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Webcast
Press Release
Evans Bancorp
Q2 2010 Financial Results Teleconference and Webcast

Friday, July 30, 2010 at 8:30 am ET

Annual Meeting Presentation
Evans Bancorp, Inc. Annual Meeting of Shareholders
Thursday, April 22, 2010 at 9:00 a.m. ET
Romanello's South Restaurant
5793 South Park Avenue
Hamburg, NY

Webcast
Presentation Slides
Transcript
Wall Street Analyst Forum
Friday, March 12, 2010 at 1:35 pm ET
The University Club, New York, NY

Evans Bancorp, Inc. (Nasdaq: EVBN) is a financial holding company for Evans Bank, a federally chartered community bank and Evans National Financial Services. The Company, through its banking and financial services subsidiaries primarily conducts business in Erie, Cattaraugus, Chautauqua and Niagara counties of Western New York.

Evans Bank is a full-service commercial bank with principal bank product offerings that include personal and business deposit services, online banking, consumer installment loans, residential and commercial real estate lending, lines of credit and merchant credit cards. Currently, Bank branches are located in Amherst, Angola, Clarence, Derby, Elmwood Village, Evans, Forestville, Hamburg, Lancaster, North Boston, North Buffalo, Tonawanda and West Seneca, New York; however the Bank is actively pursuing a de novo expansion strategy to increase the size of its retail branch system. The Bank’s wholly-owned subsidiary, Evans National Leasing, conducts leasing activities throughout the continental U.S.

The Company initiated a revenue diversification strategy in 2000 by acquiring non-bank and non-interest margin based financial services businesses. Nine insurance-related acquisitions were completed between September 2000 and October 2004, which combined to form The Evans Agency, Inc., a subsidiary of the Company’s holding company, Evans National Financial Services, Inc. The Evans Agency Insurance offices include fourteen locations, several of which are located within Bank branches. In addition to auto, home, life, business, municipal and employer insurance products and benefit programs, the Agency includes a financial services division that offers access to investments and securities. The Evans Agency continues a strategy to actively consolidate smaller insurance agencies in existing or contiguous markets.

Market SummaryDesktop Summary
Trading SymbolEVBN
ExchangeNASDAQ
Market Value ($M)52.87
Stock Quote$ 13
Change Up$ 0.16
1.25%
Volume3,705
As of July 30, 2010
Minimum 20 minute delay.

Contact Information
Evans Bancorp, Inc.
One Grimsby Drive
Hamburg, NY 14075
(716) 926-2000
(716) 926-2005 Fax

Investor Relations Contact
Ms. Michelle A. Baumgarden
(716) 926-2032
shareholderinfo@evansnational.com


Transfer Agent
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250 Royall Street, Mail Stop 1A
Canton, MA 02021
(888) 294-8217



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