Corporate Profile	PREFERRED BANK (NASDAQ - PFBC)
Webcast Q4 2009 Preferred Bank Earnings Conference Call Wednesday, January 27, 2010 5:00 PM ET Shareholder Instructions to Broker - Dealer For Shares Held in Street Name Notice That All Certificate Holders Should Have Received Special Letter From the Chairman Webcast Q3 2009 Preferred Bank Earnings Conference Call Thursday, October 29, 2009 at 2:00 PM PT / 5:00 PM ET. Webcast B. Riley & Co. California Bank Conference Tuesday, August 4, 2009 at 11:00 AM PT / 2:00 PM ET. Webcast Q2 2009 Preferred Bank Earnings Conference Call Thursday, July 30, 2009 at 2:00 PM PT / 5:00 PM ET. Preferred Bank is one of the largest independent commercial banks in California focusing on the Chinese-American market. We are chartered by the State of California, and our deposits are insured by the Federal Deposit Insurance Corporation, or FDIC, to the maximum extent permitted by law. We conduct our banking business from our main office in Los Angeles, California, and through our other eleven full-service branch banking offices in Alhambra, Century City, City of Industry, Torrance, Arcadia, Irvine, Diamond Bar, Santa Monica, Chino, Anaheim, and Pico Rivera, California. Preferred Bank offers a broad range of deposit and loan products and services to both commercial and consumer customers. We provide personalized deposit services as well as real estate finance, commercial loans and trade finance to small and mid-sized businesses, entrepreneurs, real estate developers, professionals and high net worth individuals. Preferred Bank continues to benefit from the significant migration to Southern California of ethnic Chinese from China and other areas of East Asia. While our business is not solely dependent on the Chinese-American market, it represents an important element of our operating strategy, especially for our branch network and deposit products and services. We believe we are well positioned to compete effectively with the smaller Chinese-American community banks, the larger commercial banks and other major banks operating in Southern California by offering a high degree of personal service and responsiveness, experienced multi-lingual staff and substantial lending limits. Market Summary Trading Symbol PFBC Exchange NASDAQ Market Value ($M) 22.07 Stock Quote $ 1.40 Change $ 0.09 6.88   % Volume 48,663 As of February 8, 2010 Minimum 20 minute delay. An investment in Preferred Bank stock is: Not insured by the FDIC; Not deposits or obligations of the bank or its affiliates; Not guaranteed by the bank or its affiliates; and Subject to investment risk, including possible loss of principal Preferred Bank 601 South Figueroa Street 29th Floor Los Angeles, CA 90017 (213) 891-1188 Investor Relations Contact Lasse Glassen Financial Relations Board 660 South Figueroa Street Suite 1400 Los Angeles, CA 90017 Phone: (213) 486-6546 Fax: (214) 486-6501 Email: lglassen@frbir.com Transfer Agent U.S. Stock Transfer Corporation 1745 Gardena Avenue Glendale, CA 91204 (818) 502-1404

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