Lakeland Financial Corporation is a $3.0 billion bank holding company that operates through Lake City Bank, with its headquarters in Warsaw, Indiana. Our common stock is traded on the Nasdaq Global Select Market under “LKFN”. The Bank was founded in 1872 and has continuously operated under the name Lake City Bank since its organization and we are proud to be the third oldest financial institution headquartered in Indiana. Our business strategy is focused on maintaining a traditional community banking approach while at the same time concurrently leveraging the strength and size of our balance sheet to effectively compete with larger regional and national competitors. We are an Indiana bank focused on serving Indiana clients. While our strategy encompasses all phases of traditional community banking, including consumer lending, wealth advisory, trust services and retail brokerage, we are primarily focused on building expansive commercial lending and deposit relationships and pursuing retail deposit gathering strategies through high levels of relationship-based client services.

Lake City Bank serves Indiana with 45 branches located in the following Indiana counties: Kosciusko, Elkhart, Allen, St. Joseph, DeKalb, Fulton, Hamilton, Huntington, LaGrange, Marshall, Noble, Pulaski and Whitley. Lakeland Financial Corporation may be accessed on the home page of its subsidiary, Lake City Bank, at www.lakecitybank.com .