Depository Interest Rates

A simple, easy-to-read report that ranks you and your competitors’ rates on savings, mortgage, jumbo and consumer products. View up to 18 products at once for instant comparisons of the entire market. Your institution is highlighted so you can quickly see how you stack up to the competition.

Quickly view variances in rates between your bank and your competition, alongside the deposit market share in your selected market(s). This report shows you your competitors' rates in detail, broken down by type of institution.

Intuitive color coding helps you quickly identify variances from your institution – green indicates that the competitor’s rate is higher; yellow indicates that the rates are the same and red indicates that the rate is lower.

Visualize how your company’s rates stack up in the market place and spot opportunities that competitors may have missed. The scatter chart design makes it easy to spot outliers. You can hover over any data point for more details on the institution, their product definitions, the rates and terms. In addition to the chart, the data tab allows you to see a breakdown of all the rates plotted on the chart.

Use SNL’s Peer Analytics application to easily view peer comparisons for interest rates, as well as a variety of other financial and market data fields. Compare rates across a variety of deposit, jumbo, consumer loan and mortgage categories. Choose from pre-set peer groups, or select a custom group of peer institutions. Export presentation-ready graphics to PDF or Excel.

Perform more robust branch and market analysis using SNL's standard rates data in the Branch Analytics application. Add market aggregate or individual institutions' rates to your HHI and market share analyses, or create a custom list of branches that includes detailed rate data.

View detailed interest rate data in SNLxl, SNL’s web-based Excel Add-In. Create your own custom-built model using the fields of your choice. Or, use SNL’s Depository Rates Ranking Report to quickly rank a depository's rates across SNL's standard savings, jumbo, consumer and mortgage products within selected markets against its competitors. SNL’s depository interest rate data can be found in 4 data sets within SNLxl: Companies, Regulated Depositories, Branches and Geographic Intelligence.

For clients who need even more specialized rates information, SNL offers Custom Rates Research. With a customized offering, you can track rates for products ranging from business deposit accounts and jumbo mortgage products, to auto loans for different ages of vehicles to additional amounts for home equities.

For a complete understanding of your competitors’ products and pricing for all deposit products, SNL’s custom 360° Reports provide the complete picture. Click here for more details on our Custom Rates products.