Transfer Agent Registrar and Transfer Company 10 Commerce Drive Cranford, NJ 07016-3572 1-800-368-5948 E-mail: info@rtco.com Website: www.rtco.com
F & M Bank Corp. operates as the holding company for Farmers & Merchants Bank, which provides commercial banking and financial services to individuals and businesses in Virginia. The company's deposit products include interest bearing and noninterest bearing demand, savings, and time deposits, as well as money market accounts. It also offers residential mortgage and construction loans; consumer installment loans; commercial loans, such as agricultural loans; and credit card loans. The company also provides title insurance, brokerage services, and property/casualty insurance to its banking customers. F & M Bank Corp., through its other subsidiary, TEB Life Insurance Company, reinsures credit life, and accident and health insurance. As of March 31, 2007, it operated nine branch offices located in Rockingham County, Shenandoah County, the southern part of Page County, and the northern part of Augusta County, Virginia. The company was founded in 1908 and is based in Timberville, Virginia.