Notice:  You are leaving the Preferred Bank website 


Preferred Bank (including its directors, employees or its affiliates) is not responsible or liable for the content, information or security; the failure of any products or services advertised or promoted on this linked site and any issues that may arise out of the site's privacy policy.

Click Okay to continue and Cancel to go back

 

Ok      Cancel

Financial Highlights

Entire IR Site Press Releases Only Filings Only
Email pagePDF viewPrint viewEmail Alert
PREFERRED BANK (NASDAQ - PFBC)  
Trend Analysis--Quarterly (click here for Annual Analysis)

For the definition of a financial field, click on the field name.


Balance Sheet ($000)
2019 Q12018 Q1Y-Y
Ch (%)
2018 Q4Q-Q
Ch (%)
Loans Held for Investment, before Reserves3,403,5043,094,20810.003,331,0548.70
Loans Held for Sale, before Reserves000.0000.00
Loan Loss Reserve31,89628,57011.6431,06510.70
Net Loans Receivable3,371,6083,065,6389.983,299,9898.68
Intangible Assets896990(9.49)919(10.01)
Total Assets4,328,2703,781,92414.454,216,43510.61
Deposits3,719,8033,261,67714.053,639,6858.80
Debt, Senior and Subordinated121,967105,36715.75100,39485.95
Common Equity432,132371,02816.47416,65114.86
Total Shareholders' Equity432,132371,02816.47416,65114.86
Shares Outstanding (actual)15,286,31715,318,119(0.21)15,308,688(0.58)
Income Statement ($000)
2019 Q12018 Q1Y-Y
Ch (%)
2018 Q4Q-Q
Ch (%)
Net Interest Income40,91036,14413.1941,442(5.13)
Provision for Loan Losses5001,500(66.67)5,550(363.96)
Noninterest Income1,8611,62314.662,308(77.47)
Noninterest Expense15,69413,22318.6911,645139.08
Net Income Before Taxes26,57722,47818.2426,614(0.56)
Provision for Taxes7,8345,86733.537,960(6.33)
Net Income18,74316,61112.8318,6541.91
Per Share Items ($)
2019 Q12018 Q1Y-Y
Ch (%)
2018 Q4Q-Q
Ch (%)
Book Value per Share28.2724.2216.7127.2215.47
Tangible Book Value28.2124.1616.7827.1615.52
Diluted EPS Before Extra1.231.0912.841.223.28
Diluted EPS After Extra1.231.0912.841.223.28
Dividends Declared0.30000.220036.360.30000.00
Performance Ratios (%)
2019 Q12018 Q1Y-Y
Ch (bp)
2018 Q4Q-Q
Ch (bp)
ROAA1.831.85(2)1.830
ROAE17.7518.32(57)18.50(75)
Net Interest Margin4.124.14(2)4.13(1)
Loans / Deposits91.5094.87(337)91.52(2)
Efficiency Ratio36.6936.412829.84685
Balance Sheet Ratios (%)
2019 Q12018 Q1Y-Y
Ch (bp)
2018 Q4Q-Q
Ch (bp)
Tangible Equity/ Tangible Assets9.979.79189.8610
Equity/ Assets9.989.81179.8810
Asset Quality Ratios (%)
2019 Q12018 Q1Y-Y
Ch (bp)
2018 Q4Q-Q
Ch (bp)
Nonperforming Assets/ Assets0.080.20(12)1.06(98)
Loan Loss Reserves/ Gross Loans0.940.9210.930
Loan Loss Reserves/ NPAs887.73384.5750,31569.2981,844
Net Charge-offs/ Avg Loans(0.04)0.39(43)0.80(84)
Regulatory Capital Ratios (%)
2019 Q12018 Q1Y-Y
Ch (bp)
2018 Q4Q-Q
Ch (bp)
Tier 1 Capital Ratio10.5410.035110.4311
   Q-Q Ch(%)= most recent quarter minus prior quarter annualized e.g. [(Q4-Q3)/Q3]*4

  * Percentages presented for individual quarters are annualized by taking the quarter amount and multiplying by four.



Copyright 2019, © S&P Global Market Intelligence  Terms of Use