Financial Highlights

Email pagePDF viewPrint viewEmail AlertRSS Feeds
Trend Analysis--Quarterly (click here for Annual Analysis)

For the definition of a financial field, click on the field name.

Balance Sheet ($000)
 2016 Q42015 Q4 Y-Y
Ch (%)
2016 Q3 Q-Q
Ch (%)
Cash and Investments16,277,00014,967,0008.7516,342,000(1.59)
Total Reinsurance Assets607,000596,0001.85620,000(8.39)
Total Deferred Policy Acquisition Costs637,000616,0003.41627,0006.38
Intangible Assets000.0000.00
Separate Account Assets766,000748,0002.41790,000(12.15)
Total Assets20,386,00018,888,0007.9320,455,000(1.35)
Total Policy Reserves10,063,0009,502,0005.9010,020,0001.72
Total Debt846,000856,000(1.17)847,000(0.47)
Total Liabilities13,326,00012,461,0006.9413,334,000(0.24)
Total Mezzanine Level Items000.0000.00
Common Equity7,060,0006,427,0009.857,121,000(3.43)
Total Equity7,060,0006,427,0009.857,121,000(3.43)
Shares Outstanding (actual)164,387,000163,944,0000.27164,700,000(0.76)
Income Statement ($000)
 2016 Q42015 Q4 Y-Y
Ch (%)
2016 Q3 Q-Q
Ch (%)
Total Policy Revenue1,192,0001,148,0003.831,191,0000.34
Net Investment Income154,000148,0004.05147,00019.05
Realized Gains(38,000)(38,000)0.0057,000NM
Total Revenue1,312,0001,263,0003.881,402,000(25.68)
Total Policy Expenses809,000677,00019.50753,00029.75
Underwriting & Other Expenses361,000357,0001.12383,000(22.98)
Interest Expense14,00013,0007.6913,00030.77
Total Expenses1,184,0001,047,00013.091,149,00012.18
Provision for Taxes28,00060,000(53.33)73,000(246.58)
Net Income100,000156,000(35.90)180,000(177.78)
Net Income After Taxes100,000156,000(35.90)180,000(177.78)
Per Share Items ($)
 2016 Q42015 Q4 Y-Y
Ch (%)
2016 Q3 Q-Q
Ch (%)
Diluted EPS Before Extraordinary0.600.94(36.17)1.08(177.78)
Diluted EPS After Extraordinary0.600.94(36.17)1.08(177.78)
Operating EPS0.751.10(31.82)0.86(51.16)
Book Value, Excluding FASB 11532.5030.835.4132.371.59
Dividends Declared0.48000.9200(47.83)0.48000.00
Underwriting Performance Ratios (%)
 2016 Q42015 Q4 Y-Y
Ch (bp)
2016 Q3 Q-Q
Ch (bp)
GAAP Loss Ratio65.9056.3096061.00490
GAAP Expense Ratio30.3030.70(40)31.40(110)
GAAP Combined Ratio96.2087.0092092.40380
Underwriting Analysis ($000)
 2016 Q42015 Q4 Y-Y
Ch (%)
2016 Q3 Q-Q
Ch (%)
Net Premiums Written1,135,0001,121,0001.251,242,000(34.46)
Balance Sheet Ratios (%)
 2016 Q42015 Q4 Y-Y
Ch (bp)
2016 Q3 Q-Q
Ch (bp)
Total Equity / Total Assets34.6334.036034.81(18)
Tangible Equity / Tangible Assets34.6334.036034.81(18)
Tangible Common Equity / Tangible Assets34.6334.036034.81(18)
Policy Reserves / Equity (x)1.431.48(5)1.412
Debt / Total Cap, at Book10.7011.75(105)10.637
Cash & Investments / Assets79.8479.246079.89(5)
Profitability Ratios (%)
 2016 Q42015 Q4 Y-Y
Ch (bp)
2016 Q3 Q-Q
Ch (bp)
Operating ROAA2.453.87(142)2.82(37)
Operating ROAE7.0511.40(434)8.12(107)
Investment Yield2.842.95(11)5.05(220)
Operating Margin13.3320.52(719)15.54(221)
   Q-Q Ch(%)= most recent quarter minus prior quarter annualized e.g. [(Q4-Q3)/Q3]*4

  * Percentages presented for individual quarters are annualized by taking the quarter amount and multiplying by four.

Copyright 2017, © S&P Global Market Intelligence  Terms of Use

  • 72.21
    Stock Quote ($)
  • Change ($)0.39
  • Change (%)0.54
  • Volume99,082
As of 4/26/2017 - Minimum 20 minute delay.
Information and news releases on this site were believed to be accurate as of the date prepared, and Cincinnati Financial disclaims any duty to update them. "Forward looking statements," as defined in securities laws, are intended to fit within the "safe harbor" and are subject to material risk factors that may not be disclosed on this site.