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Webcast
FBR Capital Markets
2009 Fall Investor Conference
Tuesday, December 1, 2009

Q3 2009 Investor Presentation

A continuation of the United Western Bancorp Third Quarter 2009 Results Conference Call was necessary. As a result the Webcast has been broken up into two parts.

Webcast, Part 1
Webcast, Part 2
United Western Bancorp, Inc.
Third Quarter 2009
Results Conference Call
Thursday, November 5, 2009 9:00 AM MT (11:00 AM ET)

Prospectus
September 2009
Common Stock Offering


United Western Bancorp, Inc. owns United Western Bank®, Colorado's largest federal savings bank with $2 billion in assets. United Western Bancorp is focused on developing its community-based banking network through its subsidiary, United Western Bank, to individuals and small and mid-size business customers by strategically positioning branches across Colorado's Front Range market and certain mountain communities. The area spans the eastern slope of the Rocky Mountains - from Pueblo to Fort Collins, and from metropolitan Denver to the Roaring Fork Valley. United Western Bank plans to grow its network to an estimated ten to twelve community bank locations over the next three to five years.

United Western Bank has branch locations open in downtown Denver, the Cherry Creek area of Denver, south Denver, Boulder, Centennial, Longmont, Fort Collins and Loveland and a loan production office located in Aspen, servicing Aspen and the Roaring Fork Valley. United Western Bank's SBA division is a national preferred lender, originating more than $300 million since its inception in 1998.

The company's subsidiary, UW Trust Company, headquartered in Waco, Texas, provides administration, record-keeping, corporate escrow and paying agent services for a wide array of business needs including investment offerings (public and private), life settlements, claim settlements, mergers, acquisitions, purchases and sales.

More than 80% of Colorado's 4.7 million residents reside within United Western's target region, a 160-mile North-South corridor. Colorado's work force is one of the most highly educated in the nation, ranking fifth nationally based on residents with college degrees. It ranked eighth largest among the 50 states for personal income in 2005.
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Period:
Market SummaryDesktop Summary

Trading Symbol

UWBK
ExchangeNASDAQ
Market Value ($M)91.76
Stock Quote$ 3.13
Change Up$ 0.10
3.3%
Volume166,773
As of February 9, 2010 3:09 PM
Minimum 20 minute delay.

Press Releases
12/16/2009United Western Bancorp and United Western Bank(R) Enter into Informal Agreements with OTS

11/18/2009United Western Bancorp, Inc. to Participate in 2009 Friedman Billings Ramsey Capital Markets Fall Investor Conference

11/09/2009United Western Bancorp Suspends Dividend

11/05/2009United Western Bancorp, Inc. Announces Continued Conference Call Regarding 2009 Third Quarter Results

11/04/2009United Western Bancorp, Inc. Reports 2009 Third Quarter Results


Contact Information
Company Headquarters:
United Western Bancorp, Inc.
700 17th Street, Suite 2100
Denver, CO 80202
Telephone: (303) 595-9898
Fax: (303) 390-0952
E-mail: info@uwbank.com

Investor Relations:
Linda A. Selub
Vice President, Corporate Affairs
United Western Bancorp, Inc.
700 17th Street, Suite 2100
Denver, CO 80202
Telephone: (720) 932-4209
E-Mail: info@uwbank.com

Transfer Agent:
Computershare Trust Company, Inc.
Attn: Securities Team C
350 Indiana Street, Suite 800
Golden, CO 80401
Telephone: (800) 962-4284
Fax: (303) 262-0633

Independent Public Accountants:
Crowe Horwath LLP
15233 Ventura Boulevard
Sherman Oaks, California 91403
Telephone: (818) 501-5200

SEC Counsel:
Greenberg Traurig, LLP
The Tabor Center
1200 17th Street, Suite 2400
Denver, CO 80202
Telephone: (303) 572-6500



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