PERSONAL
BUSINESS
INVESTOR
Email pagePDF viewPrint viewEmail Alert
COMMUNITYONE BANCORP (NASDAQ - COB)  
Trend Analysis--Annual (click here for Quarterly Analysis)

For the definition of a financial field, click on the field name.


Balance Sheet ($000)
2014Y2013Y2014/
2013
Ch (%)
2012Y2013/
2012
Ch (%)
Loans Held for Investment, before Reserves1,357,7881,212,24812.011,177,0352.99
Loans Held for Sale, before Reserves2,7961,83652.296,974(73.67)
Loan Loss Reserve20,34526,785(24.04)29,314(8.63)
Net Loans Receivable1,340,2391,187,29912.881,154,6952.82
Intangible Assets9,88611,119(11.09)11,700(4.97)
Total Assets2,215,5141,985,03211.612,151,565(7.74)
Deposits1,794,4201,748,7052.611,906,988(8.30)
Debt, Senior and Subordinated139,350142,165(1.98)123,70514.92
Common Equity266,91680,361232.1598,445(18.37)
Total Shareholders' Equity266,91680,361232.1598,445(18.37)
Shares Outstanding (actual)24,185,92321,861,41810.6321,698,1150.75
Income Statement ($000)
2014Y2013Y2014/
2013
Ch (%)
2012Y2013/
2012
Ch (%)
Net Interest Income63,76664,433(1.04)61,2805.15
Provision for Loan Losses(5,371)523NM14,049(96.28)
Noninterest Income16,39017,642(7.10)17,837(1.09)
Noninterest Expense76,43880,179(4.67)105,372(23.91)
Net Income Before Taxes7,966(157)NM(41,017)(99.62)
Provision for Taxes(142,492)1,326NM(1,039)NM
Net Income150,458(1,483)NM(40,005)(96.29)
Per Share Items ($)
2014Y2013Y2014/
2013
Ch (%)
2012Y2013/
2012
Ch (%)
Book Value per Share11.043.68200.224.54(18.98)
Tangible Book Value10.633.17235.534.00(20.77)
Diluted EPS Before Extra6.89(0.07)NM(1.87)(96.26)
Diluted EPS After Extra6.88(0.07)NM(1.87)(96.26)
Dividends Declared0.00000.00000.000.00000.00
Performance Ratios (%)
2014Y2013Y2014/
2013
Ch (bp)
2012Y2013/
2012
Ch (bp)
ROAA7.50(0.07)757(1.75)168
ROAE165.06(1.73)16,679(34.88)3,315
Net Interest Margin3.433.44(1)2.9549
Loans / Deposits75.6769.3263461.72760
Efficiency Ratio91.3190.725995.93(521)
Balance Sheet Ratios (%)
2014Y2013Y2014/
2013
Ch (bp)
2012Y2013/
2012
Ch (bp)
Tangible Equity/ Tangible Assets11.653.518154.05(55)
Equity/ Assets12.054.058004.58(53)
Asset Quality Ratios (%)
2014Y2013Y2014/
2013
Ch (bp)
2012Y2013/
2012
Ch (bp)
Nonperforming Assets/ Assets2.063.20(114)6.63(343)
Loan Loss Reserves/ Gross Loans1.502.21(71)2.48(27)
Loan Loss Reserves/ NPAs34.0435.35(132)19.961,540
Net Charge-offs/ Avg Loans0.080.26(18)1.93(167)
Regulatory Capital Ratios (%)
2014Y2013Y2014/
2013
Ch (bp)
2012Y2013/
2012
Ch (bp)
Tier 1 Capital Ratio13.339.483859.2622

Copyright 2015, © SNL Financial LC  Terms of Use
  • Entire IR Site
    Press Releases Only
    Filings Only