Investor Search
  • Entire IR Site
    Press Releases Only
    Filings Only
Financial Highlights
Social media sharingEmail pagePDF viewPrint viewEmail Alert
ENB FINANCIAL CORP (OTCQX - ENBP)
Trend Analysis--Annual (click here for Quarterly Analysis)

For the definition of a financial field, click on the field name.


Balance Sheet ($000)
 2019Y2018Y2019/
2018
Ch (%)
2017Y2018/
2017
Ch (%)
Loans Held for Investment, before Reserves753,618694,0738.58597,55316.15
Loans Held for Sale, before Reserves2,3421,42963.892,892(50.59)
Loan Loss Reserve9,4478,6669.018,2405.17
Net Loans Receivable746,513686,8368.69592,20515.98
Intangible Assets000.0000.00
Total Assets1,171,7501,097,8426.731,033,6226.21
Deposits974,088919,7345.91866,4776.15
Debt, Senior and Subordinated78,98873,2567.8265,85011.25
Common Equity116,688102,80213.5199,7593.05
Total Shareholders' Equity116,688102,80213.5199,7593.05
Shares Outstanding (actual)5,640,7425,705,064(1.13)5,699,6460.10
Income Statement ($000)
 2019Y2018Y2019/
2018
Ch (%)
2017Y2018/
2017
Ch (%)
Net Interest Income36,61833,12410.5530,1789.76
Provision for Loan Losses77066016.67940(29.79)
Noninterest Income10,80710,4153.769,6467.97
Noninterest Expense33,63332,4463.6630,8775.08
Net Income Before Taxes13,52111,05522.318,68227.33
Provision for Taxes2,1261,30662.792,338(44.14)
Net Income11,3959,74916.886,34453.67
Per Share Items ($)
 2019Y2018Y2019/
2018
Ch (%)
2017Y2018/
2017
Ch (%)
Book Value per Share20.6918.0214.8017.502.95
Tangible Book Value20.6918.0214.8017.502.95
Diluted EPS Before Extra2.011.7117.541.1253.36
Diluted EPS After Extra2.011.7117.541.1253.36
Dividends Declared0.62500.57508.700.56002.68
Performance Ratios (%)
 2019Y2018Y2019/
2018
Ch (bp)
2017Y2018/
2017
Ch (bp)
ROAA1.010.9380.6330
ROAE10.369.94426.46348
Net Interest Margin3.533.4673.460
Loans / Deposits77.3775.4619068.96650
Efficiency Ratio69.8271.58(176)73.23(165)
Balance Sheet Ratios (%)
 2019Y2018Y2019/
2018
Ch (bp)
2017Y2018/
2017
Ch (bp)
Tangible Equity/ Tangible Assets9.969.36599.65(29)
Equity/ Assets9.969.36599.65(29)
Asset Quality Ratios (%)
 2019Y2018Y2019/
2018
Ch (bp)
2017Y2018/
2017
Ch (bp)
Nonperforming Assets/ AssetsNA0.21NA0.0615
Loan Loss Reserves/ Gross Loans1.251.2501.37(13)
Loan Loss Reserves/ NPAsNA379.92NA NM NM
Net Charge-offs/ Avg Loans(0.00)0.04(4)0.05(1)
Regulatory Capital Ratios (%)
 2019Y2018Y2019/
2018
Ch (bp)
2017Y2018/
2017
Ch (bp)
Tier 1 Capital Ratio13.4013.202013.80(60)

Copyright 2020, © S&P Global Market Intelligence  Terms of Use
 
31 East Main Street, Ephrata, PA 17522     Local Calls: (717) 733-4181 - Toll Free: (877) 773-6605
Copyright © 2020 ENB Financial Corp. All rights reserved.
Privacy Policy, Warranties, and Disclaimers