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INVESTOR RELATIONS

Income Statement


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 2011 Y2012 Y2013 Y2014 Y2015 Q3 YTD
Source Document6/30/20136/30/20146/30/20146/30/20143/31/2015
Currency CodeUSDUSDUSDUSDUSD
(in thousands)     
      
INTEREST AND DIVIDEND INCOME 
Loans, including fees 60,50889,308113,503147,664159,816
Investments 32,42726,42522,15125,21416,981
Total interest and dividend income 92,935115,733135,654172,878176,797
INTEREST EXPENSE 
Deposits 22,27624,88922,86824,81725,140
Advances from the Federal Home Loan Bank 6,2635,9555,9396,9816,655
Other borrowings 5,8835,7015,2193,9831,351
Total interest expense 34,42236,54534,02635,78133,146
Net interest income 58,51379,188101,628137,097143,651
Provision for loan losses 5,8008,0637,5505,3508,300
Net interest income, after provision for loan losses 52,71371,12594,078131,747135,351
NON-INTEREST INCOME 
Realized gain on sale of securities 2,4200212208587
Other-than-temporary loss on securities 
Total impairment (losses) gains (5,942)(3,583)(8,080)(2,359)(5,832)
Loss (gain) recognized in other comprehensive income 4,4017804,579(443)3,628
Net impairment loss recognized in earnings (1,541)(2,803)(3,501)(2,802)(2,204)
Fair value gain (loss) on trading securities 6517851,274954(328)
Total unrealized (loss) gain on securities (890)(2,018)(2,227)(1,848)(2,532)
Prepayment penalty fee income 1,0738631,7422,6872,384
Gain on sale - other 001,1306,6584,425
Mortgage banking income 4,73116,70822,95310,17010,330
Banking service fees and other income 6598173,9004,5805,118
Total non-interest income 7,99316,37027,71022,45520,312
NON-INTEREST EXPENSE 
Salaries and related costs 14,52420,33928,87432,24031,710
Data processing and internet 9832,2512,7735,3734,914
Advertising and promotional 1,0252,7034,0843,7244,217
Professional services 2,1082,2133,5315,4213,324
FDIC and regulator fees 2,0171,5272,1252,3432,508
Depreciation and amortization 6181,3161,9042,8742,351
Occupancy and equipment 8341,1332,0862,3242,288
Real estate owned and repossessed vehicles 1,5542,382505(149)152
Other general and administrative 2,8714,0947,7055,7835,262
Total non-interest expense 26,53437,95853,58759,93356,726
INCOME BEFORE INCOME TAXES 34,17249,53768,20194,26998,937
INCOME TAXES 13,59320,06127,91038,31340,650
NET INCOME 20,57929,47640,29155,95658,287
NET INCOME ATTRIBUTABLE TO COMMON STOCK 20,27028,20539,45655,64758,055
COMPREHENSIVE INCOME 15,56525,01234,92656,39060,356
Basic earnings per share 1.882.453.03.873.82
Diluted earnings per share 1.872.332.893.853.81
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME 
NET INCOME 20,57929,47640,29155,95658,287
Net unrealized gain (loss) from available-for-sale securities, net of tax expense (benefit) NA(12,659)(4,661)90373
Other-than-temporary impairment on securities recognized in other comprehensive income, net of tax expense (benefit) NA5,247(4,282)6332,048
Reclassification of net (gain) loss from available-for-sale securities included in income, net of tax expense (benefit) NA000(352)
Unrealized gain (loss), net of reclassification adjustments, before income tax (8,326)(7,412)(8,943)723NA
Income tax (expense) benefit related to items of other comprehensive income 3,3122,9483,578(289)NA
Other comprehensive income (loss) (5,014)(4,464)(5,365)4342,069
Comprehensive income 15,56525,01234,92656,39060,356


Data shown on this page is extracted directly from the company’s documents. SNL makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, SNL, as always, stands by its commitment to the quality of the data.

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