Financial Highlights

Email pagePDF viewPrint viewEmail AlertRSS Feeds
Trend Analysis--Quarterly (click here for Annual Analysis)

For the definition of a financial field, click on the field name.

Balance Sheet ($000)
 2020 Q12019 Q1 Y-Y
Ch (%)
2019 Q4 Q-Q
Ch (%)
Cash and Investments18,362,00018,666,000(1.63)20,513,000(41.94)
Total Reinsurance Assets624,000577,0008.15664,000(24.10)
Total Deferred Policy Acquisition Costs827,000751,00010.12774,00027.39
Intangible Assets000.0000.00
Separate Account Assets858,000831,0003.25882,000(10.88)
Total Assets23,367,00023,352,0000.0625,408,000(32.13)
Total Policy Reserves11,989,00011,445,0004.7511,770,0007.44
Total Debt960,000877,0009.46885,00033.90
Total Liabilities15,325,00014,722,0004.1015,544,000(5.64)
Total Mezzanine Level Items000.0000.00
Common Equity8,042,0008,630,000(6.81)9,864,000(73.88)
Total Equity8,042,0008,630,000(6.81)9,864,000(73.88)
Shares Outstanding (actual)160,800,000163,200,000(1.47)162,918,000(5.20)
Income Statement ($000)
 2020 Q12019 Q1 Y-Y
Ch (%)
2019 Q4 Q-Q
Ch (%)
Total Policy Revenue1,456,0001,333,0009.231,441,0004.16
Net Investment Income168,000162,0003.70163,00012.27
Realized Gains(1,728,000)658,000NM542,000NM
Total Revenue(99,000)2,159,000NM2,152,000NM
Total Policy Expenses1,003,000860,00016.63910,00040.88
Underwriting & Other Expenses461,000419,00010.02448,00011.61
Interest Expense13,00013,0000.0013,0000.00
Total Expenses1,477,0001,292,00014.321,371,00030.93
Provision for Taxes(350,000)172,000NM155,000NM
Net Income(1,226,000)695,000NM626,000NM
Net Income After Taxes(1,226,000)695,000NM626,000NM
Per Share Items ($)
 2020 Q12019 Q1 Y-Y
Ch (%)
2019 Q4 Q-Q
Ch (%)
Diluted EPS Before Extraordinary(7.56)4.22NM3.79NM
Diluted EPS After Extraordinary(7.56)4.22NM3.79NM
Operating EPS0.841.05(20.00)1.23(126.83)
Book Value, Excluding FASB 11548.7051.48(5.39)57.68(62.27)
Dividends Declared0.60000.56007.140.560028.57
Underwriting Performance Ratios (%)
 2020 Q12019 Q1 Y-Y
Ch (bp)
2019 Q4 Q-Q
Ch (bp)
GAAP Loss Ratio66.9062.3046060.80610
GAAP Expense Ratio31.6030.709030.8080
GAAP Combined Ratio98.5093.0055091.60690
Underwriting Analysis ($000)
 2020 Q12019 Q1 Y-Y
Ch (%)
2019 Q4 Q-Q
Ch (%)
Net Premiums Written1,595,0001,453,0009.771,393,00058.00
Balance Sheet Ratios (%)
 2020 Q12019 Q1 Y-Y
Ch (bp)
2019 Q4 Q-Q
Ch (bp)
Total Equity / Total Assets34.4236.96(254)38.82(441)
Tangible Equity / Tangible Assets34.4236.96(254)38.82(441)
Tangible Common Equity / Tangible Assets34.4236.96(254)38.82(441)
Policy Reserves / Equity (x)1.491.33161.1930
Debt / Total Cap, at Book10.669.221448.23243
Cash & Investments / Assets78.5879.93(135)80.73(215)
Profitability Ratios (%)
 2020 Q12019 Q1 Y-Y
Ch (bp)
2019 Q4 Q-Q
Ch (bp)
Operating ROAA2.253.04(79)3.24(99)
Operating ROAE6.128.36(224)8.44(232)
Investment Yield(32.10)18.13(5,023)13.97(4,608)
Operating Margin10.1314.79(466)15.65(552)
   Q-Q Ch(%)= most recent quarter minus prior quarter annualized e.g. [(Q4-Q3)/Q3]*4

  * Percentages presented for individual quarters are annualized by taking the quarter amount and multiplying by four.

Copyright 2020, © S&P Global Market Intelligence  Terms of Use

  • 67.17
    Stock Quote ($)
  • Change ($)(1.97)
  • Change (%)(2.85)
  • Volume621,784
As of 7/9/2020 - Minimum 20 minute delay.
Information and news releases on this site were believed to be accurate as of the date prepared, and Cincinnati Financial disclaims any duty to update them. "Forward looking statements," as defined in securities laws, are intended to fit within the "safe harbor" and are subject to material risk factors that may not be disclosed on this site.