Co. (CA)Bank10938.516.42901.516.40
33M&T Bank Corp. (NY)Bank15811.914.21756.013.75
44Royal Bank of Scotland GroupBank10580.910.16589.310.72
55National Penn Bancshares Inc. (PA)Bank8350.76.14331.26.02
67Bank of America Corp. (NC)Bank8299.75.24274.04.98
76First National Community Bncp (PA)Bank10288.45.05297.75.42
88Community Bank System Inc. (NY)Bank6224.43.93235.44.28
99Luzerne National Bank Corp. (PA)Bank7192.73.37179.53.26
1011Franklin Security Bancorp Inc (PA)Thrift1142.62.49115.92.11
  Total for institutions in market

 1295,715.3 5,497.5 
COUNTY: Chautauqua, NY
2009 Rank2008 RankInstitution (Headquarters)Type2009
Number of Branches		2009 Total Deposits in Market ($M)2009 Total Market Share (%)2008 Total Deposits in Market ($M)2008 Total Market Share (%)
11HSBC Holdings plcBank5279.719.05283.019.87
23M&T Bank Corp. (NY)Bank12234.415.96221.315.54
32Community Bank System Inc. (NY)Bank12232.315.82223.515.70
44KeyCorp (OH)Bank5227.815.51220.415.48
55Lake Shore Bancorp Inc. (MHC) (NY)Thrift5210.114.31203.814.31
66Northwest Bancshares, Inc. (PA)Savings Bank5196.213.36191.013.42
77Evans Bancorp Inc. (NY)Bank145.63.1038.32.69
88C.C.Bancorp Inc. (NY)Bank320.71.4124.01.69
99Financial Institutions Inc. (NY)Bank113.60.9311.90.84
1010Royal Bank of Scotland GroupBank17.50.516.60.46
  Total for institutions in market

 511,468.4 1,423.9 
COUNTY: Allegany, NY
2009 Rank2008 RankInstitution (Headquarters)Type2009
Number of Branches		2009 Total Deposits in Market ($M)2009 Total Market Share (%)2008 Total Deposits in Market ($M)2008 Total Market Share (%)
11Community Bank System Inc. (NY)Bank9196.848.61193.051.21
22Steuben Trust Corporation (NY)Bank7146.436.17137.036.34
33Financial Institutions Inc. (NY)Bank129.37.2321.45.68
44Citizens Financial Services (PA)Bank121.05.2015.54.12
55M&T Bank Corp. (NY)Bank111.32.7910.02.65
  Total for institutions in market

 19404.8 376.9 
COUNTY: Steuben, NY
2009 Rank2008 RankInstitution (Headquarters)Type2009
Number of Branches		2009 Total Deposits in Market ($M)2009 Total Market Share (%)2008 Total Deposits in Market ($M)2008 Total Market Share (%)
11Financial Institutions Inc. (NY)Bank7207.726.11224.428.64
22Community Bank System Inc. (NY)Bank8173.921.87176.822.56
33Steuben Trust Corporation (NY)Bank4139.417.52135.217.25
44Chemung Financial Corp. (NY)Bank389.011.1980.910.33
55M&T Bank Corp. (NY)Bank386.410.8671.99.18
66Citizens & Northern Corp. (PA)Bank241.65.2338.94.96
77Maple City Savings MHC (NY)Thrift140.15.0436.54.66
88Elmira Savings Bank (NY)Thrift117.32.1819.02.43
  Total for institutions in market

 29795.4 783.6 
COUNTY: Seneca, NY
2009 Rank2008 RankInstitution (Headquarters)Type2009
Number of Branches		2009 Total Deposits in Market ($M)2009 Total Market Share (%)2008 Total Deposits in Market ($M)2008 Total Market Share (%)
11Community Bank System Inc. (NY)Bank4159.439.77154.339.14
22Seneca-Cayuga Bncp Inc. (MHC) (NY)Thrift290.622.6183.521.19
33Financial Institutions Inc. (NY)Bank271.717.8975.519.15
44Bank of America Corp. (NC)Bank129.97.4529.37.43
55First Niagara Finl Group (NY)Thrift123.35.8225.86.55
66M&T Bank Corp. (NY)Bank113.93.4614.13.58
77Savannah Bank NA (NY)Bank112.03.0011.62.95
  Total for institutions in market

 12400.7 394.2 

Copyright 2010, © SNL Financial LC  Terms of Use