Northwest Bancshares, Inc. (the “Company”) is a savings and loan holding company
regulated by the Board of Governors of the Federal Reserve System. The Company operates
Northwest Savings Bank, a Pennsylvania-chartered savings bank headquartered in Warren,
Pennsylvania. Through this subsidiary, the Company operates 166 business and personal
banking locations and 267 automated teller machines (ATMs) in Pennsylvania, northeastern
Ohio, western New York, and northern Maryland. The Company also operates Northwest
Consumer Discount Company, with 52 consumer loan offices in Pennsylvania, Boetger
& Associates, an actuarial and employee benefits consulting firm, The Bert Company,
an employee benefits and property and casualty insurance firm, Veracity Benefits
Design, Inc., an insurance and employee benefits firm, North¬west Financial Services,
a full and discount brokerage service, and Northwest Advisors, Inc., a Registered
Investment Advisor firm offering financial planning services.
The Company has operated as a community-oriented financial institution since 1896,
and has demonstrated a pattern of sustained expansion resulting from strong internal
growth combined with a series of mergers, acquisitions, and new office openings.
The Company's business emphasis is to: • Solicit personal and business deposits
as a primary source of funding. • Provide high quality personal banking and business
banking loans in its markets. • Offer trust, investment management, insurance, employee
benefit plans and financial planning services with a personal touch to individuals,
businesses and charitable institutions.
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Investment, annuity and insurance products: i) are not deposits or other obligations of, nor are they guaranteed by, Northwest Savings Bank or its affiliates; ii) are not insured by the Federal Deposit Insurance Corporation (FDIC) or any other agency of the United States or by Northwest Savings Bank or its affiliates; and iii) are subject to investment risks, including the possible loss of value.