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Corporate Profile

TRUSTCO BANK CORP NY (NASDAQ - TRST)

Webcast
TrustCo Bank Corp Fourth Quarter Earnings Call
Thursday, January 22, 2015
9:00 AM ET



TrustCo Bank Corp. NY operates as the holding company for Trustco Bank. The Bank provides personal and business banking services for individuals, partnerships, corporations and other entities. The company offers checking accounts, savings accounts, retirement accounts, time deposits, money market accounts, and credit cards. Its loan portfolio comprises residential and commercial mortgages, home equity lines of credit, installment loans and commercial loans. In addition, the company serves as executor of estates and trustee of personal trusts, employee benefit plans, corporate pension, and profit sharing trusts. It also provides asset and wealth management services, estate planning and related advice, credit cards, trust and investment services, custodial services, and online banking services.

The company currently operates 143 banking offices in Albany, Columbia, Dutchess, Greene, Orange, Rensselaer, Rockland, Saratoga, Schenectady, Schoharie, Ulster, Warren, Washington and Westchester counties of New York; Hillborough, Lake, Orange, Polk, Sarasota, Seminole, and Volusia counties in Florida; Berkshire County, Massachusetts; Bennington County, Vermont; and Bergen County, New Jersey. The company has focused on growing its branch network outside of its traditional markets in the Capital Region of New York State, opening offices in targeted markets in Florida and in and around the Lower Hudson Valley region of New York. The expansion strategy has enabled the company to significantly reinvigorate deposit and loan growth beyond what it had been experiencing in its slower growth traditional markets. Despite the branch expansion program, the company has controlled expenses resulting in an efficiency ratio that remains among the best in the industry.

The company was founded in 1902 and is headquartered in Glenville, New York.
Market SummaryDesktop Summary
Trading SymbolTRST
ExchangeNASDAQ
Market Value ($M)632.70
Stock Quote$ 6.67
Change$ (0.04) 
(0.60) %		Down
Volume30,257

As of January 27, 2015 10:36 AM
Minimum 20 minute delay.

Press Releases
1/21/2015TrustCo Announces Full Year and Fourth Quarter Earnings; 2014 Net Income Up 11% Over 2013

1/14/2015TrustCo to Release Full Year 2014 and Fourth Quarter Results on January 21, 2015; Conference Call on January 22, 2015

12/16/2014TrustCo Announces CFO Transition

11/18/2014TrustCo Declares Cash Dividend

10/21/2014TrustCo Announces Third Quarter Earnings; Year-to-Date Net Income Up 14.9% Over Prior Year


TrustCo Bank Corp NY
Five Sarnowski Drive
Glenville, NY 12302
(518) 377-3311

Investor Relations Contact
Mr. Kevin T. Timmons
ktimmons@trustcobank.com


Transfer Agent
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P.O Box 30170
College Station, TX 77842-3170
Toll Free: 1-800-368-5948

For Overnight Delivery:
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College Station, TX 77845



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