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INVESTOR RELATIONS

Income Statement


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 2010 Y2011 Y2012 Y2013 Y2014 Q3 YTD
Source Document6/30/20126/30/20136/30/20136/30/20133/31/2014
Currency CodeUSDUSDUSDUSDUSD
(in thousands)     
      
INTEREST AND DIVIDEND INCOME 
Loans, including fees 43,69760,50889,308113,503104,273
Investments 41,87532,42726,42522,15118,463
Total interest and dividend income 85,57292,935115,733135,654122,736
INTEREST EXPENSE 
Deposits 21,25422,27624,88922,86817,894
Advances from the Federal Home Loan Bank 7,7256,2635,9555,9394,888
Other borrowings 5,9745,8835,7015,2193,353
Total interest expense 34,95334,42236,54534,02626,135
Net interest income 50,61958,51379,188101,62896,601
Provision for loan losses 5,7755,8008,0637,5503,100
Net interest income, after provision for loan losses 44,84452,71371,12594,07893,501
NON-INTEREST INCOME 
Realized gain on sale of mortgage-backed securities 13,0372,4200212208
Total realized gain on securities 13,037NANANANA
Other-than-temporary loss on securities 
Total impairment losses (6,910)(5,942)(3,583)(8,080)(1,969)
Loss recognized in other comprehensive income 8724,4017804,579(195)
Net impairment loss recognized in earnings (6,038)(1,541)(2,803)(3,501)(2,164)
Fair value gain on trading securities (1,039)6517851,274488
Total unrealized loss on securities (7,077)(890)(2,018)(2,227)(1,676)
Prepayment penalty fee income 1221,0738631,7422,286
Gain on sale - other NA001,1306,051
Mortgage banking income 1,6944,73116,70822,9537,483
Banking service fees and other income 5406598173,9003,380
Total non-interest income 8,3167,99316,37027,71017,732
NON-INTEREST EXPENSE 
Salaries and related costs 7,37114,52420,33928,87423,464
Professional services 1,5192,1082,2133,5314,325
Occupancy and equipment 4198341,1332,0861,715
Data processing and internet 8919832,2512,7734,068
Advertising and promotional 4441,0252,7034,0842,473
Depreciation and amortization 2356181,3161,9042,161
Real estate owned and repossessed vehicles 2,6611,5542,382505(146)
FDIC and regulator fees 1,5622,0171,5272,1251,666
Other general and administrative 2,1812,8714,0947,7054,441
Total non-interest expense 17,28326,53437,95853,58744,167
INCOME BEFORE INCOME TAXES 35,87734,17249,53768,20167,066
INCOME TAXES 14,74913,59320,06127,91027,120
NET INCOME 21,12820,57929,47640,29139,946
NET INCOME ATTRIBUTABLE TO COMMON STOCK 20,51720,27028,20539,45639,714
COMPREHENSIVE INCOME 
COMPREHENSIVE INCOME 23,24515,56525,01234,92639,377
NET INCOME 21,12820,57929,47640,29139,946
Other comprehensive income 
Net unrealized gain (loss) from available-for-sale securities NANANANA(1,165)
Other-than-temporary impairment on held-to-maturity securities recognized in other comprehensive income NANANANA217
Unrealized gain (loss), net of reclassification adjustments, before income tax 3,594(8,326)(7,412)(8,943)(948)
Income tax (expense) benefit related to items of other comprehensive income 1,4773,3122,9483,578379
Other comprehensive income (loss) 2,117(5,014)(4,464)(5,365)(569)
Comprehensive income NA15,56525,01234,92639,377
Basic earnings per share 2.311.882.453.02.78
Diluted earnings per share 2.221.872.332.892.76


Data shown on this page is extracted directly from the company’s documents. SNL makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, SNL, as always, stands by its commitment to the quality of the data.

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