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INVESTOR RELATIONS

Income Statement


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 2011 Y2012 Y2013 Y2014 Y
Source Document6/30/20136/30/20146/30/20146/30/2014
Currency CodeUSDUSDUSDUSD
(in thousands)    
     
INTEREST AND DIVIDEND INCOME 
Loans, including fees 60,50889,308113,503147,664
Investments 32,42726,42522,15125,214
Total interest and dividend income 92,935115,733135,654172,878
INTEREST EXPENSE 
Deposits 22,27624,88922,86824,817
Advances from the Federal Home Loan Bank 6,2635,9555,9396,981
Other borrowings 5,8835,7015,2193,983
Total interest expense 34,42236,54534,02635,781
Net interest income 58,51379,188101,628137,097
Provision for loan losses 5,8008,0637,5505,350
Net interest income, after provision for loan losses 52,71371,12594,078131,747
NON-INTEREST INCOME 
Realized gain (loss) on sale of mortgage-backed securities 2,4200212208
Other-than-temporary loss on securities 
Total impairment losses (5,942)(3,583)(8,080)(2,359)
(Gain) loss recognized in other comprehensive loss 4,4017804,579(443)
Net impairment loss recognized in earnings (1,541)(2,803)(3,501)(2,802)
Fair value gain (loss) on trading securities 6517851,274954
Total unrealized loss on securities (890)(2,018)(2,227)(1,848)
Prepayment penalty fee income 1,0738631,7422,687
Gain on sale - other 001,1306,658
Mortgage banking income 4,73116,70822,95310,170
Banking service fees and other income 6598173,9004,580
Total non-interest income 7,99316,37027,71022,455
NON-INTEREST EXPENSE 
Salaries and related costs 14,52420,33928,87432,240
Professional services 2,1082,2133,5315,421
Occupancy and equipment 8341,1332,0862,324
Data processing and internet 9832,2512,7735,373
Advertising and promotional 1,0252,7034,0843,724
Depreciation and amortization 6181,3161,9042,874
Real estate owned and repossessed vehicles 1,5542,382505(149)
FDIC and regulatory fees 2,0171,5272,1252,343
Other general and administrative 2,8714,0947,7055,783
Total non-interest expense 26,53437,95853,58759,933
INCOME BEFORE INCOME TAXES 34,17249,53768,20194,269
INCOME TAXES 13,59320,06127,91038,313
NET INCOME 20,57929,47640,29155,956
NET INCOME ATTRIBUTABLE TO COMMON STOCK 20,27028,20539,45655,647
COMPREHENSIVE INCOME 15,56525,01234,92656,390
Basic earnings per share 1.882.453.03.87
Diluted earnings per share 1.872.332.893.85
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME 
NET INCOME 20,57929,47640,29155,956
Other Comprehensive Income 
Net unrealized gain (loss) from available-for-sale securities NA(12,659)(4,661)90
Other-than-temporary impairment on held-to-maturity securities recognized in other comprehensive income NA5,247(4,282)633
Reclassification of net (gain) loss from available for sale securities included in income NA000
Unrealized gain (loss), net of reclassification adjustments, before income taxes (8,326)(7,412)(8,943)723
Income tax (expense) benefit related to items of other comprehensive income 3,3122,9483,578(289)
Other comprehensive income (loss) (5,014)(4,464)(5,365)434
Comprehensive income 15,56525,01234,92656,390


Data shown on this page is extracted directly from the company’s documents. SNL makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, SNL, as always, stands by its commitment to the quality of the data.

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