Oceanside Bank, a wholly owned subsidiary of Atlantic BancGroup, Inc. founded in 1997, is a state-chartered commercial bank. It operates as a full service financial institution, providing banking services for businesses and individuals alike from four full service banking offices. These offices are located at 1315 South Third Street, Jacksonville Beach, 560 Atlantic Boulevard, Neptune Beach, 13799 Beach Boulevard in the Hodges Plaza in the West Beaches area of Jacksonville and 1790 Kernan Boulevard South at Atlantic Boulevard in East Jacksonville, Florida..
The mission of Oceanside Bank is to offer personalized superior quality financial services for our customers and community; to provide a challenging and gratifying work environment for our employees; and to constantly strive to be a high-performing, independent bank, maximizing long-term value for our shareholders.
The bank’s investments, commercial, consumer and real estate loans are funded in the traditional manner by acquiring demand and time deposits and utilizing other short and long term financing vehicles and its capital. Fee income is generated through various servicing and outsourcing agreements and charges related to the general deposit account and lending process.
