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TrustCo Bank Corp Third Quarter Earnings Call
Thursday, October 22, 2015
9:00 AM ET

TrustCo Bank Corp. NY operates as the holding company for Trustco Bank. The Bank provides personal and business banking services for individuals, partnerships, corporations and other entities. The company offers checking accounts, savings accounts, retirement accounts, time deposits, money market accounts, and credit cards. Its loan portfolio comprises residential and commercial mortgages, home equity lines of credit, installment loans and commercial loans. In addition, the company serves as executor of estates and trustee of personal trusts, employee benefit plans, corporate pension, and profit sharing trusts. It also provides asset and wealth management services, estate planning and related advice, credit cards, trust and investment services, custodial services, and online banking services.

The company currently operates 145 banking offices in Albany, Columbia, Dutchess, Greene, Orange, Rensselaer, Rockland, Saratoga, Schenectady, Schoharie, Ulster, Warren, Washington and Westchester counties of New York; Hillborough, Lake, Orange, Polk, Sarasota, Seminole, and Volusia counties in Florida; Berkshire County, Massachusetts; Bennington County, Vermont; and Bergen County, New Jersey. The company has focused on growing its branch network outside of its traditional markets in the Capital Region of New York State, opening offices in targeted markets in Florida and in and around the Lower Hudson Valley region of New York. The expansion strategy has enabled the company to significantly reinvigorate deposit and loan growth beyond what it had been experiencing in its slower growth traditional markets. Despite the branch expansion program, the company has controlled expenses resulting in an efficiency ratio that remains among the best in the industry.

The company was founded in 1902 and is headquartered in Glenville, New York.
Market SummaryDesktop Summary
Trading SymbolTRST
Market Value ($M)621.00
Stock Quote$ 6.53
Change$ 0.05 
0.77 %

As of November 24, 2015
Minimum 20 minute delay.

Press Releases
11/17/2015TrustCo Declares Cash Dividend

10/21/2015TrustCo Announces Solid Third Quarter 2015 Earnings

10/13/2015TrustCo to Release Third Quarter 2015 Results on October 21, 2015; Conference Call on October 22, 2015

8/18/2015TrustCo Declares Cash Dividend

7/21/2015TrustCo Announces Second Quarter 2015 Earnings; Core Net Income Up 5%

TrustCo Bank Corp NY
Five Sarnowski Drive
Glenville, NY 12302
(518) 377-3311

Investor Relations Contact
Mr. Kevin T. Timmons

Transfer Agent
P.O Box 30170
College Station, TX 77842-3170
Toll Free: 1-800-368-5948

For Overnight Delivery:
211 Quality Circle Suite 210
College Station, TX 77845

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