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INVESTOR RELATIONS

Income Statement


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 2011 Y2012 Y2013 Y2014 Y2015 Q2 YTD
Source Document6/30/20136/30/20146/30/20146/30/201412/31/2014
Currency CodeUSDUSDUSDUSDUSD
(in thousands)     
      
INTEREST AND DIVIDEND INCOME 
Loans, including fees 60,50889,308113,503147,664102,375
Investments 32,42726,42522,15125,21411,511
Total interest and dividend income 92,935115,733135,654172,878113,886
INTEREST EXPENSE 
Deposits 22,27624,88922,86824,81715,506
Advances from the Federal Home Loan Bank 6,2635,9555,9396,9814,461
Other borrowings 5,8835,7015,2193,983933
Total interest expense 34,42236,54534,02635,78120,900
Net interest income 58,51379,188101,628137,09792,986
Provision for loan losses 5,8008,0637,5505,3505,400
Net interest income, after provision for loan losses 52,71371,12594,078131,74787,586
NON-INTEREST INCOME 
Realized gain on sale of securities 2,4200212208587
Other-than-temporary loss on securities 
Total impairment (losses) gains (5,942)(3,583)(8,080)(2,359)(4,647)
Loss (gain) recognized in other comprehensive income 4,4017804,579(443)3,150
Net impairment loss recognized in earnings (1,541)(2,803)(3,501)(2,802)(1,497)
Fair value gain (loss) on trading securities 6517851,274954(203)
Total unrealized (loss) gain on securities (890)(2,018)(2,227)(1,848)(1,700)
Prepayment penalty fee income 1,0738631,7422,6871,930
Gain on sale - other 001,1306,6582,006
Mortgage banking income 4,73116,70822,95310,1706,000
Banking service fees and other income 6598173,9004,5803,123
Total non-interest income 7,99316,37027,71022,45511,946
NON-INTEREST EXPENSE 
Salaries and related costs 14,52420,33928,87432,24020,461
Professional services 2,1082,2133,5315,4211,599
Occupancy and equipment 8341,1332,0862,3241,553
Data processing and internet 9832,2512,7735,3733,197
Advertising and promotional 1,0252,7034,0843,7242,755
Depreciation and amortization 6181,3161,9042,8741,483
Real estate owned and repossessed vehicles 1,5542,382505(149)108
FDIC and regulator fees 2,0171,5272,1252,3431,606
Other general and administrative 2,8714,0947,7055,7833,621
Total non-interest expense 26,53437,95853,58759,93336,383
INCOME BEFORE INCOME TAXES 34,17249,53768,20194,26963,149
INCOME TAXES 13,59320,06127,91038,31325,936
NET INCOME 20,57929,47640,29155,95637,213
NET INCOME ATTRIBUTABLE TO COMMON STOCK 20,27028,20539,45655,64737,058
COMPREHENSIVE INCOME 15,56525,01234,92656,39038,662
Basic earnings per share 1.882.453.03.872.47
Diluted earnings per share 1.872.332.893.852.46
CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME 
NET INCOME 20,57929,47640,29155,95637,213
Other comprehensive income (loss), net of tax 
Net unrealized gain (loss) from available-for-sale securities NA(12,659)(4,661)90139
Other-than-temporary impairment on held-to-maturity securities recognized in other comprehensive income NA5,247(4,282)6331,662
Reclassification of net (gain) loss from available-for-sale securities included in income NA000(352)
Unrealized gain (loss), net of reclassification adjustments, before income tax (8,326)(7,412)(8,943)723NA
Income tax (expense) benefit related to items of other comprehensive income 3,3122,9483,578(289)NA
Other comprehensive income (loss) (5,014)(4,464)(5,365)4341,449
Comprehensive income 15,56525,01234,92656,39038,662


Data shown on this page is extracted directly from the company’s documents. SNL makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, SNL, as always, stands by its commitment to the quality of the data.

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