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Lake Shore Bancorp, Inc. is a federally chartered mid-tier stock holding company which owns all of Lake Shore Savings Bank's common stock and directs, plans and coordinates Lake Shore Savings’ business activities. Lake Shore Savings is a community oriented financial institution originally chartered as a savings and loan association in New York in 1891. Lake Shore Savings is dedicated to serving the financial needs of consumers and businesses within its market area which includes Chautauqua and Erie Counties, both of which are located on the western border of New York State. Lake Shore Savings is primarily engaged in the business of attracting deposits from the general public and using such funds to originate loans. Emphasis is on the origination of loans secured by first mortgages on owner-occupied, residential real estate. Other types of real estate loans, commercial loans and consumer loans are also offered. Operations are conducted from nine full service branch offices and fifteen ATM’s. The corporate headquarters is located at 125 East Fourth Street, Dunkirk, New York 14048.
Market SummaryDesktop Summary
Trading SymbolLSBK
ExchangeNASDAQ
Market Value ($M)48.09
Stock Quote$ 7.80
Change$ 0
0
 
%
Volume0

As of February 8, 2010
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Lake Shore Bancorp, Inc.
125 East Fourth Street
Dunkirk, NY 14048-2226
(716) 366-4070

Investor Relations Contact
Katherine A. Kaus
Senior Vice President
Lake Shore Savings
128 E. Fourth St.
Dunkirk, N. Y. 14048
(716) 366-4070 option 4 ext 1250
kathy.kaus@lakeshoresavings.com

Registrar and Transfer Company
10 Commerce Drive
Cranford, New Jersey
07016-3572
(800) 368-5948

Registrar and Transfer Company is the transfer agent and registrar for Lake Shore Savings Bank and maintains shareholder records for the company. Your account may be managed online via Investor Relations at www.rtco.com , a cost-free web tool for shareholders, where you will be able to view your account details, update your account information and process various transactions.



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