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INVESTOR RELATIONS

Income Statement


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 2010 Y2011 Y2012 Y2013 Y2014 Q2 YTD
Source Document6/30/20126/30/20136/30/20136/30/201312/31/2013
Currency CodeUSDUSDUSDUSDUSD
(in thousands)     
      
INTEREST AND DIVIDEND INCOME 
Loans, including fees 43,69760,50889,308113,50365,342
Investments 41,87532,42726,42522,15112,231
Total interest and dividend income 85,57292,935115,733135,65477,573
INTEREST EXPENSE 
Deposits 21,25422,27624,88922,86811,322
Advances from the Federal Home Loan Bank 7,7256,2635,9555,9392,867
Other borrowings 5,9745,8835,7015,2192,446
Total interest expense 34,95334,42236,54534,02616,635
Net interest income 50,61958,51379,188101,62860,938
Provision for loan losses 5,7755,8008,0637,5501,500
Net interest income, after provision for loan losses 44,84452,71371,12594,07859,438
NON-INTEREST INCOME 
Realized gain on sale of mortgage-backed securities 13,0372,4200212208
Total realized gain on securities 13,037NANANANA
Other-than-temporary loss on securities 
Total impairment losses (6,910)(5,942)(3,583)(8,080)(1,352)
Loss recognized in other comprehensive income 8724,4017804,579(93)
Net impairment loss recognized in earnings (6,038)(1,541)(2,803)(3,501)(1,445)
Fair value gain on trading securities (1,039)6517851,274435
Total unrealized loss on securities (7,077)(890)(2,018)(2,227)(1,010)
Prepayment penalty fee income 1221,0738631,7421,828
Gain on sale - other NA001,1304,136
Mortgage banking income 1,6944,73116,70822,9535,125
Banking service fees and other income 5406598173,9002,233
Total non-interest income 8,3167,99316,37027,71012,520
NON-INTEREST EXPENSE 
Salaries and related costs 7,37114,52420,33928,87415,743
Professional services 1,5192,1082,2133,5312,921
Occupancy and equipment 4198341,1332,0861,126
Data processing and internet 8919832,2512,7732,506
Advertising and promotional 4441,0252,7034,0841,803
Depreciation and amortization 2356181,3161,9041,417
Real estate owned and repossessed vehicles 2,6611,5542,382505(95)
FDIC and regulator fees 1,5622,0171,5272,1251,094
Other general and administrative 2,1812,8714,0947,7053,305
Total non-interest expense 17,28326,53437,95853,58729,820
INCOME BEFORE INCOME TAXES 35,87734,17249,53768,20142,138
INCOME TAXES 14,74913,59320,06127,91016,802
NET INCOME 21,12820,57929,47640,29125,336
NET INCOME ATTRIBUTABLE TO COMMON STOCK 20,51720,27028,20539,45625,181
COMPREHENSIVE INCOME 23,24515,56525,01234,92624,109
Basic earnings per share 2.311.882.453.01.77
Diluted earnings per share 2.221.872.332.891.77
CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME 
NET INCOME 21,12820,57929,47640,29125,336
Other comprehensive income 
Net unrealized gain (loss) from available-for-sale securities NANANANA(2,044)
Other-than-temporary impairment on held-to-maturity securities recognized in other comprehensive income NANANANA0
Unrealized gain (loss), net of reclassification adjustments, before income tax 3,594(8,326)(7,412)(8,943)(2,044)
Income tax (expense) benefit related to items of other comprehensive income 1,4773,3122,9483,578817
Other comprehensive income (loss) 2,117(5,014)(4,464)(5,365)(1,227)
Comprehensive income NA15,56525,01234,92624,109


Data shown on this page is extracted directly from the company’s documents. SNL makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, SNL, as always, stands by its commitment to the quality of the data.

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