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The company conducts a community-oriented commercial and retail banking business, focusing on the needs of individuals and small- to medium-sized businesses. The company emphasizes convenience for its customers through convenient, accessible offices with extended and weekend hours at its supermarket locations, automated teller machines and internet and telephone banking. Through an arrangement with Smith-Barney, the company provides access to professional personal investment advisory services at its Main Office.
The Bank of Georgia commenced operations on February 18, 2000 at 2008 Highway 54 West, Fayetteville, Georgia, and completed its first year of operations on December 31, 2000 with over $67 million in total assets. At September 30, 2006, assets exceeded $290 million. In addition to rapid growth, the bank was cumulatively profitable within its first fiscal year of operation.
The company's success can be attributed to its location in a growing market area and its focus on attracting customers who prefer to conduct business with a locally owned and managed institution that demonstrates an active interest in its customers' business and personal financial affairs.
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Georgia Bancshares, Inc.
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