Corporate Profile

Heartland Payment Systems delivers credit/debit/prepaid card processing, payroll, check management and payments solutions, to more than 250,000 business locations nationwide.

A NYSE company trading under the symbol HPY - Heartland employs more than 1,700 relationship managers, account managers and sales leaders out of a team of nearly 3,000 employees in operations, sales, customer service, technology, marketing and administration.

From its first card transaction processed on July 15, 1997, to the more than 4 billion transactions it handles annually, Heartland has grown to be the 5th largest payments processor in the United States by transaction volume, 8th largest by transaction dollar value and 9th in the world.

Heartland's success is the result of a superior long-term customer relationship sales model and a commitment to technological innovation, which inspired an internally developed, client server-based transaction processing platform for brick-and-mortar merchants. We are the only company in the payments industry with proprietary 21st century technology for brick-and-mortar merchants, enabling us to process payments efficiently and cost-effectively and positioning ourselves as the low-cost provider offering business owners a full suite of payments solutions. Heartland delivers tailored solutions to all types of industries from retail and restaurant... to parking and petroleum... to higher education, lodging, hospitality and more.

Heartland continues to expand its product base with value-added services. We offer payroll processing, check management, and other payments solutions - and offer universities complete campus card solutions that encompass on- and off-campus purchases, micropayments and contactless tag payments, building access and financial aid processing.

Heartland's national sales presence and strong position in target markets - as well as our technology, solid financial performance, unique corporate culture and commitment to the advocacy of business owners - continue to contribute to our fast and steady growth. Heartland has sales and servicing teams in every community across the country, providing our customers with round-the-clock support and technical service.

Heartland prides itself on a concentrated and dedicated merchant focus and is the founder of The Merchant Bill of Rights, a public advocacy initiative that educates merchants about fair credit and debit card processing practices. More information about this initiative can be found at MerchantBillOfRights.com.

Looking forward, Heartland's business will continue to be driven by the changing needs of merchants and their customers. Technology is at the very core of this evolution in payments processing and other services, allowing for options never before imagined. For Heartland, remaining true to its original vision - while also understanding and harnessing technological innovation - will mean continued growth for its business as well as new services that will help merchants improve and grow their own businesses.