Corporate Profile

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C&F Financial Corporation is a bank holding company that was incorporated in March 1994 under the laws of the Commonwealth of Virginia. The Corporation owns all of the stock of its sole operating subsidiary, C&F Bank (Citizens and Farmers Bank), which is an independent commercial bank chartered under the laws of the Commonwealth of Virginia. The Bank originally opened for business under the name Farmers and Mechanics Bank on January 22, 1927. The Bank has the following five subsidiaries, all incorporated under the laws of the Commonwealth of Virginia:

• C&F Mortgage Corporation and its wholly-owned subsidiary Certified Appraisals LLC.
• C&F Finance Company
• C&F Investment Services, Inc.
• C&F Insurance Services, Inc. and
• CVB Title Agency, Inc.

The Corporation operates in a decentralized manner in three principal business activities: retail banking through C&F Bank, mortgage banking through C&F Mortgage Corporation and consumer finance through C&F Finance Company. In addition, the Corporation conducts brokerage activities through C&F Investment Services, Inc. and insurance activities through C&F Insurance Services, Inc.

Market SummaryDesktop Summary
Trading SymbolCFFI
Market Value ($M)156.66
Stock Quote$ 44.95
Change Up$ 0.90
2.04 %
As of March 23, 2017
Minimum 20 minute delay.

Contact Information
C&F Financial Corporation
802 Main Street
P.O. Box 391
West Point, VA 23181
Phone: (804) 843-2360

Investor Relations Contact
Mr. Thomas F. Cherry
Phone: (804) 843-2360

Transfer Agent
American Stock Transfer & Trust Co.
59 Maiden Lane
Plaza Level
New York, NY 10038
(800) 937-5449

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