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INVESTOR RELATIONS

Income Statement


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 2011 Y2012 Y2013 Y2014 Y2015 Q1 YTD
Source Document6/30/20136/30/20146/30/20146/30/20149/30/2014
Currency CodeUSDUSDUSDUSDUSD
(in thousands)     
      
INTEREST AND DIVIDEND INCOME 
Loans, including fees 60,50889,308113,503147,66448,983
Investments 32,42726,42522,15125,2145,822
Total interest and dividend income 92,935115,733135,654172,87854,805
INTEREST EXPENSE 
Deposits 22,27624,88922,86824,8177,244
Advances from the Federal Home Loan Bank 6,2635,9555,9396,9812,180
Other borrowings 5,8835,7015,2193,983506
Total interest expense 34,42236,54534,02635,7819,930
Net interest income 58,51379,188101,628137,09744,875
Provision for loan losses 5,8008,0637,5505,3502,500
Net interest income, after provision for loan losses 52,71371,12594,078131,74742,375
NON-INTEREST INCOME 
Realized gain on sale of mortgage-backed securities 2,42002122080
Other-than-temporary loss on securities 
Total impairment (losses) gains (5,942)(3,583)(8,080)(2,359)(1,211)
Loss recognized in other comprehensive income 4,4017804,579(443)0
Net impairment loss recognized in earnings (1,541)(2,803)(3,501)(2,802)(1,211)
Fair value gain on trading securities 6517851,274954121
Total unrealized (loss) gain on securities (890)(2,018)(2,227)(1,848)(1,090)
Prepayment penalty fee income 1,0738631,7422,687877
Gain on sale - other 001,1306,658916
Mortgage banking income 4,73116,70822,95310,1703,063
Banking service fees and other income 6598173,9004,5801,483
Total non-interest income 7,99316,37027,71022,4555,249
NON-INTEREST EXPENSE 
Salaries and related costs 14,52420,33928,87432,2409,697
Professional services 2,1082,2133,5315,421802
Occupancy and equipment 8341,1332,0862,324721
Data processing and internet 9832,2512,7735,3731,514
Advertising and promotional 1,0252,7034,0843,7241,306
Depreciation and amortization 6181,3161,9042,874717
Real estate owned and repossessed vehicles 1,5542,382505(149)57
FDIC and regulator fees 2,0171,5272,1252,343778
Other general and administrative 2,8714,0947,7055,7831,854
Total non-interest expense 26,53437,95853,58759,93317,446
INCOME BEFORE INCOME TAXES 34,17249,53768,20194,26930,178
INCOME TAXES 13,59320,06127,91038,31312,337
NET INCOME 20,57929,47640,29155,95617,841
NET INCOME ATTRIBUTABLE TO COMMON STOCK 20,27028,20539,45655,64717,764
COMPREHENSIVE INCOME 15,56525,01234,92656,39020,125
Basic earnings per share 1.882.453.03.871.2
Diluted earnings per share 1.872.332.893.851.2
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME 
Net income 20,57929,47640,29155,95617,841
Net unrealized gain (loss) from available-for-sale securities NA(12,659)(4,661)901,690
Other-than-temporary impairment on held-to-maturity securities recognized in other comprehensive income NA5,247(4,282)6332,280
Reclassification of net gain (loss) from available-for-sale securities included in income NA0000
Unrealized gain (loss), net of reclassification adjustments, before income tax (8,326)(7,412)(8,943)7233,970
Income tax (expense) benefit related to items of other comprehensive income 3,3122,9483,578(289)(1,686)
Other comprehensive income (loss) (5,014)(4,464)(5,365)4342,284
Comprehensive income 15,56525,01234,92656,39020,125


Data shown on this page is extracted directly from the company’s documents. SNL makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, SNL, as always, stands by its commitment to the quality of the data.

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