Entire IR Site Press Releases Only Filings Only
Email pagePDF viewPrint viewEmail Alert
Financial Highlights 
Trend Analysis--Quarterly (click here for Annual Analysis)

For the definition of a financial field, click on the field name.


Balance Sheet ($000)
2018 Q12017 Q1Y-Y
Ch (%)
2017 Q4Q-Q
Ch (%)
Loans Held for Investment, before Reserves13,893,36113,572,5092.3613,983,674(2.58)
Loans Held for Sale, before Reserves16,43515,5595.6321,398(92.78)
Loan Loss Reserve159,532157,8321.08159,5320.00
Net Loans Receivable13,750,26413,430,2362.3813,845,540(2.75)
Intangible Assets141,709142,515(0.57)141,886(0.50)
Total Assets24,611,24225,308,171(2.75)24,833,415(3.58)
Deposits20,538,47121,091,853(2.62)20,425,4462.21
Debt, Senior and Subordinated1,141,5431,423,124(19.79)1,508,896(97.38)
Common Equity2,558,3382,413,9195.982,571,776(2.09)
Total Shareholders' Equity2,705,7282,563,5655.552,718,184(1.83)
Shares Outstanding (actual)106,617,497106,939,797(0.30)106,804,429(0.70)
Income Statement ($000)
2018 Q12017 Q1Y-Y
Ch (%)
2017 Q4Q-Q
Ch (%)
Net Interest Income192,892178,2738.20190,0086.07
Provision for Loan Losses10,39611,128(6.58)12,654(71.38)
Noninterest Income119,690109,6139.19119,3831.03
Noninterest Expense182,277179,3771.62208,859(50.91)
Net Income Before Taxes125,31996,60929.72115,08735.56
Provision for Taxes23,25824,907(6.62)20,10462.75
Net Income102,06171,70242.3494,98329.81
Per Share Items ($)
2018 Q12017 Q1Y-Y
Ch (%)
2017 Q4Q-Q
Ch (%)
Book Value per Share24.0022.576.3024.08(1.39)
Tangible Book Value22.6721.246.7222.75(1.49)
Diluted EPS Before Extra0.920.6542.060.8627.91
Diluted EPS After Extra0.920.6542.060.8627.91
Dividends Declared0.23500.21439.670.214338.67
Performance Ratios (%)
2018 Q12017 Q1Y-Y
Ch (bp)
2017 Q4Q-Q
Ch (bp)
ROAA1.661.15511.5016
ROAE15.0411.3037313.95109
Net Interest Margin3.373.13243.298
Loans / Deposits67.6564.3533068.46(82)
Efficiency Ratio58.2162.19(398)67.40(919)
Balance Sheet Ratios (%)
2018 Q12017 Q1Y-Y
Ch (bp)
2017 Q4Q-Q
Ch (bp)
Tangible Equity/ Tangible Assets10.489.628610.434
Equity/ Assets10.9910.138610.955
Asset Quality Ratios (%)
2018 Q12017 Q1Y-Y
Ch (bp)
2017 Q4Q-Q
Ch (bp)
Nonperforming Assets/ Assets0.050.06(1)0.050
Loan Loss Reserves/ Gross Loans1.151.16(1)1.141
Loan Loss Reserves/ NPAsNA258.24NA138.15NA
Net Charge-offs/ Avg Loans0.300.2730.32(2)
Regulatory Capital Ratios (%)
2018 Q12017 Q1Y-Y
Ch (bp)
2017 Q4Q-Q
Ch (bp)
Tier 1 Capital RatioNA12.75NA13.41NA
   Q-Q Ch(%)= most recent quarter minus prior quarter annualized e.g. [(Q4-Q3)/Q3]*4

  * Percentages presented for individual quarters are annualized by taking the quarter amount and multiplying by four.



Copyright 2018, © S&P Global Market Intelligence  Terms of Use

 

Commerce Trust Company

Brokerage Account

Secure Email