Corporate Profile

Horizon Bancorp is headquartered in Michigan City, Indiana. It is a locally owned, independent, bank holding company serving Northern Indiana and Southwest Michigan. It offers banking, investment and trust services and provides mortgage- banking services throughout the Midwest. The Company's principal subsidiaries are Horizon Bank, N.A and Horizon Trust and Investment Management, N.A.

Horizon is proud of its heritage –and still operates under its original national bank charter issued in 1873. Horizon is committed to strategic growth, with an emphasis on service to its customers and a fair return to its shareholders. Through its innovative Shareholder Value Plan, it is committed to increasing its shareholder base in the communities it serves, and to maintaining a market that will enable its stock to reflect its true value.

Horizon may be reached on the World Wide Web at www.accesshorizon.com. Its common stock is traded on the NASDAQ Global Market under the symbol HBNC.

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